U.S. patent number 3,902,262 [Application Number 05/425,984] was granted by the patent office on 1975-09-02 for identification and/or credit card with flush mounted panels.
This patent grant is currently assigned to Burroughs Corporation. Invention is credited to James Anthony Colegrove, Robert Leslie Edsberg, Dunham Briggs Seeley.
United States Patent |
3,902,262 |
Colegrove , et al. |
September 2, 1975 |
Identification and/or credit card with flush mounted panels
Abstract
A document such for example as a personal identification or
credit card is provided with a plurality of parallel abutting
panels or stripes of material at least some of which are or may be
information carrying devices and all of which are applied
simultaneously to the base material of the document, to provide a
flush surface thereon.
Inventors: |
Colegrove; James Anthony
(Rochester, NY), Edsberg; Robert Leslie (Pittsford, NY),
Seeley; Dunham Briggs (Fairport, NY) |
Assignee: |
Burroughs Corporation (Detroit,
MI)
|
Family
ID: |
23688816 |
Appl.
No.: |
05/425,984 |
Filed: |
December 19, 1973 |
Current U.S.
Class: |
283/82; 283/109;
283/91; 283/904 |
Current CPC
Class: |
G06K
19/083 (20130101); B42D 25/23 (20141001); G06K
19/06046 (20130101); B32B 38/00 (20130101); B42D
25/00 (20141001); B42D 25/369 (20141001); B42D
25/40 (20141001); B42D 25/387 (20141001); B42D
25/318 (20141001); B42D 25/45 (20141001); B42D
2035/02 (20130101); B42D 2035/34 (20130101); B42D
2033/30 (20130101); B42D 2035/16 (20130101); B42D
25/20 (20141001); B32B 2038/0064 (20130101); B32B
2307/406 (20130101); B42D 25/324 (20141001); B42D
2035/08 (20130101); Y10S 283/904 (20130101); B42D
2033/16 (20130101); B42D 2033/04 (20130101); B42D
2033/20 (20130101); B32B 2425/00 (20130101) |
Current International
Class: |
B42D
15/10 (20060101); G06K 19/06 (20060101); G06K
19/08 (20060101); G09f 003/02 () |
Field of
Search: |
;40/2.2,135 ;283/7
;235/61.12M |
References Cited
[Referenced By]
U.S. Patent Documents
Primary Examiner: Michell; Robert W.
Assistant Examiner: Contreras; Wenceslao J.
Attorney, Agent or Firm: Fissell, Jr.; Carl Peterson; Kevin
R. Fish; Paul W.
Claims
What is claimed is:
1. A card comprising: a relatively thin core member having a pair
of back-to-back planar surfaces which are substantially parallel
relative to each other; at least a first coating of magnetizable
material covering a portion of one of said pair of planar surfaces;
at least a second coating covering a portion of one of said pair of
planar surfaces, said second coating being adapted for having
information written thereon; third and fourth coatings covering
said pair, respectively, of said planar surfaces at the locations
which are not covered by said first and second coatings; at least
one of said third and fourth coatings and at least of one said
first and second coatings being in contiguous, flush relationship
on at least one of said pair of planar surfaces thereby forming a
new and continuous planar surface which covers said one of said
planar surfaces of said core member, the other of said third and
fourth coatings and the other of said first and second coatings, if
any, also being in contiguous, flush relationship on the other of
said planar surfaces thereby forming another new and continuous
surface thereon, said core member being adapted for receiving said
first, second, third and fourth coatings thereon concurrently and
simultaneously.
2. The card set forth in claim 1 wherein one of said pair of planar
surfaces of said core member includes at least a portion thereof
which has information printed in magnetizable material thereon, and
wherein one of said third and fourth coatings also covers said
portion having said information printed in magnetizable material
thereon, and wherein said core member is adapted for receiving said
first, second, third and fourth coatings thereon concurrently and
simultaneously subsequent to the printing of said
3. The card set forth in claim 2 wherein said information printed
in magnetizable material on said portion of one of said planar
surfaces is comprised of parallel bars of magnetizable
material.
4. The card set forth in claim 1 wherein said first and second
coatings are appliques.
5. The card set forth in claim 1 wherein at least one of said third
and fourth coatings includes a portion thereof including
fluorescent material for providing counterfeit detection means when
exposed to ultraviolet radiation.
Description
FIELD OF THE INVENTION
The invention is concerned with the manufacture and/or security of
documents such as credit and/or identification cards and with such
documents having individual flush parallel surface areas which may
include magnetic data areas, signature areas, clear areas, etc.
BACKGROUND OF THE INVENTION
Most, if not all, of the present day credit and/or identification
documents or cards are of the variety in which one or more layers
of varying materials in sheet or web form are overlaid together and
compressed under heat and pressure or adhesively bonded to produce
a relatively flat document. Many such documents utilize separate
individual stripes or bands of magnetizable material for the
information area or areas and separate bands or stripes for the
signature area. These stripes must be accurately positioned on the
surface of the material covering the base material and thereafter
adhesively bonded or secured as by heat and/or pressure to the
surface material.
Currently most credit cards are constructed from three layers of
material; a relatively thick opaque core which bears the printing
sandwiched between two thin transparent layers. When appliques such
as magnetic stripes are desired they are placed over one of the
transparent layers in a variety of ways.
A. They can be hot stamped on.
B. They can be applied wet via silk screen or other coating
technique.
C. They can be applied by adhering and fusing on a piece of
magnetic tape which has a film base suitable for such fusing.
In many cases, such appliques are visibly not a part of the
polished surface of the card, however, if the cards are press
polished after application, they are flush with the surface and to
the casual eye appear to be an integral part of the card.
Another type of I.D. card employs a longitudinal trench or groove
which is formed in the base material of the document and into which
a magnetizable strip is deposited and adhesively secured or bonded
by heat or pressure.
The former system often suffers not only from the expense of the
lamination stack-up process which is generally hand labor and
relatively costly but card distortion often occurs due to the heat
and applied pressure. Stripe positioning and misalignment are
additional problems encountered. The magnetic layer or layers many
times are not completely flush with the surface of the document.
This causes undue wear to the stripe and head. It also causes head
bounce and/or chatter during operation or use. This non flush area
with its raised edges are more exposed to mechanical damage.
The latter system while possibly producing a flush panel is costly
and requires accurate alignment of the various fabricating devices
which in turn can lead to problems of accuracy of reproduction and
reproducibility which in turn tends to place a high burden on
quality control.
SUMMARY OF THE INVENTION
The present invention solves the foregoing and other problems in a
unique, novel, unobvious and heretofore undisclosed manner. Plastic
material of suitable dimensional size and desired color is printed
in a desired location with a repeating pattern of vertical bars of
magnetizable material forming a transversely extending magnetizable
area of alternate blank and magnetic material. This composite area
provides a secure credit card property for the document which forms
no part of the present invention buy may be part of the overall
structural assemblage. Thereafter the card issuer's identification
data is printed on the base material in color or black and white as
prescribed. The document is then coated on one or both sides with
similar material to a predetermined thickness. Each of the coated
formulation is applied to the surface of the document in side by
side parallel arrangement of a consistency so as to adhere to the
base material without additional processing. The coated stripes
include a clear, transparent material, a magnetizable material and
a material which is visually opaque and may be slightly colored
which upon drying provides a signature panel or area for the
document.
Where for aesthetic reasons, and also by reason of usage in the
trade, a higher degree of surface gloss or other special finish or
surface pattern is required, then, after the material on the card
has solidified it may be run through a polishing apparatus which
produces a clean, bright and highly glossy surface on both sides of
the card.
It is important to note that the present invention does not rely on
nor employ conventional laminations or laminating techniques, nor
is the document grooved or trenched to produce the approximately
flush planar obverse and reverse surface. On the contrary, the
present invention utilizes a simultaneous and continuous contiguous
coating technique which produces a flush obverse and reverse
surface automatically as a result of the technique employed.
Other modifications, features and advantages of the present
invention will be apparent from the following detailed description
taken in conjunction with the accompanying drawings.
BRIEF DESCRIPTION OF THE DRAWINGS
In the accompanying drawings,
FIG. 1 is a plan view of a preferred embodiment of the present
invention illustrating the various panels or stripes used
therewith;
FIG. 2 is a cross sectional view along the line 2 -- 2 of FIG.
1;
FIG. 3 is a plan view of an additional preferred embodiment of the
invention;
FIG. 4 is a cross sectional view taken along the line 3 -- 3 of
FIG. 4;
FIG. 5 is a highly schematic and greatly enlarged plan view of the
data stripe of the document illustrated in FIG. 1, and,
FIG. 6 is a greatly enlarged perspective view of the article of the
present invention.
DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENT
Referring first to FIG. 1 of the drawings, there is shown a
preferred embodiment of one form of document, e.g. credit or I.D.
card, in accordance with the teaching of the present invention. The
document or card 10 may be and usually is of semi-rigid plastic
material such as vinyl or other suitable support material which may
be die cut, printed and/or embossed as required. In addition to any
printed or embossed information which may be applied to the area 12
of the card and which provides a visual means of identification
such as name, address, account number, etc., the card 10 is or may
be provided with a data stripe 14. The data stripe 14 is formed of
magnetizable material and usually extends transversely from one
edge of the card to the opposite edge thereof. Adjacent to and
contiguous with data stripe 14 is an area 16 similar to the area 14
but printed with a repeating pattern of vertical bars of magnetic
material 18 extending substantially throughout the length of the
area. This portion of the card provides a security feature therefor
and generally forms no part of the present invention per se.
Adjacent to and in abutting relationship to area 16 is a signature
area or panel 20 extending from side edge, to side edge of the
card. The material of the panel 20 is such as to permit the
employment therewith of a wide variety of writing materials such as
ball-point pens, pen and ink or graphite pencils.
Simultaneously with the application of the materials to the data
stripe 14, security area 16 and the signature area 20, a clear
transparent material 22 is applied to the areas 24, 26 and 28 of
the card. The data stripe and the signature panel are not coated
with a clear material 22 since with respect to the data stripe the
magnetizable material should be as close as possible to the
transducing mechanism and with respect to the signature panel it is
desirous to have the panel completely exposed as a writing surface.
The card fabrication is completed by having the reverse surface of
the card coated with a clear material as indicated at 30.
The construction shown in FIGS. 3 and 4 is similar to but not
identical with the construction of FIGS. 1 and 2. In the embodiment
illustrated in FIG. 3 it is noted that the data stripe 32 extends
from one edge of the card to the opposite edge thereof and is
positioned in approximately the same location as the data stripe of
FIG. 1. However, the security area of the card of FIG. 3 has the
secure magnetic material 34 positioned in substantially the same
location as that of FIG. 1 but the remainder of the card surface
provides an area 36 for name, address and account number
information but with the signature panel being present on the
opposite surface of the card. Clear material 22 is applied to the
area 24 above the data stripe and the entire area 38 extending from
the bottom edge of the data stripe to the bottom edge of the card
as viewed in FIG. 3 is provided with the clear material.
Turning to the sectional view of FIG. 4, it is seen that the
signature panel 40 is applied to the opposite or front surface of
the card from the rear or back surface carrying the data stripe and
the areas 42 and 44 above and below the signature panel
respectively are provided with a clear transparent material 22.
In certain instances, it has been determined to be desirable to
subdivide the data stripe area of the card into two or more
separate, individual transversely extending areas 46, 48 and 50 as
shown in the top plan view of FIG. 5. The tripartite division of
the data stripe area illustrated in FIG. 5 is or may be required to
satisfy the individual location of the electromagnetic transducer
(not shown) which is employed by various individual users of the
document. Conversely it may, for reasons of particular
specifications, be desirable to subdivide the single data stripe
electronically into multiple tracks or channels 52, 54 and 56 in
which case areas of the stripe shown as vertical bars are not in
fact visible to the naked eye since the bars represent in this case
the magnetic polarization due to the magnetizing force applied.
The clear coatings may contain a colored and/or invisible but
fluorescent material to provide special effects enabling
counterfeit detection. This material may also act as an optical
brightener which makes the card appear whiter and brighter under
normal lighting. This material acts as an anti-counterfeiting
feature since its presence is detectable and its absence is an
indication that the card is not genuine.
There has thus been described a new, novel and heretofore
undisclosed I.D./credit card having both front and back surfaces
flush or planar and which can be produced at extremely high speed
by means of automatic apparatus utilizing a relatively simple
coating technique employing a multiple orifice coating head and
solidifying means as described illustrated and claimed in copending
U.S. patent application entitled "MULTIPLE, CONTIGUOUS STRIPE,
EXTRUSION COATING APPARATUS," filed 19 Dec. 1973, Ser. No. 426,022,
in the names of Dunham B. Seeley and James A. Colegrove.
* * * * *