U.S. patent application number 11/445509 was filed with the patent office on 2007-02-22 for systems and methods of providing inserts into envelopes.
This patent application is currently assigned to First Data Corporation. Invention is credited to William C. Badalucco, Bruce A. Bennett, Karl S. Wetzstein.
Application Number | 20070040018 11/445509 |
Document ID | / |
Family ID | 21938790 |
Filed Date | 2007-02-22 |
United States Patent
Application |
20070040018 |
Kind Code |
A1 |
Bennett; Bruce A. ; et
al. |
February 22, 2007 |
Systems and methods of providing inserts into envelopes
Abstract
The present invention provides exemplary mail processing systems
and methods, including systems and methods for retrieving paper
sheets, statements, inserts and/or cards, and inserting same into
an envelope. In one embodiment, an apparatus (200) includes a paper
feeding mechanism (210) to feed sheets of paper into a collection
bin (220) that is adapted to receive in a stack the sheets of
paper. The apparatus includes a retrieval mechanism (230) to remove
a bottom one of said sheets of paper from the stack, and a
deionizer (240) that reduces static electricity in the vicinity of
the stack. In this manner, the deionizer helps facilitate removal
by the retrieval mechanism of only one of the sheets of paper at a
time, by reducing static electricity on the sheets.
Inventors: |
Bennett; Bruce A.; (Omaha,
NE) ; Wetzstein; Karl S.; (Logan, IA) ;
Badalucco; William C.; (Elkhorn, NE) |
Correspondence
Address: |
TOWNSEND AND TOWNSEND AND CREW, LLP
TWO EMBARCADERO CENTER
EIGHTH FLOOR
SAN FRANCISCO
CA
94111-3834
US
|
Assignee: |
First Data Corporation
Englewood
CO
|
Family ID: |
21938790 |
Appl. No.: |
11/445509 |
Filed: |
May 30, 2006 |
Related U.S. Patent Documents
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Application
Number |
Filing Date |
Patent Number |
|
|
10915167 |
Aug 9, 2004 |
7059521 |
|
|
11445509 |
May 30, 2006 |
|
|
|
10045589 |
Nov 8, 2001 |
6802500 |
|
|
10915167 |
Aug 9, 2004 |
|
|
|
Current U.S.
Class: |
235/380 |
Current CPC
Class: |
G07B 17/00467 20130101;
B65H 3/00 20130101; B65H 2301/42322 20130101; B43M 5/04 20130101;
B65H 83/02 20130101; G07B 2017/00491 20130101; B65H 2301/5133
20130101; B43M 3/045 20130101 |
Class at
Publication: |
235/380 |
International
Class: |
G06K 5/00 20060101
G06K005/00 |
Claims
1-21. (canceled)
22. A mail processing apparatus comprising; a track; an envelope
feeder that is adapted to feed an envelope onto the track; an
inserting mechanism that is adapted to place inserts into the
envelope; and a nozzle system that is adapted to direct a gas into
the envelope to hold the envelope open for the inserts, wherein the
nozzle system comprises; a central nozzle that is adapted to direct
said gas into a central region of the envelope; and a side nozzle
that is adapted to direct said gas near an edge of the
envelope.
23. The mail processing apparatus as in claim 22, further
comprising a second side nozzle that is adapted to direct said gas
near a second edge of the envelope.
24. The mail processing apparatus as in claim 23, wherein the
central and side nozzles are fixedly coupled together using a
fixture in a non-parallel arrangement.
25. The mail processing apparatus as in claim 22 further comprising
a gas adjust nozzle to control a flow rate of said gas through said
side nozzle.
26. The mail processing apparatus as in claim 22 wherein the
central nozzle directs a greater gas volume into the envelope than
the side nozzle.
27. The mail processing apparatus as in claim 22 further comprising
a sealing arrangement that is configured to apply a fluid to the
envelope to seal the envelope.
28. The mail processing apparatus as in claim 22 further comprising
a fluid reservoir coupled to the sealing arrangement and a gauge
for indicating a level of fluid in the reservoir.
29. A method of processing mail, said method comprising; providing
an insert to be placed into an envelope; feeding the envelope onto
a track, said envelope having an opening; and directing a gas into
the opening to hold open the envelope to facilitate receipt of the
insert by the envelope, said directing comprising; directing the
gas with a central nozzle in a first direction into a central
region of the envelope opening; and directing the gas with a side
nozzle in a second direction near an edge of the envelope
opening.
30. A method as in claim 29, wherein the central nozzle directs
that gas in a first direction, wherein the side nozzle directs the
gas in a second direction, wherein the first and second directions
are non-parallel and wherein the central nozzle is larger than the
side nozzle.
31. A method as in claim 29, further comprising providing a second
side nozzle and directing said gas near a second edge of the
envelope using the second side nozzle.
32. A method as in claim 29, further comprising arranging the
central and side nozzles in a non-parallel arrangement.
33. A method as in claim 29, further comprising adjusting a flow
rate of the gas through the side nozzle.
34. A method as in claim 29, further comprising directing a greater
gas volume into the envelope through the central nozzle that
through the side nozzle.
35. A method as in claim 29, further comprising applying a fluid to
the envelope to seal the envelope.
36. A method as in claim 35, further comprising coupling a fluid
reservoir to a sealing arrangement and using a gauge to indicate a
level of fluid in the reservoir.
Description
CROSS-REFERENCES TO RELATED APPLICATIONS
[0001] This case is a continuation of U.S. application Ser. No.
10/045,589, filed Nov. 8, 2001, the complete disclosure of which is
incorporated herein by reference. This case is related to U.S. Pat.
No. 6,670,569, entitled "Mail Handling Equipment and Methods," also
filed Nov. 8, 2001, and assigned to the assignee of the present
invention, the complete disclosure of which is incorporated herein
by reference.
BACKGROUND OF THE INVENTION
[0002] The present invention is directed to mail processing systems
and methods, and more particularly, to systems and methods for
retrieving desired paper sheets, statements, inserts and/or cards
and inserting same into an envelope.
[0003] Financial institutions, long distance telephone carriers,
and a number of other organizations often desire to send a card and
accompanying paperwork to a client or potential client. For
example, a new credit card customer may fill out a written form,
and submit same to a financial institution. Upon approval of the
customer's credit, the financial institution then prepares and
sends a credit card to the new customer, along with a paper card
carrier and/or documentation. In order to send the card and
documents to a customer, the information often is sent to a card
issuer such as First Data Merchant Services Corporation (FDMS).
[0004] The card is typically matched with a carrier, such as a
paper insert having an adhesive strip or slots adapted to receive
the card. The card and carrier are then placed into an envelope
using automated equipment, such as a machine from Bowe Systec
Group, headquartered in Augsburg, Germany. In some cases,
additional pages or inserts are matched with the new customer card
for insertion into the envelope. The automated processing of the
cards, carriers, inserts, statements and the like typically
involves a multi-step process leading to an envelope stuffed for
mailing.
[0005] The handling of the number of different inserts, pieces of
paper, and cards provides a multitude of opportunities for the
processing equipment to be jammed or otherwise malfunction.
Typically, equipment used to process the cards and associated
statements can be expensive, on the order of one million dollars or
more. Notwithstanding the excessive costs of these machines, such
machines still can be subject to paper jams and other processing
difficulties which may, in some cases, result in system shutdown
for trouble shooting. For example, some prior art systems process a
series of statements in sequence, with the systems having stacks of
paper or statements in certain locations. The stacking and
unstacking of paper tends to build up static electricity which, on
some occasions, causes adjacent sheets of paper to stick to one
another. Further, equipment used to pull individual inserts for
insertion into a customer's envelope can present difficulties,
including, the failure to pull a desired insert and/or the pulling
of duplicate copies of a desired insert. These and other process
related problems increase the length of time it takes to process a
particular customer's order, cause downtime for the processing
equipment and the like.
[0006] The present invention relates to machines and techniques
that address at least some of the problems of the current process
equipment.
BRIEF SUMMARY OF THE INVENTION
[0007] The present invention provides exemplary mail processing
systems and methods, including systems and methods for retrieving
paper sheets, statements, inserts and/or cards, and inserting same
into an envelope.
[0008] In one embodiment, a mail processing apparatus of the
present invention includes a paper feeding mechanism that is
adapted to feed sheets of paper, and a collection bin that is
adapted to receive in a stack the sheets of paper from the paper
feeding mechanism. The apparatus includes a retrieval mechanism
that is configured to remove a bottom one of said sheets of paper
from the stack, and a deionizer that is adapted to reduce static
electricity in the vicinity of the stack. In this manner, the
deionizer helps facilitate removal by the retrieval mechanism of
only one of the sheets of paper at a time, by reducing static
electricity on the sheets.
[0009] In one aspect, the deionizer includes a deionizing static
bar, such as is commercially available from Simco Industrial Static
Control, of Hatfield, Pa. In a particular aspect, the deionizer is
positioned so that the sheets fed by the paper feeding mechanism
pass over the deionizer and are received by the collection bin.
[0010] In one aspect, the retrieval mechanism includes a roller. In
another aspect, the collection bin further includes at least one
foot for facilitating the removal of only one sheet by stripping
off adjacent sheets therefrom.
[0011] In some aspects, mail processing apparatus of the present
invention further includes a printer for printing alpha-numeric
characters on the sheets before the sheets are fed, a card
attachment mechanism for attaching a card to the sheet, and/or a
sheet folding mechanism for folding the sheet, either before or
after the card is attached.
[0012] In another embodiment, a mail processing apparatus of the
present invention includes a track over which paper sheets pass in
sequence, a moving mechanism to move the sheets along the track,
and an inserting mechanism to add an insert to one of the sheets on
the track. The inserting mechanism includes a grasping mechanism
that is adapted to grasp and move the insert onto the sheet, and a
nozzle positioned above the track for directing a gas stream onto
the insert to hold the insert to the sheet. In this manner, the gas
stream, such as a stream of forced air, helps facilitate the
passage of the grasping mechanism over both the sheet and the
insert when traveling to grasp a subsequent insert, such as for a
subsequent sheet.
[0013] In one aspect, the inserting mechanism includes a bin to
hold a stack of inserts, and at least one vacuum finger to pull a
bottom insert from the stack where it is grasped by the grasping
mechanism. In alternative aspects, the nozzle is coupled to the
grasping mechanism, and/or includes an elongate slit for directing
the gas stream. In another aspect, the moving mechanism includes a
pair of fingers that move along the track.
[0014] In a particular aspect, the mail processing apparatus
includes a sensor that is adapted to detect if the insert has been
grasped by the grasping mechanism. The sensor may be a pressure
sensor, an optical sensor, and the like.
[0015] In another aspect, the apparatus includes an indicator that
is adapted to indicate if the grasping mechanism fails to grasp the
insert, and/or grasps more than one insert. In one aspect, the
indicator includes an interrupt circuit coupled to and adapted to
stop operation of the moving and inserting mechanisms if the
grasping mechanism fails to grasp the insert, or grasps more than
the desired number of inserts
[0016] In still another embodiment, mail processing apparatus of
the present invention includes a track, an envelope feeder adapted
to feed an envelope onto the track, and an inserting mechanism for
placing inserts into the envelope. The apparatus includes a nozzle
system for directing a gas into the envelope to hold the envelope
open for the inserts. The nozzle system includes a central nozzle
adapted to direct gas into a central region of the envelope, and a
side nozzle adapted to direct gas near an edge of the envelope.
[0017] In one aspect, the apparatus includes a gas adjust nozzle to
control a gas flow rate through the side nozzle. In still another
aspect, a fixture holds the side nozzle to the central nozzle.
[0018] The present invention further includes methods of processing
mail and/or inserting inserts into envelopes. In one such
embodiment, a method of processing mail includes passing first and
second paper sheets along a track, and adding an insert to the
first sheet. The insert is added by grasping the insert with a
grasping mechanism, moving the insert onto the first sheet, and
holding the insert to the first sheet so that the grasping
mechanism may pass over both the first sheet and the insert when
grasping a subsequent insert for the second sheet. The insert is
held, at least partly, by directing a gas stream onto the
insert.
[0019] In one aspect, the method includes using a sensor to sense
whether the grasping mechanism has grasped only one insert, and/or
has failed to grasp the insert. In the event the sensor indicates
an undesired number of inserts have been grasped, one aspect of the
method includes stopping the mail processing. In a particular
embodiment, an indicator is used to indicate where in the process
line an error has occurred.
[0020] In another embodiment, a method of the present invention
includes providing a plurality of sheets of paper, feeding the
sheets of paper sequentially into a collection bin to form a stack,
and retrieving a bottom one of said sheets of paper from the stack
with a retrieval mechanism. The collection bin includes a
deionizer, such as a static bar over which the sheets pass, that is
adapted to reduce static electricity in the vicinity of the
stack.
[0021] In still another method of the present invention, an insert
to be placed into an envelope is provided, and the envelope is fed
onto a track. The method includes directing a gas into an opening
of the envelope to hold open the envelope, thereby facilitating
receipt of the insert. The gas is directed with a central nozzle
into a central region of the envelope opening, and with a side
nozzle near an edge of the envelope opening.
[0022] Other objects, features and advantages of the present
invention will become more fully apparent from the following
detailed description, the appended claims and the accompanying
drawings.
BRIEF DESCRIPTION OF THE DRAWINGS
[0023] FIGS. 1A and 1B depict a simplified schematic of a mail
processing system according to an embodiment of the present
invention;
[0024] FIG. 2 is an overall view of a portion of a mail processing
apparatus according to the present invention;
[0025] FIG. 3 is an overall view of a second portion of a mail
processing apparatus for reading a card and affixing tape
thereto;
[0026] FIG. 4 depicts an insert bin according to the present
invention;
[0027] FIG. 5 depicts a portion of an insert grasping mechanism
according to the present invention;
[0028] FIG. 6 is an overall view of a portion of a mail processing
system according to the present invention; and
[0029] FIG. 7 is a simplified view of a portion of an envelope
insertion apparatus according to the present invention.
DETAILED DESCRIPTION OF THE INVENTION
[0030] FIGS. 1A and 1B depict a simplified schematic of a mail
processing system 100 according to the present invention. System
100 includes a series of stations adapted to produce an envelope
stuffed with a desired number of paper documents and one or more
cards. Cards processed by system 100 can include credit cards,
debit cards, company and stored-value cards, smart cards, phone
cards, and the like. Documents processed by system 100 include one
or more sheets of paper, such as a customer billing statement, a
new cardholder agreement, a renewal card statement, a card carrier,
and the like. Documents also may include a variety of paper
inserts, such as advertisements and the like.
[0031] In the embodiment shown in FIGS. 1A and 1B, system 100
includes a printer 110 adapted to print alpha numeric characters on
a statement, a sheet of paper, a card carrier, or the like. Printer
100 prints information such as an account number, a customer name
and mailing address, a monetary account limit, and the like, and
further may print one or more bar codes. In one embodiment, at
least one of the bar codes identifies which inserts, from a
plurality of different inserts, are to be sent to the customer with
the statement or card.
[0032] The printed statements or card carriers (not shown) travel
down a belt 112 and are stacked in a stacking unit 114. Further
details on stacking unit 114 are discussed in conjunction with FIG.
2, which in one embodiment also operates to at least partially fold
the statement or card carrier. The sheets are then sequentially
drawn from stacking unit 114 into unit 116.
[0033] In one embodiment, unit 116 includes a bar code reader for
reading a bar code or other identification mark on the statement or
card carrier. The bar code may, for example, identify which inserts
are to be later matched up with the card carrier. In another
embodiment, unit 116 also reads a number, such as a three digit
number, associated with the card carrier to facilitate proper
matching with a card having a corresponding number.
[0034] In one embodiment, the carrier is transferred from unit 116
into unit 118. A card is received from unit 120 and matched with
the corresponding card carrier in unit 118. In one embodiment, the
card is glued, placed in slots or otherwise affixed to the card
carrier in unit 118. Additional details on unit 120 are described
in conjunction with FIG. 3. The mated card carrier and card are
transferred to unit 119. If a processing error has occurred, unit
119 deflects the card and card carrier into a bypass tray or
receiving area 117. Processing errors may include, for example,
mismatched cards and card carriers, and the like. If no error has
occurred, unit 119 deflects the card and card carrier into a
folding unit 121.
[0035] Folding unit 121 performs a fold of the statement or card
carrier. In one embodiment, folding unit 121 performs a second fold
of the card carrier, resulting in a card carrier that is
approximately the size of a business class envelope. In a
particular embodiment, the first and second folds of the card
carrier produce a Z-fold card carrier. Folding unit 121 further
includes a card detection assembly, which operates to detect if the
card is missing or if too many cards have been placed in the card
carrier. In one embodiment, the card detection assembly tests a
thickness of the card carrier to determine if the appropriate
number of cards are contained in the card carrier.
[0036] If the card detection assembly indicates an error, such as
too many cards or a missing card(s), the card carrier is
transferred to a bypass tray or receiving area in the direction
shown by arrow 123. Transfer may occur along a conveyor belt, a
track, or the like. In one particular embodiment, system 100
operates to place cards in card carriers, but is not used for
processing further inserts. In this embodiment, the card carriers
and cards are passed down conveyor 122 in the direction of arrow
123, and removed from system 100. The card carriers may, if
desired, be transported to an envelope stuffing apparatus, a mail
room or the like.
[0037] If the card detection assembly does not indicate an error,
in one embodiment, card carriers are then passed to a paddle wheel
assembly 124 to continue processing. As shown in FIG. 1A, paddle
wheel 124 operates to place the carrier and card on a track or
conveyor belt 130. The cards and card carriers proceed down belt
130, passing under a second paddle wheel assembly 126. In one
embodiment, second paddle wheel assembly 126 places a second
statement, sheet of paper or the like on top of the card carriers
as they pass underneath. For example, the second sheet may contain
additional information pertinent to the client or the client
account, a cardholder agreement, or the like.
[0038] As shown in FIG. 1A, a second printer 160 is adapted to
print out the numerical characters and/or bar codes on a second
statement or sheet of paper. For example, printer 160 may further
print one or more pages of checks for a card user to use. In one
embodiment, printer 160 is electrically coupled to the bar code
reader in unit 116. In this manner, bar code reader 116 may read
the bar code or other identification mark on the card carrier
processed through unit 116 and inform printer 160 that a second
statement or page is needed to be matched up with the card carrier.
In one embodiment, controller 140 facilitates the communication
between unit 116 and printer 160. The printed second statement or
page passes from printer 160 along a belt 162 and into a stacking
unit 164. Stacking unit 164 is similar to stacking unit 114, and
performs similar functions. For example, stacking unit 164 stacks a
plurality of statements, and then passes the statements one at a
time to unit 166 after performing a first fold. Unit 166 is similar
to unit 116, and may include a bar code reader for reading a bar
code or other identification marks on the statement. Unit 166
further may perform a fold of a second statement in the event the
fold is not performed in unit 164. The second statement then passes
to unit 168, in which a second fold of the statement is performed.
In this manner, the second statement or page, in one embodiment, is
a Z-folded second statement to match the general size of the first
statement or card carrier. The second statement passes into unit
170, which in one embodiment is a deflection unit 170 similar to
unit 119 described above. Deflection unit 170 passes statements to
bypass station 172 in the event the second statement is not to be
matched with the first statement. For example, bypass unit 172
receives second statements that may have been printed in error.
Deflection unit 170 further directs second statements to belt 127
for transporting second statements to second paddlewheel 126. The
second statement is then matched with the first statement or card
carrier as described above.
[0039] The matched pages and card combination proceed along a track
or conveyor belt 130, passing under one or more insert bins 128.
FIG. 1B depicts three (3) insert bins 128, although a larger or
smaller number of bins 128 also may be used within the scope of the
present invention. In one particular embodiment, system 100
includes six (6) insert bins 128.
[0040] Insert bins 128 contain inserts, such as paper
advertisements and informational inserts. These inserts may be
added to a particular customer's stack of documents and card
passing beneath on belt 130. Inserts contained within bins 128 may
be selectively chosen based upon a number of criteria, including
customer interest and other factors. For the system 100 shown in
FIG. 1 having three bins 128, some customers may receive all three
inserts, other customers may receive less than three inserts, while
still other customers may receive no inserts. Additional details on
insert bins 128, and methods and apparatus for selecting inserts,
are found discussed in conjunction with FIGS. 4 and 5,
respectively.
[0041] In one embodiment, the statements and cards traverse along
belt 130 positioned underneath bins 128. In one embodiment, belt
130 provides continuous, fluid movement of the statements. In
another embodiment, belt 130 provides incremental movement of the
statements, with each statement stopping below each bin 128.
Inserts desired to be matched with a particular customer's
statements are pulled from bins 128 and placed atop the customer's
statement. Upon reaching the end of belt 130, the stack of
documents to be sent to the customer are transferred to unit 132
for insertion into an envelope. Additional details on unit 132 are
discussed in conjunction with FIG. 6.
[0042] The now stuffed envelope, containing a particular customer's
statement, inserts and card, is sent to an envelope sealing unit
134. Envelope sealing unit 134 sprays a mist of water or other
fluid on the envelope flap and proceeds to seal the moistened flap.
Unit 134 further flips the stuffed envelope over to expose the
envelope front. In one embodiment, envelopes processed through
system 100 are windowed envelopes, with information printed on the
card carrier or other insert exposed through the envelope window.
The envelopes proceed into one or more diverters 136. Diverters 136
may divert stuffed envelopes for a variety of reasons, including,
but not limited to, additional processing errors, and envelopes
requiring special or additional handling. In one embodiment, at
least one diverter 136 is used for stuffed envelopes to be sent by
overnight courier, such as Federal Express. In another embodiment,
at least one diverter is used to receive envelopes intended to be
sent by airmail, or the like. Envelopes intended for standard mail
delivery, such as by the U.S. Postal Service First Class Delivery,
are put past diverters 136 along belt or track 137 and proceed to a
first postage meter 138. First postage meter 138 applies a one
ounce postage to envelopes requiring only a single ounce of
postage. Envelopes proceed to a second postage meter unit 140, in
which a second ounce of postage is applied. Alternatively, the
entire two ounce postage is applied in second postage meter station
140, with the envelope passing first postage meter station 138
without receiving postage. The envelopes have now been properly
stuffed, sealed, and postaged and proceed to an output station 142.
The envelopes then may be received from output station 142 for
delivery to the intended customers.
[0043] System 100, in one embodiment, includes one or more
controllers 140 for monitoring and/or controlling the process
through system 100. An operator may view the status of documents on
the computer screen associated with a particular controller 140,
and/or input data as needed into controller 140 to facilitate
operation of system 100. Further, controllers 140 facilitate the
coordination between printers 110, 160, bar code readers in system
100 and insert bins 128, to ensure each customer receives the
desired card(s) and document(s).
[0044] Turning now to FIG. 2, additional details on a statement
stacking unit or apparatus 200 will be described. In one
embodiment, unit 200 corresponds to unit 114 shown in FIG. 1.
Statement stacking apparatus 200 receives a series of statements or
card carriers. The statements may be generated from printer 110, as
shown in FIG. 1, and pass along belt 112 prior to entering
apparatus 200. The statements enter apparatus 200 one at a time by
traveling over a plurality of rollers 210 in the direction
indicated by arrow 205 in FIG. 2. The statements are stacked one on
top of another in a receiving area 220. The stacked statements in
receiving area 220 are subsequently drawn by a roller 230 in the
direction indicated by arrow 215. Statements are drawn by roller
230 and proceed to an adjacent machine for processing. In one
embodiment, roller 230 is a continuously moving roller having a
360.degree. rotational movement. In this manner, roller 230 pulls
the bottom statement from the stack of statements in receiving area
220.
[0045] The transfer of paper statements into apparatus 200, over
rollers 210 and into receiving area 220 tends to create, over time,
a build-up of static electricity on the stacked statements. The
creation of static electricity on the paper statements can cause
two or more sheets to stick together. As a result, roller 230
draws, on some occasions, more than one paper statement
therethrough. As will be appreciated by those skilled in the art,
two or more customer statements stacked together can result in the
shutdown of system 100, and the manual manipulation of one or more
units of system 100 to locate the misstacked statements.
[0046] One aspect of the present invention involves the use of a
deionizer 240 in unit 200 to deionize the air surrounding the
stacked statements. In a particular embodiment, deionizer 240 is
placed in or near receiving area 220, so that the paper statements
pass over deionizer 240 just prior to dropping on the stack formed
in receiving area 220. In a particular embodiment, deionizer 240 is
a deionizing static bar 240, such as that commercially available
from Simco Industrial Static Control Company of Hatfield, Pa. In
this manner, the use of deionizer 240 reduces the static
electricity on the sheets, thereby reducing or eliminating the
likelihood that more than one sheet will be drawn by roller
230.
[0047] In one embodiment, statements or card carriers are drawn
from receiving area 220 and folded, prior to passing from unit 114.
In a particular embodiment, unit 114 performs a one-third fold by
folding up the bottom approximately one-third of the sheet/carrier,
or folding down the top approximately one-third of the
sheet/carrier. As mentioned in conjunction with FIGS. 1A-1B, in one
embodiment the statement or card carrier passes from unit 114 and
is matched with a card. Cards are attached to the card carriers in
unit 118 (FIG. 1), with cards being received from card reader
120.
[0048] FIG. 3 depicts an apparatus 300 which, in one embodiment,
corresponds to card reader 120 shown in FIG. 1. Apparatus 300
includes one or more magazines 310 adapted to hold a stack of cards
(not shown). In one embodiment, apparatus 300 has four magazines
310 on a rotating carousel 314. As each magazine 310 empties,
carousel 314 rotates to position the next magazine 310 with cards
for processing. Magazines 310 place the cards one at a time on a
belt or track under lid 312. The cards travel in series along the
belt and pass by a mag stripe read head (under lid 312) which reads
the mag stripes on the cards. In one embodiment, cards pass by two
mag stripe read heads. The cards are placed in a buffer 316. Cards
then pass down a track 320, and receive a label or sticker from a
tape roll 322. Cards then exit apparatus 300, and are mated to
their appropriate statement or card carrier in apparatus 118 (FIG.
1A).
[0049] FIG. 4 depicts an insert bin 400, which in one embodiment
corresponds to bins 128 shown in FIG. 1. Bin 400 includes a
stacking region 410 for receipt of a stack of like inserts (not
shown). Bin 400 further includes one or more adjustable pins 420
which slide in one or more corresponding grooves 430. Pins 420 are
adjusted to conform to the outer dimensions of the stacked inserts.
In this manner, bin 400 may be adapted to receive a variety of
insert sizes for different applications.
[0050] The stacked inserts in region 410 rest on one or more
suction devices 440. Suction devices 440 operate to draw the
lower-most insert at least partially through a slot 450. The insert
then exits the bottom of bin 400 and is matched with the
corresponding client statement traversing below bin 400 as
referenced in FIG. 1. Each bin 400 has one or more indicator lights
460 and an illuminated reset button 470. In one embodiment,
indicator lights 460 are designed to illuminate when a malfunction
occurs in bin 400. Malfunctions resulting in indicator light 460
illumination may include a paper jam, the absence of inserts in
region 410, and the like. In a particular embodiment, indicator
light illuminates when an insert is not pulled through slot 450,
and/or more than one insert is pulled through slot 450. In another
embodiment, reset button 470 also illuminates when an insert is not
pulled through slot 450 at a time when an insert is desired. In a
particular embodiment, system 100 includes a controller (not
shown), with the controller ceasing operation of system 100,
including bins 400, upon a malfunction. Indicator light 460 will
illuminate on the bin 400 which caused the system shutdown. Once an
operator has cleared the paper jam or otherwise resolved the
malfunction, reset button 470 may be pressed to indicate bin 400 is
ready to resume operations.
[0051] Inserts from bin 400 are grasped by a grasping mechanism 500
as shown in FIG. 5. In one embodiment, each bin 400 has a
corresponding grasping mechanism 500. Mechanism 500 includes a
grasping device or grasper 510 which translates, swings or
otherwise moves from left to right as shown in FIG. 5. In one
embodiment, grasper 510 includes a piston 512 and a spring 514, and
swings about a hinge point 516. Grasper 510 moves to up and to the
right in FIG. 5 in order to grasp an insert received from bin 400.
In one embodiment, suction devices 440 and/or rollers (not shown)
in bin 400 draw the lower-most insert at least partially through
slot 450, where it can be grasped by grasper 510. Grasper then
moves down and to the left in FIG. 5 to position the insert on top
of the statement or card carrier passing below on belt 130. The
insert grasped by grasper 510 contacts a deflector 520, which helps
remove the insert from grasper 510. In one embodiment, deflector
520 includes a pair of arms between which grasper 510 translates or
swings. As a result, the insert is released and placed on the
underlying documents, which may include a previously deposited
insert.
[0052] As grasper 510 translates or swings to grasp a subsequent
insert, little clearance exists between a tip of grasper 510 and
the previously deposited insert. In some circumstances, the
previously deposited insert catches on tips 520 causing dislodging
of the insert, paper jams, and the like.
[0053] In one embodiment of the present invention, an air direction
device 530 is positioned near deflector 520, and in a particular
embodiment is coupled to deflector 520. Air direction device 530
has an opening (not shown), which in one embodiment is an elongate
slit. The device opening is configured to direct a stream of air
towards the previously grasped insert. Air direction device 530
directs the air in a downward direction for the embodiment shown in
FIG. 5. Further, while described in one embodiment as a device for
directing air, other fluids or gases also may be used within the
scope of the present invention. In one embodiment, direction device
530 is coupled to a fluid source, which in one embodiment is an air
source.
[0054] In this manner, the direction of the fluid from device 530
towards the previously deposited insert helps hold down the
deposited insert. This feature helps reduce or eliminate the
likelihood that the grasper 510 will catch on the insert as grasper
510 proceeds toward grabbing a subsequent insert. Device 530, in
one embodiment, includes a control valve for controlling a rate of
gas flow from device 530. The gas flow rate may be varied depending
on a wide range of variables, including the amount of static
electricity on the sheets, the humidity in the facility containing
system 100, the weight and size of the inserts, and the like.
[0055] Apparatus 500 further includes a sensor 540 for detecting
whether grasper 510 successfully grasps the desired insert. In
alternative embodiments, sensor 540 is a pressure sensor, an
optical sensor, and the like. In a particular embodiment, sensor
540 is a diffraction grating adapted to induce a phase shift to
light reflected therefrom. Sensor 540 operates in conjunction with
a light source 550 and a light collector 560. Light source 550 is
positioned to direct light at sensor 540, which in this embodiment
is a reflective grating 540. If grasper 510 has successfully
grasped an insert, light will reflect off the insert to collector
560. If grasper 510 has failed to grab an insert, light from light
source 550 reflects off grating 540, with a phase shift induced by
grating 540. Light collector 560 then receives the reflected,
phase-shifted light and is capable of distinguishing the
phase-shifted light from light reflected by an insert. As a result,
a controller coupled to apparatus 500, and/or to system 100 can
shut down apparatus 500 and/or system 100 for corrective actions,
if desired. In one embodiment, indicator light 470 (FIG. 3)
illuminates in the event grasper 510 fails to grab an insert. In
this manner, an operator can identify which grasper 510 has missed
the insert. In another embodiment, indicator light 460 illuminates
in the event grasper 510 grabs more than one insert.
[0056] FIG. 6 depicts a simplified overall view of a portion of
system 100. FIG. 6 indicates a series of bins 400 as described in
conjunction with FIG. 4, as well as a controller 610. FIG. 6 also
includes an envelope insertion device 700, best shown in FIG.
7.
[0057] In one embodiment, envelope insertion device 700 corresponds
to unit 132 shown in FIG. 1. Device 700 operates to insert the
client statement and/or card carrier, card, and the selected
inserts into an envelope for mailing. In one embodiment, apparatus
700 includes a main nozzle 720 and a side nozzle 730 for directing
one or more fluid streams towards the envelope. In one embodiment,
main nozzle 720 and side nozzle 730 are coupled to separate fluid
sources, such as compressed air or other gas sources, using a gas
line 710 and a gas line 770, respectively. In another embodiment,
both main nozzle 720 and side nozzle(s) 730 are coupled to the same
fluid source by gas line 710. A fixture 735 operably couples the
two nozzles 720, 730. In this manner, nozzles 720 and 730 are
maintained in a desired orientation.
[0058] As shown in FIG. 7, main nozzle 720 is designed to direct a
fluid stream into the approximate center of an envelope 740. In
this manner, fluid stream from nozzle 720 helps open, and maintain
open, an opening 750 of envelope 740. While directing the fluid
stream toward the center of envelope opening 750 can successfully
open the center portion of envelope 740, main nozzle 720 alone may
not open envelope 740 along one or more interior edges 760 of
envelope 740. Without edges 760 being held open, the stacked papers
and inserts may not be successfully inserted into envelope 740.
This is particularly the case when the statement and inserts are
similar in dimension to the envelope interior.
[0059] In one embodiment of the present invention, applicant has
incorporated a side nozzle 730 which directs fluid to and towards
edges 760 of envelope 740. As a result, envelope opening 750 is
more fully opened, increasing the likelihood that the paper inserts
are successfully received by envelope 740.
[0060] While FIG. 7 depicts only a single side nozzle 730, an
alternative embodiment of apparatus 700 uses a second side nozzle
730 directed to the opposing edge of envelope 740. In still another
embodiment, main nozzle 720 is directed into the approximate center
of envelope opening 750 at an angle sufficient to also direct the
air towards one of the envelope edges 760. Side nozzle 730 then
directs air towards the opposing edge 760.
[0061] In an additional embodiment, device 700, or an adjacent
apparatus, operates to seal envelope 740 after receipt of the card
and documents. In one particular embodiment, a fluid reservoir (not
shown) containing fluid for sealing envelope 740 is coupled to
device 700. The reservoir may include a gauge on the outside of the
reservoir for indicating the level of fluid therein. In this
manner, the level of fluid in the reservoir may be conveniently
monitored.
[0062] The invention has now been described in detail for purposes
of clarity and understanding. However, it will be appreciated that
certain changes and modifications may be practiced within the scope
of the appended claims.
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