U.S. patent application number 10/529235 was filed with the patent office on 2006-07-13 for identification system.
Invention is credited to Maxwell Earl Rhiando, Neil Maxwell Rhiando.
Application Number | 20060155619 10/529235 |
Document ID | / |
Family ID | 9944919 |
Filed Date | 2006-07-13 |
United States Patent
Application |
20060155619 |
Kind Code |
A1 |
Rhiando; Maxwell Earl ; et
al. |
July 13, 2006 |
Identification system
Abstract
A card-based identification system includes one or more
terminals (40) which can communicate with a database in a server.
Each terminal can receive a card and includes computing means which
can generate an impersonal card identifier. The terminal includes
an input device (20) which can be operated by a user to input a
group of characters known only to a user. The input device includes
a plurality of zones (27) each of which is operable by a user to
input a character. The zones are arranged so that character with
which each zone is associated changes randomly each time a card is
received. Also the zones (27) are arranged so that characters with
which they are associated are visible only within a restricted
viewing angle. The terminal creates an impersonal user identifier
from the input characters and these are transmitted with the
impersonal card identifier to the database for recording or
comparison with stored data. The transmitted data is preferably in
numeric form.
Inventors: |
Rhiando; Maxwell Earl;
(Camberley, GB) ; Rhiando; Neil Maxwell;
(Cemberley, GB) |
Correspondence
Address: |
NIXON & VANDERHYE, PC
901 NORTH GLEBE ROAD, 11TH FLOOR
ARLINGTON
VA
22203
US
|
Family ID: |
9944919 |
Appl. No.: |
10/529235 |
Filed: |
September 29, 2003 |
PCT Filed: |
September 29, 2003 |
PCT NO: |
PCT/GB03/04225 |
371 Date: |
November 10, 2005 |
Current U.S.
Class: |
705/35 |
Current CPC
Class: |
G06Q 20/4014 20130101;
G07F 7/1008 20130101; G07F 7/1075 20130101; G06Q 20/347 20130101;
G06Q 40/00 20130101; G07F 7/10 20130101; G07F 7/1025 20130101 |
Class at
Publication: |
705/035 |
International
Class: |
G06Q 40/00 20060101
G06Q040/00 |
Foreign Application Data
Date |
Code |
Application Number |
Sep 27, 2002 |
GB |
0222517.5 |
Claims
1-49. (canceled)
50. A card-based system for originating impersonal identifiers for
an unissued card in a terminal which can communicate with a
database, said system comprising at least one terminal including
means for receiving and identifying a card in its unissued state,
computing means for originating an impersonal card-identifier and
recording a registration code on the card, input means enabling a
user to input to said computing means selected characters, said
input means including a plurality of zones, which are operable by
the user to cause input of the selected characters, said zones
being arranged such that the character with which each zone is
associated can change each time a card is received by the receiving
and identifying means, said input characters being used for
originating an impersonal user-identifier, and means for
transmitting the impersonal identifiers to said database for
recording an original set of identifiers for a card and user
without reference to an individual person.
51. A card-based system according to claim 50, wherein the terminal
includes means to encrypt the original card-identifier into a
registration code for recording on or in the card.
52. A card-based system according to claim 50, wherein the said
terminal includes means for printing the registration code on the
card and means for scanning the registration code on the card.
53. A card-based system according to claim 52, wherein the
registration code is an encoded image produced by thermal
printing.
54. A card-based system according to claim 50, wherein the said
terminal includes means for writing the registration code to the
card and means for reading the registration code in the card.
55. A card-based system according to claim 54, wherein the
registration code is stored in the memory of an integrated circuit
enveloped by material layers.
56. A card-based system for generating impersonal identifiers for
an issued card in a terminal which can communicate with a database,
said system comprising at least one terminal including means for
receiving and identifying a card in its issued state, computing
means for decrypting the registration code recorded on the card to
generate an impersonal card-identifier, input means enabling a user
to input to said computing means selected characters, said input
means including a plurality of zones, which are operable by the
user to cause input of the selected characters, and said zones
being arranged such that the character with which each zone is
associate can change each time a card is received by the receiving
and identifying means, said input characters being used for
originating an impersonal user-identifier, and means for
transmitting the impersonal identifiers to said database for
matching a duplicate set of identifiers for a card and user without
reference to an individual person.
57. A card-based system according to claim 50, wherein the database
is at a server located remotely from the or each terminal.
58. A card-based system according to claim 56, wherein the database
is at a server located remotely from the or each terminal.
59. A card-based system according to claim 50, wherein the
receiving and identifying means comprises a guide for guiding the
card to selected positions for printing and scanning and to
selected positions for writing and reading.
60. A card-based system according to claim 56, wherein the
receiving and identifying means comprises a guide for guiding the
card to selected positions for printing and scanning and to
selected positions for writing and reading.
61. A card-based system according to claim 50, wherein each card
has recorded thereon data indicative of the card-type and the
terminal includes means for identifying said data to enable the
computing means to verify the card-type.
62. A card-based system according to claim 56, wherein each card
has recorded thereon data indicative of the card-type and the
terminal includes means for identifying said data to enable the
computing means to verify the card-type.
63. A card-based system according to claim 50, wherein each card
includes an integrated circuit for storing in memory discrete data,
and said terminal includes means for writing and reading the
discrete data to the integrated circuit.
64. A card-based system according to claim 56, wherein each card
includes an integrated circuit for storing in memory discrete data,
and said terminal includes means for writing and reading the
discrete data to the integrated circuit.
65. A card-based system according to claim 63, wherein the
integrated circuit is concealed in the card.
66. A card-based system according to claim 65, wherein the
integrated circuit is concealed in the card.
67. A card-based system according to claim 63, wherein the discrete
data is a representation of a concealed facial image.
68. A card-based system according to claim 50, where each zone is
arranged to display said characters.
69. A card-based system according to claim 56, where each zone is
arranged to display said characters.
70. A card-based system according to claim 68, wherein the
character displayed by each zone is visible only within a
restricted viewing angle.
71. A card-based system according to claim 68, wherein each zone is
touch sensitive and is operable by a user placing a finger or
object thereon.
72. A card-based system according to claim 50, wherein the zones
are arranged in rows and columns.
73. A card-based system according to claim 56, wherein the zones
are arranged in rows and columns.
74. A card-based system according to claim 68, wherein each zone is
arranged to display a numeral.
75. A card-based system according to claim 63, wherein each zone
includes a filter.
76. A card-based system according to claim 50, wherein the or each
terminal includes or has associated therewith display means for
displaying messages and instructions and keyboard means for
inputting data.
77. A card-based system according to claim 56, wherein the or each
terminal includes or has associated therewith display means for
displaying messages and instructions and keyboard means for
inputting data.
78. A card-based system for transmitting numeric data from any
terminal location to any server location wherein, the terminal
includes means to compile and transmit a constant set of numeric
data for recording a set of impersonal identifiers in a database,
and compile and transmit a constant set of numeric data for
matching a set of impersonal identifiers in a database.
79. A card-based system according to claim 78, wherein the numeric
data for a card-identifier has a constant order for recording or
matching in a database at a server location.
80. A card-based system according to claim 78, wherein the numeric
data for a user-identifier has a constant order for recording or
matching in a database at a server location.
81. A card-based system according to claim 78, wherein the numeric
data include a numeral to record the gender of the user-identifier
in a database at a server location.
82. A card-based system according to claim 78, wherein the numeric
data includes a site-identifier for a terminal location and a
server location, for two-way communication.
83. A card-based system according to claim 78, wherein the numeric
data includes a date-identifier to record the day and time at a
server or terminal location.
84. A card-based system according to claim 78, wherein the numeric
data includes a data-identifier to record a transaction value at
the server location.
85. A card-based system according to claim 78, wherein the numeric
data includes a file-identifier to record an accept or reject
condition at the server or terminal location.
86. A card-based system according to claim 78, wherein the numeric
data is enciphered and deciphered by changing and reverting the
order and value of a numeric combination at a terminal location and
a server location.
87. A card-based system according to claim 56, wherein each
terminal has associated therewith a host computer to which the
terminal can transfer numeric data for transmission to the server
database.
88. A card-based system according to claim 50, including a
plurality of terminals which can undergo two-way communication with
a plurality of servers.
89. A card-based system according to claim 56, including a
plurality of terminals which can undergo two-way communication with
a plurality of servers.
90. A card-based system according to claim 78, including a
plurality of terminals which can undergo two-way communication with
a plurality of servers.
91. A card-based system which can generate a set of impersonal
identifiers for an issued card in a computer terminal having an
associated host computer for matching at a card-type server,
wherein the system comprises a) a terminal which incorporates means
for receiving and identifying an impersonal card in an issued
state, means for capturing a first image on the card for input to
computing means which can decode and decrypt the image to generate
an impersonal card-identifier in the terminal, b) the terminal
including sensor means with touch zones for illuminating an
arrangement of segments in each touch zone to display within a
restricted viewing angle, a random order of characters for a user
to enter a concealed group of characters in a selected order for
input to the computer to enable said computer to generate an
impersonal user-identifier in the terminal, c) the terminal being
arranged to transfer the impersonal card-identifier and impersonal
user-identifier to a host computer and d) the host computer
incorporates a modem to transmit a set of impersonal identifiers to
locate a card-type record in the database of the card-type server
for comparing the set of impersonal identifiers with data in the
database, said modem being arranged to receive in response a set of
instruction identifiers from the host computer indicative of the
validity of the card and user.
92. A card-based system as claimed in claim 91, wherein all the
data transmitted between the host computer and the server is in
numeric form.
93. A card-based system comprising a network of computer terminals
and a network of card-type servers which form separate
communication networks for discrete card-types, and each network
including integral means for originating impersonal identifiers at
any computer terminal and for recording impersonal identifiers at
the card-type server, said integral means for originating and
recording the set of impersonal identifiers for an unissued
card-type comprising: a) means to receive and identify a card-type
in the unissued state in a terminal, b) means in the terminal to
write discrete data to an integrated circuit incorporated in the
card, c) means in the terminal to originate an impersonal
card-identifier for the card, d) means in the terminal to originate
an encrypted registration code for encoding and recording on the
card, e) means in the terminal to input a group of numerals and
originate an impersonal user-identifier for the card, f) means to
transmit a set of impersonal identifiers for the card-type to a
card-type server, g) means to create a card-type record in the
database of a card-type server for recording the set of impersonal
identifiers, and h) means to transmit a set of instruction
identifiers to the terminal to indicate the validity of the card
and the user.
94. A card-based system comprising a network of computer terminals
and a network of card-type servers which form separate
communication networks for discrete card-types, and each network
including integral means for generating impersonal card-identifiers
at any computer terminal and matching impersonal identifiers at the
card-type server, the integral means for generating and matching a
set of impersonal identifiers for an issued card-type comprising:
a) means to receive and identify a card-type in the issued state in
a terminal, b) means in the terminal to read discrete data on an
integrated circuit incorporated in the card, c) means in the
terminal to decode and decrypt a registration code on the card to
generate an impersonal card-identifier, d) means in the terminal to
input a group of numerals and generate an impersonal
user-identifier for the card, e) means to transmit a set of
impersonal identifiers for the card-type to a card-type server, f)
means to locate a card-type record in the database of the card-type
server for matching the set of impersonal identifiers, and g) means
to transmit a set of instruction identifiers to the terminal to
indicate the validity of the card and the user.
95. A card-based system according to claim 50, including a security
centre which is arranged to transmit a two-way communication
identifier for each terminal location and each server location to a
router centre to provide network interconnection and to download
the communication identifiers together with encryption codes to
each computer terminal and each card-type server for routing
encrypted impersonal identifiers and instruction identifiers
between the designated locations, and wherein security centre can
communicate through the router centre for monitoring and upgrading
each computer terminal at its designated location.
96. A card-based system according to claim 56, including a security
centre which is arranged to transmit a two-way communication
identifier for each terminal location and each server location to a
router centre to provide network interconnection and to download
the communication identifiers together with encryption codes to
each computer terminal and each card-type server for routing
encrypted impersonal identifiers and instruction identifiers
between the designated locations, and wherein security centre can
communicate through the router centre for monitoring and upgrading
each computer terminal at its designated location.
97. A card-based system according to claim 78, including a security
centre which is arranged to transmit a two-way communication
identifier for each terminal location and each server location to a
router centre to provide network interconnection and to download
the communication identifiers together with encryption codes to
each computer terminal and each card-type server for routing
encrypted impersonal identifiers and instruction identifiers
between the designated locations, and wherein security centre can
communicate through the router centre for monitoring and upgrading
each computer terminal at its designated location.
98. A card-based system according to claim 91, including a security
centre which is arranged to transmit a two-way communication
identifier for each terminal location and each server location to a
router centre to provide network interconnection and to download
the communication identifiers together with encryption codes to
each computer terminal and each card-type server for routing
encrypted impersonal identifiers and instruction identifiers
between the designated locations, and wherein security centre can
communicate through the router centre for monitoring and upgrading
each computer terminal at its designated location.
99. A card-based system according to claim 93, including a security
centre which is arranged to transmit a two-way communication
identifier for each terminal location and each server location to a
router centre to provide network interconnection and to download
the communication identifiers together with encryption codes to
each computer terminal and each card-type server for routing
encrypted impersonal identifiers and instruction identifiers
between the designated locations, and wherein security centre can
communicate through the router centre for monitoring and upgrading
each computer terminal at its designated location.
100. A card-based system according to claim 94, including a
security centre which is arranged to transmit a two-way
communication identifier for each terminal location and each server
location to a router centre to provide network interconnection and
to download the communication identifiers together with encryption
codes to each computer terminal and each card-type server for
routing encrypted impersonal identifiers and instruction
identifiers between the designated locations, and wherein security
centre can communicate through the router centre for monitoring and
upgrading each computer terminal at its designated location.
101. A card-based system according to claim 50, wherein each set of
impersonal identifiers and each set of instructions identifiers for
a discrete card-type includes a two-way communication identifier
for identifying the terminal location and server location, and
address each set of impersonal identifiers and instruction
identifiers to create a card-type record in the database of a
card-type server for anonymous registration at a data centre, or to
locate a card-type record in the database of the same card-type for
anonymous validation at the data centre.
102. A card-based system according to claim 56, wherein each set of
impersonal identifiers and each set of instructions identifiers for
a discrete card-type includes a two-way communication identifier
for identifying the terminal location and server location, and
address each set of impersonal identifiers and instruction
identifiers to create a card-type record in the database of a
card-type server for anonymous registration at a data centre, or to
locate a card-type record in the database of the same card-type for
anonymous validation at the data centre.
103. A card-based system according to claim 78, wherein each set of
impersonal identifiers and each set of instructions identifiers for
a discrete card-type includes a two-way communication identifier
for identifying the terminal location and server location, and
address each set of impersonal identifiers and instruction
identifiers to create a card-type record in the database of a
card-type server for anonymous registration at a data centre, or to
locate a card-type record in the database of the same card-type for
anonymous validation at the data centre.
104. A card-based system according to claim 91, wherein each set of
impersonal identifiers and each set of instructions identifiers for
a discrete card-type includes a two-way communication identifier
for identifying the terminal location and server location, and
address each set of impersonal identifiers and instruction
identifiers to create a card-type record in the database of a
card-type server for anonymous registration at a data centre, or to
locate a card-type record in the database of the same card-type for
anonymous validation at the data centre.
105. A card-based system according to claim 93, wherein each set of
impersonal identifiers and each set of instructions identifiers for
a discrete card-type includes a two-way communication identifier
for identifying the terminal location and server location, and
address each set of impersonal identifiers and instruction
identifiers to create a card-type record in the database of a
card-type server for anonymous registration at a data centre, or to
locate a card-type record in the database of the same card-type for
anonymous validation at the data centre.
106. A card-based system according to claim 94, wherein each set of
impersonal identifiers and each set of instructions identifiers for
a discrete card-type includes a two-way communication identifier
for identifying the terminal location and server location, and
address each set of impersonal identifiers and instruction
identifiers to create a card-type record in the database of a
card-type server for anonymous registration at a data centre, or to
locate a card-type record in the database of the same card-type for
anonymous validation at the data centre.
107. A card-based system according to claim 50, including separate
data centres to provide demarcation and anonymity for the transfer
of complied data from a data centre with impersonal records to a
data centre with personal records, wherein the data centre with
impersonal records includes a card-type server for matching a set
of impersonal identifiers in a card-type record to compile data to
validate an identification or transaction at the data centre, and
transfer the compiled data to the data centre of a discrete
card-issuer with personal records, the compiled data is impersonal
and includes a reference number and activity record for the
card-issuer to enter the compiled data in a personal record with
the same reference number.
108. A card-based system according to claim 56, including separate
data centres to provide demarcation and anonymity for the transfer
of complied data from a data centre with impersonal records to a
data centre with personal records, wherein the data centre with
impersonal records includes a card-type server for matching a set
of impersonal identifiers in a card-type record to compile data to
validate an identification or transaction at the data centre, and
transfer the compiled data to the data centre of a discrete
card-issuer with personal records, the compiled data is impersonal
and includes a reference number and activity record for the
card-issuer to enter the compiled data in a personal record with
the same reference number.
109. A card-based system according to claim 78, including separate
data centres to provide demarcation and anonymity for the transfer
of complied data from a data centre with impersonal records to a
data centre with personal records, wherein the data centre with
impersonal records includes a card-type server for matching a set
of impersonal identifiers in a card-type record to compile data to
validate an identification or transaction at the data centre, and
transfer the compiled data to the data centre of a discrete
card-issuer with personal records, the compiled data is impersonal
and includes a reference number and activity record for the
card-issuer to enter the compiled data in a personal record with
the same reference number.
110. A card-based system according to claim 91, including separate
data centres to provide demarcation and anonymity for the transfer
of complied data from a data centre with impersonal records to a
data centre with personal records, wherein the data centre with
impersonal records includes a card-type server for matching a set
of impersonal identifiers in a card-type record to compile data to
validate an identification or transaction at the data centre, and
transfer the compiled data to the data centre of a discrete
card-issuer with personal records, the compiled data is impersonal
and includes a reference number and activity record for the
card-issuer to enter the compiled data in a personal record with
the same reference number.
111. A card-based system according to claim 93, including separate
data centres to provide demarcation and anonymity for the transfer
of complied data from a data centre with impersonal records to a
data centre with personal records, wherein the data centre with
impersonal records includes a card-type server for matching a set
of impersonal identifiers in a card-type record to compile data to
validate an identification or transaction at the data centre, and
transfer the compiled data to the data centre of a discrete
card-issuer with personal records, the compiled data is impersonal
and includes a reference number and activity record for the
cardissuer to enter the compiled data in a personal record with the
same reference number.
112. A card-based system according to claim 94, including separate
data centres to provide demarcation and anonymity for the transfer
of complied data from a data centre with impersonal records to a
data centre with personal records, wherein the data centre with
impersonal records includes a card-type server for matching a set
of impersonal identifiers in a card-type record to compile data to
validate an identification or transaction at the data centre, and
transfer the compiled data to the data centre of a discrete
card-issuer with personal records, the compiled data is impersonal
and includes a reference number and activity record for the
card-issuer to enter the compiled data in a personal record with
the same reference number.
113. A card-based system according to claim 50, wherein an
attendant inserts an unissued card in the receiving and identifying
means, said computing means originates an impersonal
card-identifier, the user operates said input means to input
selected characters known only to the user, said computing means
processes the input characters to originate an impersonal
user-identifier and said terminal transmits said impersonal
identifiers to said database for recording an original set of
impersonal identifiers therein.
114. A card-based system according to claim 113, wherein said
terminal receives instruction identifiers from the database to
accept or reject the impersonal identifiers and instruct the
attendant to remove the card from said terminal to keep an invalid
card or hand a valid card to the user.
115. A card-based system according to claim 56, wherein an
attendant inserts an issued card in the receiving means, and
identifying said computer means generates the impersonal
card-identifier, the user operates said input means to input
selected characters known only to the user, said computing means
processes the input characters to originate an impersonal
user-identifier, and said terminal transmits said impersonal
identifiers to said database for matching a duplicate set of
impersonal identifiers therein.
116. A card-based system according to claim 113, wherein a
duplicate set of impersonal identifiers are compared with an
original set of impersonal identifiers in the same database of a
card-type server.
117. A card-based system according to claim 113, wherein the
impersonal identifiers and instruction identifier are solely in
numeric form.
118. A card-based system for impersonal cards, wherein the card is
constructed of laminate material comprising two outer layers bonded
to a middle layer for concealing an integrated circuit and aerial
within the middle layer for writing and reading data in the
receiving and identifying means.
119. A card-based system according to claim 118 wherein the middle
layer comprises a material with inductance and or capacitance
properties to supply an electric charge to power the integrated
circuit when the card is inserted in the receiving and identifying
means.
120. A card-based system according to claim 119 wherein the
laminate material includes a printed overlay film on the outer
surface of each outer layer to display machine printed information
for different card-types.
121. A card-based system according to claim 119, wherein the
laminate material includes a thermal layer affixed thereto for
terminal printing thermal images and characters in defined areas
for different card-types.
122. A card-based system according to claim 121, wherein the
thermal layer includes a passive circuit on the underside to detect
the said circuit when a card-type is inserted in the receiving and
identifying means.
Description
[0001] The invention relates to an identification system for
originating a set of impersonal identifiers at a computer terminal
and recording the set of impersonal identifiers at a card-type
server to execute an anonymous registration before a security card
or payment card is issued, and separately, for generating a set of
impersonal identifiers at a computer terminal and matching the set
of impersonal identifiers at the card-type server to execute an
anonymous validation after the security card or payment card is
issued. Each computer terminal is installed at a separate location
with a designated two-way communication identifier.
[0002] The word "card" is hereinafter used in the description to
include any kind of document such as a licence, passport or
identity card for use at an airport check-in, and such as a
voucher, ticket or credit card for use at a retail check-out. The
identification system therefore has diverse uses in the public
sectors for identification purposes and in the private sectors for
transaction purposes in any country to provide an identification
system for universal use with point-of-origin identification.
[0003] The expression "counterpart card" is hereinafter used in the
description to include any kind of document such as an application
form or membership form for point-of-origin registration and may
include personal information for storing personal records at the
data centre of a card-issuer only.
[0004] The identification system is intended for card-issuers such
as government agencies and commercial companies in every country to
provide a global platform for creating and locating card-type
records in national databases without reference to individual
persons, in that the card-type records are impersonal for anonymous
registration and anonymous validation. As a consequence, all cards
are segregated into card groups and each card group consists of
discrete card-types, which can display the name and emblem of
different card-issuers to distinguish the difference between the
discrete card-types in each card group. For example, one card-type
displays the name of one card-issuer.
[0005] Accordingly, the individual cards for a discrete card-type
are produced with the same card-type code to identify the
card-issuer and country of origin for a computer terminal to
receive and identify individual cards in the unissued state or
issued state for the discrete card-type. The number of individual
cards for each discrete card-type and therefore the number of
card-type records in the database of each card-type server extend
to an order of magnitude.
[0006] Security cards for identification use and payment cards for
transaction use are known and are described in prior art as cards
with personal identifiers which are referred to herein as the
personal card category, and cards without personal identifiers
which are referred to herein as the impersonal card category.
[0007] Personal card category: Personal cards are described in well
established prior art for at least 40-years and it is acknowledged
that personal cards are used for executing transactions at a
terminal using personal identifiers such as a signature, password
or personal identity number (PIN) which are known to the authorised
user.
[0008] The main advantage of this card category is that personal
cards have been in use for at least 40-years and are therefore
accepted as a payment system for the purchase of products and
services in retail outlets worldwide.
[0009] The main disadvantage of this card category is that the
personal identifiers of the cardholder are displayed or carried on
the card for counterfeiters and fraudsters to replicate and
reproduce to obtain goods and services of value by deception in a
store or by phone. Personal cards display personal identifiers such
as a photograph, signature, fingerprint, name and account number of
the cardholder. Furthermore, this card category includes personal
details on magnetic strips (swipe cards) or in electronic chips
(smart cards) which can be erased, altered or copied for a
fraudster to use the identity or account of another person.
[0010] Impersonal card cateporv: Impersonal cards are described in
the International Application Number WO99/36889 which relates to a
transaction system and it is acknowledged that impersonal cards are
used for executing transactions at a terminal using an impersonal
card-identifier and impersonal user-identifier for a card-type
registration and card-type validation. One aspect of this
application describes a terminal using a reciprocating printer for
writing a card-identifier and using a biometric sensor to capture a
live-scan image of a fingerprint for the user-identifier.
[0011] The main advantage of this card category is that no personal
identifiers of the cardholder are displayed or carried on the card,
therefore no reference to an individual person exists on an
impersonal card for fraudulent use by an unauthorised person.
Furthermore, this card category incorporates thermal panels instead
of magnetic strips and electronic chips for printing permanent
information thereon which cannot be altered or erased.
[0012] The main disadvantage of this card category is that the
terminals described in the prior art for impersonal cards cannot be
used for personal cards. It is therefore desirable to use the
terminals in the present invention for both card categories by
adapting personal cards for impersonal use without reference to the
personal identifiers displayed or carried on personal cards. The
identification system therefore includes integral means for
discrete card-types which include or exclude personal identifiers
as one of the preferred embodiments.
[0013] The present invention relates to an identification system
for discrete card-types with integral means to receive and identify
individual cards for a discrete card-type in any computer terminal
to perform the following two primary functions:
[0014] (A) to originate a set of impersonal identifiers for an
anonymous registration.
[0015] (B) to generate a set of impersonal identifiers for an
anonymous validation.
[0016] The computer terminal may vary in type and size to perform
the two primary functions (A+B) or perform one of the primary
functions (A) or (B). Consequently, at least three types of
computer terminal may be used at the same time to perform the said
primary functions for discrete card-types with network
compatibility. Two types of computer terminal are herein described,
by way of example, with different modes of operation by selecting a
combination of devices with integral means for operating in an
arranged order to perform the primary functions (A+B) and the
primary function (B).
[0017] The computer terminal which performs the primary functions
(A+B) incorporates the following referenced device operations which
are preferred embodiments described in the present invention.
[0018] A1) Computer means to originate an impersonal
card-identifier and encrypt into a registration code and write
encoded data and ancillary data for a card in the unissued
state.
[0019] A2) Guide means to receive and identify a card in the
unissued state, capture a first image on the card to decode and
decrypt in a computer, and receive encoded data for printing on the
card to capture a second image to decode and decrypt in a computer,
and write discrete data carried and concealed within the card.
[0020] A3) Display means to output selective commands from the
computer to operate the terminal.
[0021] A4) Keyboard means to input selective commands to the
computer to operate the terminal.
[0022] A5) Sensor means to receive concealed data for input to the
computer to encrypt and originate an impersonal
user-identifier.
[0023] A6) Modern means to transmit impersonal identifiers and
receive instruction identifiers for a card in the unissued
state.
[0024] B1) Computer means to decode a symbology and decrypt a
registration code to generate an impersonal card-identifier for a
card in the issued state.
[0025] B2) Guide means to receive and identify a card in the issued
state, capture a first image on the card to decode and decrypt in a
computer, and read discrete data carried and concealed within the
card.
[0026] B3) Display means to output selective commands from the
computer to operate the terminal.
[0027] B4) Keyboard means to input selective commands to the
computer to operate the terminal.
[0028] B5) Sensor means to receive concealed data for input to the
computer to encrypt and generate an impersonal user-identifier.
[0029] B6) Modem means to transmit impersonal identifiers and
receive instruction identifiers for a card in the issued state.
[0030] The computer terminal which performs the primary function
(B) incorporates the following referenced device operations which
are also preferred embodiments described in the present invention.
In this example, three modes of operation have been selected for
this type of computer terminal described herein.
[0031] B1) Computer means to decode a symbology and decrypt a
registration code to generate an impersonal card-identifier for a
card in the issued state.
[0032] B2) Guide means to receive and identify a card in the issued
state, capture a first image on the card to decode and decrypt in a
computer, and read discrete data carried and concealed within the
card.
[0033] B5) Sensor means to receive concealed data for input to the
computer to encrypt and generate an impersonal user-identifier.
[0034] The present invention can include an identification system
for discrete card-types with network compatibility between at least
one computer terminal and at least one card-type server, using a
telecommunications infrastructure such as a public or private
telephone network for routing each set of impersonal identifiers
including a two-way communication identifier to identify a terminal
location and a server location and address each set of impersonal
identifiers for a card-type, to create a card-type record or locate
a card-type record in the database of the same card-type server for
the same card-issuer.
[0035] The present invention can use sets of numeric data for the
sequence groups numbered 01 to 06 for a computer terminal 80 and
using sets of numeric data for the sequence groups 07 to 10 for a
computer terminal 140 and host computer 147, wherein each sequence
group is a preferred embodiment to describe a method of performing
the primary functions (A) and (B) in conjunction with the said
device operations A1 to A6 and B1 to B6.
[0036] It will be understood that the described examples for each
sequence group consists of numeric combinations, which are divided
into numeric groups to form numeric constants for recording an
original set of numeric data in a card-type server for an anonymous
registration and for matching a duplicate set of numeric data in a
card-type server for an anonymous validation. It will be further
understood that it is impossible to decipher a numeric combination,
the arrangement of numerals are not message data. It is simply a
number (E.G. 72-digits) and each digit has a concealed order and
value. A numeric combination is herein defined as a constant set of
numeric data for recording or matching a set of impersonal
identifiers in a card-type server without reference to an
individual person.
[0037] The present invention is therefore dedicated to the
construction of a set of numeric data to perform the primary
functions (A) or (B) characterised in that the computer terminals
and card-type servers transmit and receive impersonal information
in numeric form and not in message form for the two-way routing of
numeric data from any terminal location to any server location
without reference to an individual person.
[0038] Accordingly, a first aspect of the present invention
comprises an identification system to originate a set of impersonal
identifiers for an unissued card-type in a computer terminal and
for recording at a card-type server, wherein the system
comprises;
[0039] a) a terminal which incorporates a guide to receive and
identify a card in the unissued state, and to capture a first image
for input to a computer to decode and decrypt, and for the computer
to originate an impersonal card-identifier and encrypt into a
registration code for encoding and printing on the card, and to
capture a second image on the card for input to the computer to
decode and decrypt, and
[0040] b) the terminal incorporates a sensor with touch zones for
illuminating an arrangement of segments in each touch zone to
display within a restricted viewing angle a random order of
characters for a user to enter a concealed group of characters in a
selected order for input to the computer to encrypt and originate
an impersonal user-identifier in the terminal, and
[0041] c) the terminal incorporates a modem to transmit a set of
impersonal identifiers to create a card-type record in the database
of a card-type server for recording the set of impersonal
identifiers to sanction an anonymous registration, and to receive a
set of instruction identifiers at the terminal to accept the card
and user.
[0042] A second aspect of the present invention comprises an
identification system to generate a set of impersonal identifiers
for an issued card-type in a computer terminal and for matching at
a card-type server, wherein the system comprises;
[0043] a) a terminal which incorporates a guide to receive and
identify a card in the issued state, and to capture a first image
on the card for input to a computer to decode and decrypt to
generate an impersonal card-identifier in the terminal, and
[0044] b) the terminal incorporates a sensor with touch zones for
illuminating an arrangement of segments in each touch zone to
display within a restrictive viewing angle a random order of
characters for a user to enter a concealed group of characters in a
selected order for input to the computer to encrypt and generate an
impersonal user-identifier in the terminal, and
[0045] c) the terminal incorporates a modem to transmit a set of
impersonal identifiers to locate a card-type record in the database
of a card-type server for matching the set of impersonal
identifiers to sanction an anonymous validation, and to receive a
set of instruction identifiers at the terminal to accept the card
and the user.
[0046] A third aspect of the present invention comprises an
identification system in which a computer terminal communicates
with an external camera to receive discrete data when an unissued
card-type is inserted in said terminal, and to originate a set of
impersonal identifiers for an unissued card-type in the said
terminal and for recording at a card-type server, wherein the
system comprises:
[0047] a) a terminal which incorporates a guide to receive and
identify an impersonal card in the unissued state, and to capture a
first image on the card for input to a computer to decode and
decrypt, and for the computer to originate an impersonal
card-identifier and encrypt into a registration code for encoding
and printing on the card, and to capture a second image on the card
for input to the computer to decode and decrypt, and to energise an
integrated circuit concealed in the card for writing the said
discrete data to the integrated circuit, and
[0048] b) the terminal incorporates a sensor with touch zones for
illuminating an arrangement of segments in each touch zone to
display within a restricted viewing angle a random order of
numerals for a user to enter a concealed group of numerals in a
selected order for input to the computer to encrypt and originate
an impersonal user-identifier in the terminal, and
[0049] c) the terminal incorporates a modem to transmit a set of
impersonal identifiers to create a card-type record in the database
of a card-type server for recording the set of impersonal
identifiers to sanction an anonymous registration, and to receive a
set of instruction identifiers at the terminal to accept the card
and user.
[0050] A fourth aspect of the present invention comprises an
identification system in which a computer terminal communicates
with an external screen to display discrete data when an issued
card-type is inserted in said terminal, and to generate a set of
impersonal identifiers for the issued card-type in said terminal
and for matching at a card-type server, wherein the system
comprises:
[0051] a) a terminal which incorporates a guide to receive and
identify an impersonal card in the issued state, and to capture a
first image on the card for input to a computer to decode and
decrypt to generate an impersonal card-identifier in the terminal,
and to energise an integrated circuit concealed in the card for
reading the said discrete data on the integrated circuit, and
[0052] b) the terminal incorporates a sensor with touch zones for
illuminating an arrangement of segments in each touch zone to
display within a restrictive viewing angle a random order of
numerals for a user to enter a concealed group of numerals in a
selected order for input to the computer to encrypt and generate an
impersonal user-identifier in the terminal, and
[0053] c) the terminal incorporates a modem to transmit a set of
impersonal identifiers to locate a card-type record in the database
of a card-type server for matching the set of impersonal
identifiers to sanction an anonymous validation, and to receive a
set of instruction identifiers at the terminal to accept the card
and user
[0054] A fifth aspect of the present invention comprises an
identification system for generating a set of impersonal
identifiers for an issued card-type in a computer terminal
connected to a host computer for matching at a card-type server,
wherein the system comprises;
[0055] a) a terminal which incorporates a guide to receive and
identify an impersonal card in the issued state, and to capture a
first image on the card for input to a computer to decode and
decrypt to generate an impersonal card-identifier in the terminal,
and
[0056] b) the terminal incorporates a sensor with touch zones for
illuminating an arrangement of segments in each touch zone to
display within a restrictive viewing angle a random order of
characters for a user to enter a concealed group of characters in a
selected order for input to the computer to encrypt and generate an
impersonal user-identifier in the terminal, and
[0057] c) the terminal transfers the impersonal card-identifier and
impersonal user-identifier to a host computer, and
[0058] d) the host computer incorporates a modem to transmit a set
of impersonal identifiers to locate a card-type record in the
database of a card-type server for matching the set of impersonal
identifiers to sanction an anonymous validation, and to receive a
set of instruction identifiers at the host computer to accept the
card and the user.
[0059] A sixth aspect of the present invention comprises an
identification system in which a network of computer terminals and
a network of card-type servers form separate communication networks
for discrete card-types, and wherein each network includes integral
means for originating impersonal identifiers at any computer
terminal and recording impersonal identifiers at the card-type
server, and wherein the integral means for originating and
recording a set of impersonal identifiers for an unissued card-type
comprises;
[0060] a) means to receive and identify a card-type in the unissued
state in a terminal;
[0061] b) means to write discrete data to an integrated circuit
concealed within the card in the terminal;
[0062] c) means to originate an impersonal card-identifier for the
card in the terminal;
[0063] d) means to originate an encrypted registration code for
encoding and printing on the card in the terminal;
[0064] e) means to input a group of numerals and originate an
impersonal user-identifier for the card in the terminal;
[0065] f) means to transmit a set of impersonal identifiers for the
card-type to a card-type server;
[0066] g) means to create a card-type record in the database of the
card-type server for recording the set of impersonal identifiers to
sanction the anonymous registration, and
[0067] g) means to transmit a set of instruction identifiers to the
terminal to accept the card and the user.
[0068] A seventh aspect of the present invention comprises an
identification system in which a network of computer terminals and
a network of card-type servers form separate communication networks
for discrete card-types, and wherein each network includes integral
means for generating impersonal identifiers at any computer
terminal and matching impersonal identifiers at the card-type
server, and wherein the integral means for generating and matching
a set of impersonal identifiers for an issued card-type
comprises;
[0069] a) means to receive and identify a card-type in the issued
state in a terminal;
[0070] b) means to read discrete data on an integrated circuit
concealed within the card in the terminal;
[0071] c) means to decode and decrypt a registration code on the
card to generate an impersonal card-identifier in the terminal;
[0072] d) means to input a group of numerals and generate an
impersonal user-identifier for the card in the terminal;
[0073] e) means to transmit a set of impersonal identifiers for the
card-type to a card-type server;
[0074] f) means to locate a card-type record in the database of the
card-type server for matching the set of impersonal identifiers to
sanction the anonymous validation, and
[0075] g) means to transmit a set of instruction identifiers to the
terminal to accept the card and the user
[0076] An eighth aspect of the present invention comprises an
identification system, wherein a security centre transmits a
two-way communication identifier for each terminal location and
each server location to a router centre to provide network
interconnection and to download the communication identifiers
together with encryption codes to each computer terminal and each
card-type server for routing encrypted impersonal identifiers and
instruction identifiers between the designated locations, and for
the security centre to communicate through the router centre for
monitoring and up-grading each computer terminal at its designated
location.
[0077] A ninth aspect of the present invention comprises an
identification system in which each set of impersonal identifiers
and each set of instruction identifiers for a discrete card-type
includes a two-way communication identifier to identify the
terminal location and server location, and address each set of
impersonal identifiers and instruction identifiers to create a
card-type record in the database of a card-type server for
anonymous registration at a data centre, or to locate a card-type
record in the database of the same card-type for anonymous
validation at the data centre.
[0078] A tenth aspect of the present invention comprises an
identification system with separate data centres to provide
demarcation and anonymity for the transfer of compiled data from a
data centre with impersonal records to a data centre with personal
records, wherein the data centre with impersonal records includes a
card-type server for matching a set of impersonal identifiers in a
card-type record to compile data to validate an identification or
transaction at the data centre, and transfer the compiled data to
the data centre of a discrete card-issuer with personal records,
the compiled data is impersonal and includes a reference number and
activity record for the card-issuer to enter the compiled data in a
personal record with the same reference number.
[0079] The present invention will now be described, by way of
example, with reference to the accompanying diagrammatic drawings,
in which:
[0080] FIG. 01 shows a plan view of a sensor device with ten
discrete touch zones for selecting a group of illuminated numerals
in each touch zone.
[0081] FIG. 02 shows a side elevation of view X-X in cross section,
of the sensor device in FIG. 01.
[0082] FIG. 03 shows a plan view variant of the sensor device in
FIG. 01 with nine discrete touch zones.
[0083] FIG. 04 shows another plan view variant of the sensor device
in FIG. 01 with twelve discrete touch zones.
[0084] FIG. 05 shows a plan view of another sensor device with a
touch screen and liquid crystal display for selecting readable
characters in defined touch zones.
[0085] FIG. 06 shows a side elevation of view X-X in part cross
section, of the sensor device in FIG. 05.
[0086] FIG. 07 shows a side view, in part cross section, of a guide
device for use with a chip reader/writer and a scanner at a
1st-stop position and for use with a printer at a 2nd-stop
position.
[0087] FIG. 08 shows the plan view of a computer terminal for
originating a set of impersonal identifiers for anonymous
registration, and for generating a set of impersonal identifiers
for anonymous validation.
[0088] FIG. 09 shows a communication network for gateway routing
impersonal identifiers and instruction identifiers between a
computer terminal shown in FIG. 08 and a card-type server for
anonymous registrations, and gateway routing impersonal identifiers
and instruction identifiers between a computer terminal in FIG. 08
and a card-type server for anonymous validations.
[0089] FIG. 10 shows an impersonal card and counterpart card in the
unissued state for originating an impersonal card-identifier at a
computer terminal and recording in a card-type server for an
anonymous registration.
[0090] FIG. 11 shows the impersonal card of FIG. 10 with a
concealed integrated circuit and with impersonal encoded data
printed in the thermal coded area and impersonal ancillary data
printed in the thermal panel area.
[0091] FIG. 12 shows the plan view of the sensor device with an
illuminated numeral in each touch zone for originating an
impersonal user-identifier at a computer terminal and recording in
a card-type server for an anonymous registration.
[0092] FIG. 13 shows an impersonal card in the issued state and
valid state for generating an impersonal card-identifier at a
computer terminal and matching in a card-type server for an
anonymous validation.
[0093] FIG. 14 shows the plan view of the sensor device with an
illuminated numeral in each touch zone for generating an impersonal
user-identifier at a computer terminal and matching in a card-type
server for an anonymous validation.
[0094] FIG. 15 shows a personal card in the unissued state for
originating an impersonal card-identifier at a computer terminal
and recording in a card-type server for anonymous registration.
[0095] FIG. 16 shows the personal card of FIG. 15 with an exposed
integrated circuit and with impersonal encoded data printed in the
thermal coded area.
[0096] FIG. 17 shows the plan view of the sensor device with an
illuminated numeral in each touch zone for originating an
impersonal user-identifier at a computer terminal and recording in
a card-type server for an anonymous registration.
[0097] FIG. 18 shows a personal card in the issued state and valid
state for generating an impersonal card-identifier at a computer
terminal and matching in a card-type server for an anonymous
validation.
[0098] FIG. 19 shows the plan view of the sensor device with an
illuminated numeral in each touch zone for generating an impersonal
user-identifier at a computer terminal and matching in a card-type
server for an anonymous validation.
[0099] FIG. 20 shows the plan view of a computer terminal which
communicates with a host computer for generating a set of
impersonal identifiers for an anonymous validation.
[0100] FIG. 21 shows a side elevation of view Y-Y in cross section,
of a guide means for use with a chip reader/writer and a scanner at
a 1st-stop position in the computer terminal shown in FIG. 20.
[0101] FIG. 22 shows a communication network for internet routing
impersonal identifiers and instruction identifiers between a
computer terminal shown in FIG. 20 connected to a host computer,
and a card-type server for anonymous validations.
[0102] FIGS. 01 and 02 show a sensor device 01 mounted to a
terminal casing 85. The sensor device 01 includes a moulded fascia
03 with a recessed surround 04 to support and locate a moulded grid
05 with discrete open areas to define ten touch zones 06 for
selectively placing a finger or object in any touch zone 06 to make
contact with a touch screen 07 underneath the moulded grid 05 to
locate the position of the finger or object on the active area of
the touch screen 07.
[0103] The touch screen 07 includes spaced apart passive areas
indicated at reference 08 within the active area on the touch
screen 07. The moulded grid 05 includes grid spacers 08 which rest
on the said passive areas to prevent the moulded grid 06 resting on
the active area of the touch screen 07. The touch screen 07 is a
separate assembly for positioning on the underside of the recessed
surround 04 which forms part of the moulded fascia 03 of sensor
device 01.
[0104] Any known touch screen 07 with electrical sensing means may
be used for detecting a finger or object in any touch zone 06 on
the sensor device 01. The touch screen 07 incorporates a printed
circuit (not shown) for connection to a socket 18 on a device board
01A for processing electrical signals received from the active area
of the touch screen 07 every time a finger or object touches the
surface within any touch zone 06 on the sensor device 01. Each
touch zone 06 includes a vertical and horizontal co-ordinate to
locate the position of each touch-zone 06 on the active area of the
touch screen 07. Each touch zone 06 is therefore referenced on
finger or object contact by a computer program.
[0105] The sensor device 01 also includes a filter element 09 and a
spacer element 10 which are positioned underneath the touch screen
07 all of which are of similar surface area for locating in the
moulded fascia 03 and held in place by the device board 01A which
is rigidly fixed to the fascia 03 by screw means 16 and 17 as shown
in FIG. 02.
[0106] The filter element 09 comprises a plurality of cavities in
columnated formation and constructed of micro fine material,
through which an illuminated character on each display element 13
is visible through the filter 09 and touch screen 07 when viewed
directly in front of the sensor device 01, and is not visible when
viewed from any side of the sensor device 01. The filter 09
therefore restricts the viewing angle on the sensor device 01 when
used for selecting a concealed group of numerals in a public place
such as an airport check-in and retail check-out or a cash-point
for dispensing currency notes and coins.
[0107] The filter 09 may also be constructed in two parts to
provide a sheet layer and cavity layer for positioning in the
fascia 03 to restrict the viewing angle. The sheet layer may be
coloured with optical clarity and the cavity layer may consist of
any geometric formation in which the depth and width of each cavity
may be adjusted to restrict the viewing angle to a greater or
lesser degree for character recognition to select a concealed group
of numerals on the sensor device 01. The filter element 09 may also
be constructed of two sheet layers and each layer contains spaced
apart vertical slats to form a filter element 09 with a restricted
viewing angle from each side when the two layers are orientated at
90 degrees to each other. A coloured sheet layer may be placed
above or below the two slatted sheet layers to provide a three
layer filter element 09.
[0108] The spacer element 10 is fixed to the control board 12 using
screws 11. Separate apertures are incorporated in the spacer 10 for
each display element 13 to be inserted so that the top face of each
display element 13 is level with the top face of the spacer 10 to
form a level surface with a two row and five column configuration
of display elements 13 which are spaced apart for positioning the
centre of each display element 13 in the centre of each touch zone
06 as shown in FIGS. 1 and 2.
[0109] The device board 01A includes a printed circuit (not shown)
for mounting thereon the discrete elements 13, each of which has
contacts 14 for soldering to the printed circuit for independent
electrical operation. Each display element 13 incorporates light
emitting diodes for illuminating discrete segments 15 to display
individual characters in each touch zone 06.
[0110] Each display element 13 may use any light source to
illuminate discrete segment patterns or dot-matrix patterns in a
variety of arrangements providing the arrangement of patterns can
be replicated on each display element 13 in each touch zone 06
forming an interchangeable arrangement for character recognition to
select a concealed group of numerals for an impersonal
user-identifier on the sensor device 01. The arrangement of seven
segments 15 shown in FIG. 01 is capable of illuminating ten
different numerals on each display element 13 to display a variable
numeral from zero to nine in each touch zone 06. This example is
used hereinafter in the description for all figures.
[0111] The sensor device 01 includes control means to energise and
de-energise the display elements 13 underneath the active area of
each touch zone 06 every time a concealed group of numerals for an
impersonal user-identifier are selected on the sensor device 01 by
an individual user. Each touch zone 06 in the de-energised state is
blank before and after the said group of numerals are selected, and
each touch zone 06 in the energised state displays the ten
concealed numerals in a random order to select the said group of
numerals. The control means de-energises the display elements 13
each time the last numeral of the said group of numbers is selected
by each and every individual user.
[0112] The sensor device 01 is intended for concealed use
particularly in a public place and the position of each numeral on
the sensor device 01 changes when the illuminated discrete segments
15 on each display element 13 are energised to illuminate a
variable numeral in each touch zone 06 for selecting a concealed
group of numerals within a restricted viewing angle by each
individual user. Conventional key-pads use individual numbered
key-switches which are arranged in a fixed numbered order on the
key-pad for selecting a group of numbers in known positions. Each
numbered key is visible for selecting a number in the known
position on the key-pad for repeated use. By contrast in the
present arrangement the position of each numeral on the sensor
device 01 is unknown until the discrete segments 15 are energised
to display an illuminated numeral in each of the touch zones 06
with an X and Y coordinate.
[0113] The device board 01A also includes a power and data socket
18 for the touch screen 07 to communicate with the device board 01A
for processing the electrical signals received from the active area
on the touch screen 07, and includes a power and data socket 19 for
the device board 01A to communicate with a computer control board
(not shown) for data transfer, and connecting a power supply to
operate the display elements 13 and the touch screen 07. Associated
electrical components (not shown) therefore form part of the
printed circuit on the device board 01A and include integrated
circuit components (not shown) for configuring and calibrating each
touch zone 06 to operate the sensor device 01 controlled by
computer programs for selecting a group of numerals to originate or
generate impersonal user-identifiers for discrete card-types.
[0114] The sensor device 01 may also be constructed using display
elements 13 made with liquid crystals and light emitting compounds
for selecting a concealed group of characters in each touch zone 06
which may be stored in memory for generating array patterns with
diverse arrangements in monochrome or colour.
[0115] In operation, the arrangement of illuminated discrete
segments 15 shown in each display element 13 change order each time
an individual card is inserted in a computer terminal for selecting
a concealed group of numerals on the sensor device 01 to originate
an impersonal user-identifier for recording in a card-type server.
The same individual card is inserted again for selecting the same
concealed group of numerals on the sensor device 01 to generate the
same impersonal user-identifier for matching in the same card-type
server.
[0116] The advantage of selecting a group of numerals located in
different touch zones 06 with a restricted viewing angle, provides
a concealed method for individual users to enter a group of
numerals in selected order to originate or is generate impersonal
user-identifiers in the terminal for discrete card-types on the
sensor device 01 in a public place.
[0117] The sensor device 01 is intended for use with individual
cards as described herein, whereby an impersonal site-identifier,
impersonal card-identifier and impersonal user-identifier combine
to form a set of impersonal identifiers for a card and user without
reference to an individual person in a computer terminal.
Alternatively, the sensor device 01 may be used for entering a
concealed user-identifier, as an independent device for fitting to
alternative types of computers and peripherals known per se. In
this example, the sensor device 01 is used for selecting a
concealed group of numerals to generate an impersonal
user-identifier for matching in a terminal or a peripheral, which
stores an original for comparison.
[0118] FIGS. 03 and 04 show different layouts for the touch zones
06 on the sensor 01, in which FIG. 03 shows nine touch zones 06
arranged in a three row and three column configuration and in which
FIG. 04 shows twelve touch zones 06 arranged in a three row and
four column configuration. Many configurations can be constructed
as described for the sensor device 01 in FIGS. 01 and 02.
[0119] FIGS. 05 and 06 show a sensor device 20 of different
construction which is mounted to a terminal casing 85. The sensor
device 20 includes a moulded fascia 22 with an open area 23 and
surrounding ledge 24 for locating a touch screen 25, a filter
element 28 and a display panel 29 of similar surface area against
the underside of the surrounding edge 24 which forms part of the
moulded fascia 22 for sensor 20.
[0120] The touch screen 25 incorporates a register grid 26 to
define nine touch zones 27 within the open area 23 for selectively
placing a finger or object in any touch zone 27 to locate the
position of the finger or object on the active area of the touch
screen 25 of sensor device 20. The register grid 26 may therefore
be printed on the underside of the touch screen 25 which is visible
on the upper side of the touch screen 25. Alternatively, the
register grid 26 may be incorporated in the filter element 28 to
define the touch zones 27.
[0121] Any known touch screen 25 with electrical sensing means may
be used for detecting a finger or object in any touch zone 27 on
the sensor device 20. The touch screen 25 incorporates a printed
circuit (not shown) for connection to a device board 20A for
processing electrical signals received from the touch screen 25,
every time a finger or object touches the surface within any touch
zone 27 on the sensor device 20. Each touch zone 27 includes a
vertical and horizontal co-ordinate to locate the position of each
touch zone 27 on the active area of the touch screen 25. Each touch
zone 27 is therefore referenced on finger or object contact by a
computer program.
[0122] Any known display panel 29 capable of generating graphic
images may be used, for example, passive or active matrix displays
incorporating liquid crystals, vacuum fluorescent displays, pixel
array displays or other visual display devices which are
substantially constructed as a flat panel. The display panel 29 may
also be incorporated within a larger screen such as the monitor
screen in any automated teller machine (cash point) for displaying
graphic images on a portion of the monitor screen which has touch
screen functionality for selecting separate graphic images on the
built-in sensor device 20 of the monitor screen. The display panel
29 and touch screen 25 are preferably constructed as an integral
unit and may incorporate the filter element 28 to restrict the
viewing angle on the sensor device 20 as previously described for
the sensor device 01.
[0123] The display panel 29 in FIG. 05 consists of nine touch zones
27 in a typical three row and three column configuration, and shows
the outline pattern of seven discrete segments 30 to indicate the
position of a graphic image in each touch zone 27 for displaying a
variable numeral from zero to nine in the centre of each touch zone
27 defined by the register grid 26. The discrete segments 30 are
only visible to the individual user on activating the display panel
29 for character recognition through the filter element 28 and
touch screen 25 using control means to energise and de-energise the
liquid crystals which form the discrete segments 30 for selecting a
concealed group of numerals on the sensor device 20 in each touch
zone 27. The control means for the discrete segments 30 in FIG. 05
and the discrete segments 15 in FIG. 01 are similar in operation as
previously described.
[0124] The graphic images displayed on the display panel 29 are not
limited to an arrangement of segments or dot matrix patterns. Other
arrangements may include bitmaps and vector images in the form of
monochrome or colour pictures and symbols forming an
interchangeable arrangement for image recognition to select a
concealed group of graphic images on the sensor device 20. The
graphic images are stored in memory for displaying in each touch
zone 27 to form an arrangement for a specific card-type which may
exceed the number of touch zones 27.
[0125] The device board 20A is a circuit connected to the display
panel 29 and is shown fixed to the fascia 22 using four screws 32
and 33 to abut and fix the display panel 29, filter element 28 and
touch screen 25 against the surrounding ledge 24 of the fascia 22.
The device board 20A includes a printed circuit (not shown) and a
power and data socket 34 for the device board 20A to communicate
with a computer control board (not shown) for transferring
processed data, and for connecting a power supply to operate the
display panel 29 and the touch screen 25. Associated electrical
components (not shown) therefore form part of the printed circuit
on the device board 20A and include integrated circuit components
(not shown) for configuring and calibrating each touch zone 27 to
operate the sensor device 20 controlled by computer programs for
selecting a concealed group of images for different card-types.
[0126] In operation, the arrangement of illuminated discrete
segments 30 shown for selecting a numeral in each touch zone 27 on
the sensor device 20, change each time an individual card is
inserted in a computer terminal for selecting a concealed group of
numerals on the sensor device 20 to originate an impersonal
user-identifier for recording in a card-type server. The same
individual card is inserted again for selecting the same concealed
group of numerals on the sensor device 20 to generate the same
impersonal user-identifier for matching in the same card-type
server.
[0127] The advantage of selecting a group of numerals located in
different touch zones 27 with a restricted viewing angle provides a
concealed method for individual users to enter a group of numerals
in selected order to originate or generate impersonal
user-identifiers in the terminal for discrete card-types on the
sensor device 20 in a public place.
[0128] The sensor device 20 is intended for use with individual
cards as described herein, whereby an impersonal site-identifier,
impersonal card-identifier and impersonal user-identifier combine
to form a set of impersonal identifiers for a card and user without
reference to an individual person in a computer terminal.
Alternatively, the sensor device 20 may be used for entering a
concealed user-identifier, as an independent device for fitting to
alternative types of computers and peripherals known per se. In
this example, the sensor device 20 is used for selecting a
concealed group of numerals to generate an impersonal
user-identifier for matching in a terminal or a peripheral, which
stores an original for comparison.
[0129] FIG. 07 shows a guide device 40 mounted inside a terminal
casing 85 with an external and detachable card-slot 41 to receive
and identify cards 100, 120 in the unissued state and cards 100,
120 in the issued state for discrete card-types. The guide device
40 comprises two side supports 42 which are spaced apart to include
guide grooves 43 in vertical alignment and engagement with each end
of the transverse card-slot 41 to allow a card width to pass
between the side supports 42 with each card edge retained in each
guide groove 43 to a 1st-stop position 44 and to a 2nd-stop
position 55. The side supports 42 are joined together by an upper
transverse beam 45 and by a lower transverse beam 56 to provide a
rigid structure for the guide device 40.
[0130] At the 1st-stop position 44, a switch 46 and device board
46A is shown and a light emitter (not shown) is offset mounted on
the upper transverse beam 45 and transverse bar 47 to detect a card
and illuminate a thermal coded area 105, 130 defined on the face of
the card 100 or 120 and a scanner 48 and device board 48A is shown
offset mounted on a transverse bracket 49 which is screwed to the
side supports 42. A chip reader/writer 53 is shown mounted between
the side supports 42 and is offset mounted on the transverse bar 47
in vertical alignment with the integrated circuit 127 concealed in
the laminate material 102 for a card 100 or exposed on the laminate
material 121 for a card 120, and is located in close proximity to
the face of the card (without contact) at the 1st-stop position 44.
The chip reader/writer 53 is a transceiver incorporating an antenna
to emit a specific frequency radio signal with a defined
acquisition range and includes the decoder device board 53A with
power and data cables. These modules are of known type for writing
or reading the discrete data 128 on an integrated circuit 127 to
provide a read/write module 53 in the guide device 40 of the
computer terminal 80 for a card 100 or a card 120. The discrete
data 128 is a facial image.
[0131] The guide device 40 includes a drive means 50 controlled by
a device board 50A comprising two transverse drive shafts 50 which
are bearing mounted in the side supports 42 and driven by meshed
gears and a stepper motor (not shown), all drive parts are mounted
on the outside face of each side support 42. The drive shafts 50
support a pair of pinned nip-rollers 51 which are positioned in the
centre of the guide 40 for either inward rotation to transport a
card in the descent mode, or outward rotation to transport a card
in the ascent mode. The nip-rollers 51 are shown rubber faced 52
for gripping each card face during the descent mode or ascent mode
while the card is guided in each groove 43 to maintain vertical
alignment.
[0132] At the 2nd-stop position 55, the lower transverse beam 56 is
shown with a low friction layer 57 made of yielding material bonded
thereon to provide a transverse support across the card width for
pressure to be applied evenly on the card face and provide a
transverse guide for the card to maintain vertical alignment in
each groove 43. A switch 58 with lever 59 is shown mounted to a
centre bracket 60 between two fixed stop plates 61 which are
screwed to the lower transverse beam 56 to allow the lower card
edge to depress the lever 59 to the level of the stop plates 61 and
stop the nip-rollers 51 at the 2nd-stop position 56.
[0133] The guide device 40 includes a printer means 62 controlled
by a device board 62A, comprising a transverse print-head 62
screwed on the front face of a transverse mounting 63 which
includes lateral side plates 64 connected by pivot pins 65 to the
outside face of each side support 42 for free pivotal movement. A
transverse bar 66 is shown screwed to each end of the transverse
mounting 63, and a solenoid 67 is shown positioned underneath the
centre of the transverse bar 66 to apply a constant force and press
the transverse print-head 62 at a predetermined pressure against
the card face, supported by the low friction layer 57 during the
ascent mode.
[0134] The transverse print-head 62 includes an integral heat-sink
68 and device board 62A with integrated circuits and cabling for
power and data, and a row of micro-fine heating elements 70 as
shown indicated, for dot-line printing in the coded area and in the
panel area as defined on the front face of all individual cards for
any discrete card-type. The guide 40 therefore includes
registration datums for the chip reader/writer 53, the scanner 48
and printer 62 in specific positions determined by the integrated
circuit 127 in the laminate material 102, 121 and the thermal coded
area 105 and thermal panel area 107 on the card face.
[0135] The guide device 40 is intended for individual cards to be
manually inserted to the 1st-stop position 44 and manually removed
from the 1st-stop position 44 using one card-slot 41. The guide
device 40 has two device operations A2 and B2 when individual cards
for a discrete card-type are inserted in the card-slot 41 of a
computer terminal 80. The two device operations are now described,
by way of example, for a card 100 in the unissued state (A2) and a
card 100 in the issued state (B2).
[0136] In the first operation, a card 100 in the unissued state is
inserted in the card-slot 41 of the guide device 40 to the 1st-stop
position 44. The switch 46 detects the guided card and activates
the scanner 48 to capture a one-code image 106 in the thermal coded
area 105 on the card face for a computer device to receive a bitmap
of the one-code image 106 to verify the unissued state, and
activates the chip reader/writer 53 to energise an integrated
circuit 127 concealed in the laminate material of card 100 to
receive a facial image from an external camera for writing discrete
data 128 in the memory of the integrated circuit 127. The computer
device in the terminal originates an impersonal card-identifier
comprising of numeric data and encrypts the data into a
registration code 108 and encodes into a symbology for printing
encoded data 109 on the thermal coded area 105 of the card face.
The computer device also originates ancillary data in the form of
characters and symbols for dot-line printing on a thermal panel
area 107 adjacent to the thermal coded area 105 on the card
face.
[0137] The computer device writes the encoded data 109 and
ancillary data 111 for the printer means 62 and instructs the drive
means in the guide device 40 to activate the nip-rollers 51 for
inward rotation to grip the guided card. At the start of the
descent mode, the nip-rollers 51 transport the guided card to the
2nd-stop position 55 and stop inward rotation when the guided card
depresses the lever 59 on switch 58 at the 2nd-stop position 55.
The nip-rollers 51 stop momentarily to change to outward rotation
for the ascent mode, to transport the guided card to the 1st-stop
position 44.
[0138] At the start of the ascent mode, the solenoid 67 is
energised to lift and press the print-head 62 against the front
face of the guided card for dot-line printing the encoded data 109
in the thermal coded area 105 and for printing the ancillary data
111 in the thermal panel area as defined on the front face of the
guided card. The solenoid 67 is de-energised for the print-head 62
to move away from the front face of the guided card caused by the
weight of the transverse bar 66 to complete the print cycle during
the ascent mode with the printed encoded data 109 displayed as a
symbology in the thermal coded area 105 on the card face.
[0139] The nip-rollers 51 stop outward rotation when the guided
card is at the 1st-stop position 44. The scanner 48 is activated to
capture a two-coded image 110 in the thermal coded area 105 on the
card face, for the computer device to receive a bitmap of the
two-code image 110 and decode the symbology and decrypt the
registration code 108, to verify that the printed registration code
and the original card-identifier are exact copies for outbound
transmission from terminal to server to create a card-type record
for recording the original card-identifier to sanction an anonymous
registration.
[0140] In the second operation, a card 100 in the issued state is
inserted in the card-slot 41 of the guide device 40 to the 1st-stop
position 44. The switch 46 detects the guided card and activates
the scanner 48 to capture a two-code image 110 in the thermal coded
area 105 on the card face for the computer device to receive a
bitmap of the two-code image 110 to verify the issued state, and
activates the chip reader/writer 53 to energise the integrated
circuit 127 concealed in the laminate material of card 100 for
reading discrete data 128 in the memory of the integrated circuit
127 to display the facial image on an external screen. The computer
device decodes the symbology and decrypts the registration code 108
to generate a duplicate card-identifier for outbound transmission
from terminal to server to locate the card-type record for matching
the duplicate card-identifier to sanction an anonymous
validation.
[0141] In operation, the guide device 40 provides means to receive
and identify cards in the unissued state at the 1st-stop position
44 and printing on cards in the unissued state at the 2nd-stop
position 55 for the device operation A2 and the guide device 40
provides means to receive and identify cards in the issued state at
the 1st-stop position 44 for the device operation B2. Therefore,
the guide device 40 may comprise of a one-stop cycle or a two-stop
cycle for different types of computer terminal.
[0142] FIG. 08 shows the plan view of a computer terminal 80 for
the device operations A1 to A6 and B1 to B6 as previously
referenced for the primary function (A+B).
[0143] The computer terminal 80 is shown encased by a top face 81,
front face 82, rear face 83, side panels 84 and base plate (not
shown) to form a terminal casing 85 for supporting the external
devices, which include the sensor 01 and device board 01A, dual
display 86 and device boards 86A, keyboard 87 and device board 87A
and position of the guide device 40 at card-slot 41, and further
includes the power cable 88 and modem cable 89. The internal
devices include the guide device 40 with switch 46 and device board
46A, scanner 48 and device board 48A, chip reader/writer 53 and
device board 53A, emitter and device board, drive means 50 and
device board 50A and printer means 62 with device board 62A, and
the computer control board incorporating a modem device (not
shown).
[0144] The computer control board includes printed circuits for
mounting thereon, electrical components and integrated circuit
components with circuit connection to the modem device and device
boards 01A, 20A, 46A, 48A, 50A, 53A, 62A, 86A, 87A and emitter
board (not shown), which collectively describes a computer device
80 to control the computer sequences (herein described) by computer
programs for the device operations A1 to A6 and B1 to B6. The
computer device 80 further includes associated connector points for
internal power and data cables and connector points for the
external modem cable 89 and power cable 88 which connects to an
external power supply unit (PSU) for electrical mains supply.
[0145] The computer device 80 further includes computer programs
for compiling numeric combinations to form sets of numeric data for
individual site-identifiers, card-identifiers, user-identifiers and
date-identifiers for discrete card-types, and includes programs for
encrypting and decrypting data and encoding and decoding data
referred to herein for card-type codes and registration codes on
individual cards for each discrete card-type.
[0146] The computer terminal 80 further includes random access
memory (RAM) for accessing encryption codes, communication
identifiers and also accessing a terminal register for recording
and identifying card-type codes to verify the card-issuer on every
individual card for identification use or transaction use at the
computer terminal 80.
[0147] The computer terminal 80 further includes storage for daily
recording of point-of-sale transactions and the printing of daily
records for cash or card payments including receipts using
peripherals connected to the computer terminal 80.
[0148] The computer terminal 80 further includes modem means which
is circuit connected to the computer means for the outbound
transmission of numeric data from terminal to server and for the
inbound transmission of numeric data from server to terminal to
provide two-way communication for data processing impersonal
identifiers and instruction identifiers for anonymous registrations
and for anonymous validations.
[0149] FIG. 09 shows a diagrammatic layout of a communication
network 90 for gateway routing impersonal identifiers and
instruction identifiers for a discrete card-type between a terminal
location 91 and a server location 95. The terminal location 91 is
carrier-linked by a transmission line 92 to a router centre 93 and
the server location 95 is carrier-linked by a transmission pipe 94
to the router centre 93 to form a basic infrastructure capable of
expansion by replication.
[0150] The communication network 90 for a discrete card-type is
expanded by increasing the number of terminal locations 91 at
different site addresses for installing a computer terminal 80 at
each terminal location 91, a typical network of 20,000 computer
terminals 80 is envisaged at 20,000 terminal locations 91 and each
terminal location 91 has a dedicated transmission line 92
carrier-linked to the router centre 93. The computer terminal 80 is
connected by cable 89 to a junction box for the transmission line
92.
[0151] The communication network 90 for discrete card-types is
expanded by increasing the number of server locations 95 at
different site addresses for installing a card-type server 96 at
each server location 95, a typical network of 200 card-type servers
96 is envisaged at 200 server locations 95 and each server location
95 has a dedicated transmission pipe 94 carrier-linked to the
router centre 93. The card-type server 96 is connected by cable to
a junction box for the transmission pipe 94.
[0152] The computer terminal 80 at the site address of each
terminal location 91 is identified by a number and the card-type
server 96 at the site address of each server location 95 is
identified by a number, the two numbers are combined to form a
09-digit number and stored as a two-way communication identifier in
each computer terminal 80 for routing a set of impersonal
identifiers for a discrete card-type from the computer terminal 80
to the card-type server 96, and for routing a set of instruction
identifiers for the discrete card-type from the card-type server 96
to the computer terminal 80. The communication identifier consists
of a site-identifier for a server location 95 and a site-identifier
for a terminal location 91.
[0153] Consequently, each computer terminal 80 can store 200
communication identifiers for 200 card-type servers 96 to form
separate communication networks 90 comprising of 200 discrete
card-type networks using the same computer terminal 80 at 20,000
terminal locations 91. A set of impersonal identifiers therefore
includes at least, a site-identifier 95, a card-identifier 97 and a
user-identifier 98 for outbound transmission, and a set of
instruction identifiers includes at least, a site-identifier 91 and
a file-identifier 99 for inbound transmission.
[0154] The router centre 93 provides the gateway for routing the
volume of transmissions between the terminal locations 91 and the
server locations 95, wherein the transmission line 92 for each
terminal location 91 is identified by the terminal number, and the
transmission pipe 94 for each server location 95 is identified by
the server number for the gateway routing of transmissions.
[0155] Each transmission is a two-way communication. The outbound
transmission from terminal 80 to server 96 comprises a set of
numeric data in an arranged order to represent a set of impersonal
identifiers which are transmitted to the server 96 for recording or
matching at the server 96, and the inbound transmission from server
96 to terminal 80 comprises a set of numeric data in an arranged
order to represent a set of instruction identifiers which are
received at the terminal 80 and processed by the terminal computer
to provide an indication as to whether the card and user are valid
or invalid for accepting or rejecting at the computer terminal 80
to complete one transmission.
[0156] The set of numeric data for an outbound and inbound
transmission may vary in file size, for example 200 bytes of data,
and therefore each transmission has a short duration, for example
02-seconds. A communication network 90 comprising of 20,000
terminals 80 and one server 96 for a discrete card-type is carrying
millions of transmissions per hour. By increasing the number of
servers 96 for discrete card-types, the carrying capacity extends
to an order of magnitude which may be replicated in every country
for a global platform.
[0157] An embodiment of the present invention will now be described
with reference to the arrangement of sequences listed below for
each numbered group, in which a sequence group is selected to suit
the card design for inserting in the guide device 40 to initiate
the first sequence in any group. Consequently, the following
description for each sequence group refers to receiving and
identifying a card in the unissued state and writing discrete data
and encoded data in or on the unissued card or receiving and
identifying a card in the issued state and valid state and reading
discrete data and encoded data carried on the issued card in the
guide device 40.
[0158] Group 01
[0159] 1-st guide sequence for A2
[0160] 1-st computer sequence for A1
[0161] 2-nd computer sequence for A1
[0162] 3-rd computer sequence for A1
[0163] 2-nd guide sequence for A2
[0164] 3-rd guide sequence for A2
[0165] 4-th computer sequence for A1+A3 and
[0166] 1-st guide sequence for A2
[0167] 1-st computer sequence for A1
[0168] 2-nd computer sequence for A1
[0169] 3-rd computer sequence for A1
[0170] 2-nd guide sequence for A2
[0171] 3-rd guide sequence for A2
[0172] 5-th computer sequence for A1
[0173] 1-st sensor sequence for A5
[0174] 6-th computer sequence for A1
[0175] 1-st modem sequence for A6
[0176] 2-nd modem sequence for A6
[0177] 7-th computer sequence for A1+A3
[0178] Group 02
[0179] 1-st guide sequence for B2
[0180] 1-st computer sequence for B1+B3
[0181] 2-nd computer sequence for B1
[0182] 1-st sensor sequence for B5
[0183] 3-rd computer sequence for B1
[0184] 1-st modem sequence for B6
[0185] 2-nd modem sequence for B6
[0186] 4-th computer sequence for B1+B3
[0187] Group 03
[0188] 1-st guide sequence for B2
[0189] 1-st computer sequence for B1+B3
[0190] 2-nd computer sequence for B1
[0191] 1-st keyboard sequence for B4
[0192] 1-st sensor sequence for B5
[0193] 3-rd computer sequence for B1
[0194] 1-st modem sequence for B6
[0195] 2-nd modem sequence for B6
[0196] 4-th computer sequence for B1+B3
[0197] Group 04
[0198] 1-st guide sequence for A2
[0199] 1-st computer sequence for A1
[0200] 2-nd computer sequence for A1
[0201] 3-rd computer sequence for A1
[0202] 2-nd guide sequence for A2
[0203] 3-rd guide sequence for A2.
[0204] 4-th computer sequence for A1
[0205] 1-st sensor sequence for A5
[0206] 5-th computer sequence for A1
[0207] 1-st modem sequence for A6
[0208] 2-nd modem sequence for A6
[0209] 6-th computer sequence for A1+A3
[0210] Group 05
[0211] 1-st guide sequence for B2
[0212] 1-st computer sequence for B1+B3
[0213] 2-nd computer sequence for B1
[0214] 1-st sensor sequence for B5
[0215] 3-rd computer sequence for B1
[0216] 1-st modem sequence for B6
[0217] 2-nd modem sequence for B6
[0218] 4-th computer sequence for B1+B3
[0219] Group 06
[0220] 1-st guide sequence for B2
[0221] 1-st computer sequence for B1+B3
[0222] 2-nd computer sequence for B1
[0223] 1-st keyboard sequence for B4
[0224] 1-st sensor sequence for B5
[0225] 3-rd computer sequence for B1
[0226] 1-st modem sequence for B6
[0227] 2-nd modem sequence for B6
[0228] 4-th computer sequence for B1+B3
[0229] Group 01 There will now be described with reference to FIGS.
10, 11 and 12, the device operations A1 to A6 to originate a set of
impersonal identifiers for an anonymous registration to perform the
primary function (A) using the computer terminal 80 in FIG. 08 and
the communication network 90 in FIG. 09.
[0230] FIG. 10 shows an impersonal card 100 in the unissued state
with a concealed integrated circuit 127 and a one-code image 106
which can be decoded and decrypted in the computer terminal 80 for
printing a registration code 108 within the coded area 105 without
reference to an individual person.
[0231] FIG. 11 shows the impersonal card 100 in the issued state
with a concealed integrated circuit 127 and a two-code image 110
which can be decoded and decrypted in the computer terminal 80 for
verifying the registration code 108 within the coded area 105
without reference to an individual person.
[0232] FIG. 12 shows the sensor device 01 with a group of numerals
in the selected order 7531 for encrypting, to originate a
user-identifier 98 in the computer terminal 80 without reference to
an individual person.
[0233] In FIG. 10, each impersonal card 100 includes a counterpart
card 101 and each part is inserted separately in the guide device
40 for writing the same discrete data 128 on each integrated
circuit 127 and for terminal printing the same information on the
impersonal card 100 and counterpart card 101 at the computer
terminal 80. The counterpart card 101 is therefore a duplicate for
handing to the card-issuer and the impersonal card 100 is an
original for handing to a cardholder after anonymous registration
in the database of a card-type server 96.
[0234] The impersonal card 100 and counterpart card 101 may be
constructed of any sheet material 102 suitable for machine printing
on both faces and may include a transparent film or coating on each
face to provide a laminate material 102. The laminate material 102
further incorporates a middle layer which contains an integrated
circuit 127 and an aerial embedded therein which communicates with
an antenna on the chip reader/writer 53 to receive discrete data
128 for storing in the memory of the integrated circuit 127. An
outer layer is laminated to each side of the middle layer to
conceal the integrated circuit 127 within the laminate material
102. The middle layer may also store card-type codes 104 and
encoded data 109 concealed in the laminate material 102 for the
impersonal card 100 and the counterpart. The guide device 40 shows
the chip reader/writer 53 positioned in close proximity to grooves
43 which guide the laminate material 102 at the 1st-stop position
44 for energising an integrated circuit 127 to write data thereto
or read data therein at a specified radio frequency. The laminate
material 102 may also include a material with inductance and or
capacitance properties for storing an electric charge to power the
integrated circuit 127 to receive and transmit the said data.
[0235] The impersonal card 100 and counterpart card 101 may also be
constructed to include a thermal coating on each face of the
impersonal card 100 and counterpart card 101 for terminal printing
in a thermal coded area 105 and a thermal panel area 107.
Alternatively, a layer of thermal material is affixed on the
surface of the laminate material 102 as shown in FIG. 10, to raise
and define the thermal coded area 105 and the thermal panel area
107 for terminal printing on the impersonal card 100 and the
counterpart card 101 for a discrete card-type. The thermal coded
area 105 and thermal panel area 107 are positioned in the same
horizontal plane for terminal printing an encrypted registration
code 108 in the form of encoded data 109 in the thermal coded area
105, and terminal printing ancillary data 111 in the thermal panel
area 107, on the impersonal card 100 and counterpart card 101 for a
double print cycle.
[0236] The impersonal card 100 and counterpart card 101 are machine
printed with the name of the card-issuer in the referenced display
area 103 to visually identify any card-type and are supplied by the
card-issuer in the unissued state for inserting in the computer
terminal 80 to originate a set of impersonal identifiers for an
anonymous registration.
[0237] The impersonal card 100 and counterpart card 101 is
pre-printed with a card-type code 104 in the coded area 105 for
optical recognition in a guide device 40 to identify an individual
card 100 for a discrete card-type. FIG. 10 shows the card-type code
104 in the form of a two dimensional symbology; any symbology or
character set may be used for pre-printing an identity mark in the
thermal coded area 105. The card-type code 104 is impersonal and
the registration code 108 is impersonal and anonymous and is
therefore unknown to a card-issuer and cardholder during the
unissued state, the issued state, the issued and valid state.
[0238] The thermal material in the coded area 105 and in the panel
area 107 is capable of changing state by thermo-chemical reaction
or by thermo-chromic reaction to provide a permanent and
irreversible two-code image 110 in the coded area 105 and provide
permanent and irreversible ancillary data 111 in the panel area
107. Other security features can be incorporated in the thermal
material such as holograms for visual inspection and passive
circuits for radio frequency detection in the guide device 40,
which are concealed for checking and rejecting counterfeit copies
of the impersonal card 100 in the computer terminal 80.
[0239] The device operations A1 and A2 are performed by the
computer device 80 and the guide device 40 according to the
arranged order of sequences controlled by computer programs as set
forth, by way of example.
[0240] The 1-st guide sequence for the device operation A2
comprises, manually inserting the counterpart card 101 in the
card-slot 41, the card being guided by the grooves 43 to the
1st-stop position 44. The switch 46 detects the guided card 101 and
activates the scanner 48 to capture a one-code image 106 on the
unissued card 101 for data transfer to the computer device 80, and
activates the chip reader/writer 53 to energise the concealed
integrated circuit 127 for writing discrete data 128 in the memory
of the integrated circuit 127. The discrete data 128 is a facial
image captured on an external camera.
[0241] The computer device 80 receives a bitmap of the one-code
image 106 to verify that the card-type code 104 is recorded in the
terminal register of the computer terminal 80 to accept the
counterpart card 101. The card-type code 104 consists of a 06-digit
number which is decoded and decrypted for matching with a
corresponding 06-digit number in the terminal register of the
computer terminal 80. The terminal register stores unique 15-digit
numeric combinations and each numeric combination is assigned to
one card-issuer and is divided into two numeric groups, comprising
a 06-digit number to identify the card-type for card-issuer
matching in the terminal register and a 09-digit number to identify
the two-way communication identifier for the card-type.
Consequently, the 06-digit number is a numeric constant for precise
matching in the terminal register and the 09-digit number forms the
site-identifier for the server location 95 and the site-identifier
for the terminal location 91.
[0242] The first computer sequence commences when two 06-digit
numbers are matched to verify the card-type code 104 for
identifying the card-issuer in the display area 103 on the
counterpart card 101 in the said terminal register of the computer
terminal 80.
[0243] The 1-st computer sequence for the device operation A1
comprises, compiling a 36-digit numeric combination, which is
divided into the following numeric groups to form an original
card-identifier 97 with point-of-origin indexing: TABLE-US-00001
Numeric Indexer 06 - digits Card-type 12 - digits Data-entry 08 -
digits Terminal 10 - digits Time and date
[0244] The original card-identifier 97 therefore consists of
impersonal data in the form of a constant 36-digit numeric
combination and each numeric group identifies the card-type and the
card-issuer, a data-entry for ancillary data, the number of the
terminal location, and the time and date of origination, without
reference to an individual person. The following example shows a
collective series of constant numerals in each numeric group which
forms an original card-identifier 97 in the computer terminal
80--132474 604282516937 29486058 1615220802.
[0245] The numeric combination and numeric groups may comprise of
any quantity for recording and matching a set of impersonal
identifiers, and each constant numeral may be concealed using a
predetermined algorithm to alter the order and value for each
constant numeral at a computer terminal 80 for reversion at a
card-type server 96. The variations for recording and matching
impersonal card-identifiers 97 are infinite.
[0246] The 2-nd computer sequence for the device operation A1
comprises, encrypting the 36-digit numeric combination into a
registration code 108 to conceal the arranged order and combination
of digits for printing the registration code 108 within the coded
area 105 on the counterpart card 101 at the 2nd-stop position 55 in
the guide device 40.
[0247] The 3-rd computer sequence for the device operation A1
comprises, encoding the registration code 108 and writing encoded
data 109 together with ancillary data 111 to the printer means 62
in the guide device 40 for thermal printing the encoded data 109
within the coded area 105 on the counterpart card 101, and for
thermal printing the ancillary data 111 within the panel area 107
on the counterpart card 101 at the 2nd-stop position 55 in the
guide device 40.
[0248] The 2-nd guide sequence for the device operation A2
comprises, activating the drive means 50 to engage the counterpart
card 101 at the 1st-stop position 44 and transport the counterpart
card 101 in the descent mode to the 2nd-stop position 55 and
transport the counterpart card 101 in the ascent mode to the
1st-stop position 44 (in sequential order) in the guide device 40.
At the start of the ascent mode, the printer means 62 is pressed
against the surface of the counterpart card 101 and the encoded
data 109 is thermal printed in the coded area 105 and the ancillary
data 111 is thermal printed in the panel area 107 during the ascent
mode to complete a single print cycle in the guide device 40. A
typical print cycle to form a thermal image 9 mm in height,
comprises of 72 print pulses and each print pulse generates a row
of dots referred to as a dot-line by energising the row of
micro-fine heating elements 70 on the print-head 62 which are in
contact with the surface of the counterpart card 101 during the
single print cycle.
[0249] The 3-rd guide sequence for the device operation A2
comprises, activating the scanner 48 at the 1st-stop position 44 to
capture a two-code image 110 in the coded area 105 for data
transfer to the computer device 80.
[0250] The 4-th computer sequence for the device operation A1+A3
comprises, receiving a bitmap of the two-code image 110 for
decoding and decrypting the registration code 108 to verify that
the printed 36-digit registration code 108 matches the original
36-digit card-identifier 97 and to instruct the display device 86
to display a screen message to remove the counterpart card 101,
followed by a screen message to insert the impersonal card 100. The
said screen messages are operator instructions for the computer
terminal 80.
[0251] The impersonal card 100 is now manually inserted in the
card-slot 41 to the 1st-stop position 44 of the guide device 40.
The following described sequences for the device operations A1 and
A2 are repeated in the same sequential order for writing the same
discrete data 128 to the integrated circuit 127, printing the same
encoded data 109 in the coded area 104 and printing the same
ancillary data 111 in the panel area 107 on the impersonal card
100:
[0252] the 1-st guide sequence for A2
[0253] the 1-st computer sequence for A1
[0254] the 2-nd computer sequence for A1
[0255] the 3-rd computer sequence for A1
[0256] the 2-nd guide sequence for A2
[0257] the 3-rd guide sequence for A2
[0258] The 5-th computer sequence for the device operation A1
comprises, verifying that the printed 36-digit registration code
108 matches the original 36-digit card-identifier 97 and confirming
that the impersonal card 100 is in the issued state. The impersonal
card 100 remains stationary in the computer terminal 80 at the
1st-stop position 44 in the guide device 40, to perform the device
operation A5.
[0259] In FIG. 11, the impersonal card 100 is in the issued state
and shows the coded area 105 with the machine printed card-type
code 104 and the terminal printed registration code 108 in the form
of encoded data 109, and shows the panel area 107 with a terminal
printed card number described as ancillary data 111. The impersonal
card 100 is not in the valid state for cardholder use at this
stage.
[0260] The device operations A3 and A4 are performed by the display
device 86 and the keyboard device 87 and are used during the
computer sequences for A1, the guide sequences for A2, the sensor
sequences for A5 and the modem sequences for A6. The display device
86 displays the operator instructions for each individual card for
a discrete card-type and the keyboard device 87 is used according
to the operator instructions for each individual card for a
discrete card-type. A typical selection of operator instructions
for the computer terminal 80 may comprise one or more of the
following screen messages for any card in the unissued state or
issued state: insert card-remove card-issue card-card accept-card
reject-user accept-user reject-press reset-press print-enter
value-enter number-press send-transaction accepted-transaction
rejected.
[0261] The device operation A5 is performed by the sensor device 01
according to the description for FIGS. 01, 02 and 05, 06 for
selecting a concealed group of numerals with the impersonal card
100 in the computer terminal 80 at the 1st-stop position 44 in the
guide device 40.
[0262] In FIG. 12, the sensor device 01 shows an arrangement of
illuminated discrete segments 15 in each touch zone 06 to display
an individual numeral from zero to nine in each touch zone 06. The
sensor device 01 is mounted on the computer terminal 80 shown in
FIG. 08 for an individual user to select a concealed group of
numerals. The referenced order 115, 116, 117 and 118 in FIG. 12 is
used to input a 04-digit number in the selected order 7531 to
describe the following sensor sequence and computer sequence.
[0263] The 1-st sensor sequence for the device operation A5
comprises, energising the display element 13 in each touch zone 06
and illuminating discrete segments 15, for displaying the ten
different numerals in a random order in each touch zone 06, and
detect the finger contact in any touch zone 06 to locate the
position of each numeral in the selected order 7531 on the active
area of the touch screen 07 for data transfer to the computer
device 80. The display elements 13 are de-energised following the
input of the 04-digit number to the computer device 80.
[0264] The 04-digit number is personal information known only to
the user and is an incomplete part of a 36-digit numeric
combination unknown to the user to form an original user-identifier
98 in the computer device 80 without reference to the individual
person. A specific operator instruction is performed by the display
device 86 and on the keyboard device 87 for the device operations
A3 and A4 to input the gender of the user for an impersonal
user-identifier. In operation, the display device 86 instructs the
operator to press the send key for a male user or press the send
key for a female user to transmit the set of numeric data with a
gender identifier (1 or 0) for recording or matching in the
database of a card-type server in accordance with any of the
described sequence groups 01 to 06 for registration.
[0265] The 6-th computer sequence for the device operation A1
comprises, receiving the 04-digit number and encrypting it into a
36-digit numeric combination which is divided into the following
numeric groups to form an original user-identifier 98 with
point-of-origin constancy: TABLE-US-00002 Variant Constant
09-digits 7 09-digits 5 09-digits 3 09-digits 1
[0266] The original user-identifier 98 therefore consists of
impersonal data in the form of a 36-digit numeric combination and
each 09-digit numeric group consists of variant numerals with one
constant numeral located therein, in the selected order according
to its numerical value without reference to an individual person.
The following example shows the underlined position of the constant
numeral in each numeric group which forms part of the original
user-identifier 98 in the computer terminal 80: 146289735 269158740
623817495 146725803
[0267] The numeric combination and numeric groups may comprise of
any quantity for recording and matching a set of impersonal
identifiers, and each constant numeral may be concealed using a
pre-determined algorithm to alter the order and value for each
constant numeral at a computer terminal 80 for reversion at a
card-type server 96. The variations for recording and matching
impersonal user-identifiers 98 are infinite.
[0268] The device operation A6 is performed by the modem device
which forms part of the computer device 80 wherein, a
site-identifier 95, a card-identifier 97, and a user-identifier 98
are combined in an arranged order to form a set of impersonal
identifiers for outbound transmission from the terminal location 91
to the server location 95 to create a card-type record 99 for an
anonymous registration at the card-type server 96, and wherein, a
site-identifier 91 and a file-identifier 99 with recorded status or
unrecorded status, are combined in an arranged order to form a set
of instruction identifiers for inbound transmission from the server
location 95 to the terminal location 91 to either accept the
impersonal card 100 at the computer terminal 80 or reject the
impersonal card 100 at the computer terminal 80.
[0269] The 1-st modem sequence for the device operation A6
comprises, transmitting a set of numeric data in an arranged order.
The set of numeric data consists of an 81-digit numeric
combination, divided into the following numeric groups for outbound
transmission with point-of-origin identity: TABLE-US-00003 Numeric
Identifier 09 - digits site-identifiers 36 - digits card-identifier
36 - digits user-identifier
[0270] The set of numeric data includes the impersonal
site-identifier for server location 95 and terminal location 91 to
form the two-way communication identifier for routing the set of
numeric data to the database of the server 96 to create a card-type
record 99 wherein, the 36-digit numeric group for the original
card-identifier 97 is recorded in a 1-st datafile, and the 36-digit
numeric group for the original user-identifier 98 is recorded in a
2-nd datafile, for recorded status to sanction an anonymous
registration.
[0271] The 1-st datafile and 2-nd datafile of a card-type record 99
are used for recording and matching numeric groups with a constant
order. Therefore, the constant numerals (36-digits) for an original
and duplicate card-identifier 97 are matched in the database to
complete a one-match sequence, and the constant numerals
(04-digits) for an original and duplicate user-identifier 98 are
matched in the database to complete a two-match sequence in a
card-type server 96.
[0272] The 2-nd modem sequence for the device operation A6
comprises, receiving a set of numeric data from the card-type
server 96 in an arranged order. The set of numeric data consists of
a 18-digit numeric combination, divided into the following numeric
groups for inbound transmission with point-of-origin identity:
TABLE-US-00004 Numeric Identifier 09 - digits site-identifiers 09 -
digits file-identifiers
[0273] The set of numeric data includes the impersonal
site-identifier for server location 95 and terminal location 91 to
form the two-way communication identifier for routing the set of
numeric data to the computer terminal 80. The set of numeric data
includes the file-identifier 99 to confirm that the original
card-identifier 97 and original user-identifier 98 are recorded or
unrecorded in the database of a card-type server 96. Consequently,
the computer terminal 80 receives an inbound set of numeric data
accepting a recorded file-identifier 99 or receives an inbound set
of numeric data rejecting an unrecorded file-identifier 99.
[0274] The 7-th computer sequence for the device operation A1+A3
comprises, instructing the display device 86 to display a screen
message to accept or reject the impersonal card 100, followed by a
screen message to remove the impersonal card 100 from the computer
terminal 80.
[0275] An impersonal card 100 with recorded status is a card accept
and therefore is valid for cardholder use, and an impersonal card
100 with unrecorded status is a card reject and therefore invalid
for cardholder use. The terminal operator hands over the valid
impersonal card 100 to the impersonal user which entered the
04-digit number in the selected order 7531 at the computer terminal
80 to complete an anonymous registration.
[0276] The described device operations A1 to A6 are a preferred
method to execute the primary function (A) using the computer
terminal 80 in FIG. 08 and the communication network 90 in FIG. 09.
The described modes of operation and sequences may be varied and
are not precluded for executing the primary function (A) to
originate a set of impersonal identifiers for an anonymous
registration, according to the present invention.
[0277] Group 02 There will now be described with reference to FIGS.
13 and 14, the device operations B1 to B6 to duplicate a set of
impersonal identifiers for an anonymous validation to perform the
primary function (B) using the computer terminal 80 in FIG. 08 and
the communication network 90 in FIG. 09.
[0278] FIG. 13 shows the impersonal card 100 in the issued state
and valid state with a concealed integrated circuit 127 and a
two-code image 110 for decoding and decrypting to generate a
duplicate card-identifier 97 in the computer terminal 80 without
reference to an individual person.
[0279] FIG. 14 shows the sensor device 01 with a group of numerals
in the selected order 7531 for encrypting to generate a duplicate
user-identifier 98 in the computer terminal 80 without reference to
an individual person.
[0280] The device operations B1 and B2 are performed by the
computer device 80 and the guide device 40 according to the
arranged order of sequences controlled by computer programs as set
forth, by way of example.
[0281] The 1-st guide sequence for the device operation B2
comprises, manually inserting the impersonal card 100 in the
card-slot 41, the card being guided by the grooves 43 to the
1st-stop position 44. The switch 46 detects the guided card 100 and
activates the scanner 48 to capture a two-code image 110 on the
issued card 100 for data transfer to the computer device 80, and
activates the chip reader/writer 53 to energise the concealed
integrated circuit 127 for reading discrete data 128 in the memory
of the integrated circuit 127. The discrete data 128 is a facial
image displayed on an external screen.
[0282] The 1-st computer sequence for the device operation B1+B3
comprises, receiving a bitmap of the two-code image 110 for
decoding and decrypting the card-type code 104 to verify that the
06-digit number is recorded in the terminal register of the
computer terminal 80 to identify the card-type, and to instruct the
display device 86 to display a screen message for card accept or
card reject.
[0283] The 2-nd computer sequence for the device operation B1
comprises, accepting the card-type, reading the bitmap for decoding
and decrypting the registration code 108 and compiling the 36-digit
numeric combination into the numeric groups to form a duplicate
card-identifier 97 with the same point-of-origin in the computer
terminal 80: 132474 604282516937 29486058 1615220802.
[0284] In FIG. 13, the impersonal card 100 is shown in the issued
state and in the valid state for cardholder use in the computer
terminal 80. The same impersonal card 100 in FIG. 11 is shown in
the issued state and is not in the valid state for cardholder use,
to distinguish the difference between the card in FIG. 11 and the
card in FIG. 13. The impersonal card 100 remains stationary in the
computer terminal 80 at the 1st-stop position 44 in the guide
device 40 to perform the device operation B5.
[0285] The device operations B3 and B4 are performed by the display
device 86 and the keyboard device 87 and are used during the
computer sequences for B1, the guide sequences for B2, the sensor
sequences for B5 and the modem sequences for B6. The display device
86 displays the operator instructions for each individual card for
a discrete card-type and the keyboard device 87 is used according
to the operator instructions for each individual card for a
discrete card-type. A typical selection of operator instructions
for the computer terminal 80 may comprise one or more of the
following screen messages for any card in the unissued state or
issued state: insert card-remove card-issue card-card accept-card
reject-user accept-user reject-press reset-press print-enter
value-enter number-press send-transaction accepted-transaction
rejected.
[0286] The device operation B5 is performed by the sensor device 01
according to the description for FIGS. 01, 02 and 05, 06 for
selecting a concealed group of numerals with the impersonal card
100 in the computer terminal 80 at the 1st-stop position 44 in the
guide device 40.
[0287] In FIG. 14, the sensor device 01 shows an arrangement of
illuminated discrete segments 15 in each touch zone 06 to display
an individual numeral from zero to nine in each touch zone 06. The
sensor device 01 is mounted on the computer terminal 80 shown in
FIG. 08 for an individual user to select a concealed group of
numerals. The referenced order 115, 116, 117 and 118 is used in
FIG. 14 to input a 04-digit number in the selected order 7531 to
describe the following sensor sequence and computer sequence.
[0288] The 1-st sensor sequence for the device operation B5
comprises, energising the display element 13 in each touch zone 06,
illuminating discrete segments 15 for displaying the ten different
numerals in a random order in each touch zone 06, and detecting the
finger contact in any touch zone 06 to locate the position of each
numeral in the selected order 7531 on the active area of the touch
screen 07 for data transfer to the computer device 80. The display
elements 13 are de-energised following the input of the 04-digit
number to the computer device 80.
[0289] The 04-digit number is personal information known only to
the user and is an incomplete part of a 36-digit numeric
combination unknown to the user to form an original user-identifier
98 in the computer device 80 without reference to the individual
person. A specific operator instruction is performed by the display
device 86 and on the keyboard device 87 for the device operations
B3 and B4 to input the gender of the user for an impersonal
user-identifier. In operation, the display device 86 instructs the
operator to press the send key for a male user or press the send
key for a female user to transmit the set of numeric data with a
gender identifier (1 or 0) for recording or matching in the
database of a card-type server in accordance with any of the
described sequence groups 01 to 06 for registration.
[0290] The 3-rd computer sequence for the device operation B1
comprises, receiving the 04-digit number and encrypting it into a
36-digit numeric combination which is divided into the following
numeric groups to form a duplicate user-identifier 98 with
point-of-origin constancy: TABLE-US-00005 Variant Constant
09-digits 7 09-digits 5 09-digits 3 09-digits 1
[0291] The duplicate user-identifier 98 therefore consists of
impersonal data in the form of a 36-digit numeric combination and
each 09-digit numeric group consists of variant numerals with one
constant numeral located therein, in the selected order according
to its numerical value without reference to an individual person.
The following example shows the underlined position of the constant
numeral in each numeric group which forms part of the duplicate
user-identifier 98 in the computer terminal 80: 721461756 348153245
143040692 130265402
[0292] The device operation B6 is performed by the modem device
which forms part of the computer device 80 wherein, a
site-identifier 95, a card-identifier 97, a user-identifier 98 and
a date-identifier are combined in an arranged order to form a set
of impersonal identifiers for outbound transmission from the
terminal location 91 to the server location 95 to locate the
card-type record 99 for matching at the card-type server 96, and
wherein, a site-identifier 91 and a file-identifier 99 with matched
status or unmatched status, are combined in an arranged order to
form a set of instruction identifiers for inbound transmission from
the server location 95 to the terminal location 91 accepting the
card and user at the computer terminal 80 or rejecting the card and
user at the computer terminal 80.
[0293] The 1-st modem sequence for the device operation B6
comprises, transmitting a set of numeric data in an arranged order.
The set of numeric data consists of a 91-digit numeric combination,
divided into the following numeric groups for outbound transmission
with point-of-origin identity: TABLE-US-00006 Numeric Identifier 09
- digits site-identifiers 36 - digits card-identifier 36 - digits
user-identifier 10 - digits date-identifier
[0294] The set of numeric data includes the impersonal
site-identifier for server location 95 and terminal location 91 to
form the two-way communication identifier for routing the set of
numeric data to the database of the server 96 to locate a card-type
record 99 wherein, the 36-digit numeric group for the duplicate
card-identifier 97 is matched in the 1-st datafile, and the
36-digit numeric group for the duplicate user-identifier 98 is
matched in the 2-nd datafile, for matched status to sanction an
anonymous validation. The 10-digit numeric group for the
date-identifier is recorded in a 3-rd datafile for matched status.
The 10-digits consist of 04-digits for time and 06-digits for
date.
[0295] The 1-st datafile and 2-nd datafile of a card-type record 99
are used for recording and matching numeric groups with a constant
order. Therefore, the constant numerals (36-digits) for an original
and duplicate card-identifier 97 are matched in the database to
complete a one-match sequence, and the constant numerals
(04-digits) for an original and duplicate user-identifier 98 are
matched in the database to complete a two-match sequence in a
card-type server 96.
[0296] The 2-nd modem sequence for the device operation B6
comprises, receiving a set of numeric data from the card-type
server 96 in an arranged order. The set of numeric data consists of
a 18-digit numeric combination, divided into the following numeric
groups for inbound transmission with point-of-origin identity:
TABLE-US-00007 Numeric Identifier 09 - digits site-identifiers 09 -
digits file-identifiers
[0297] The set of numeric data includes the impersonal
site-identifier for server location 95 and terminal location 91 to
form the two-way communication identifier for routing the set of
numeric data to the computer terminal 80. The set of numeric data
includes the file-identifier 99 to confirm that the duplicate
card-identifier 97 and duplicate user-identifier 98 are matched or
unmatched in the database of a card-type server 96. Consequently,
the computer terminal 80 receives an inbound set of numeric data
accepting a matched file-identifier 99 or receives an inbound set
of numeric data rejecting an unmatched file-identifier 99.
[0298] The 4-th computer sequence for the device operation B1+B3
comprises, instructing the display device 86 to display a screen
message to accept or reject the impersonal card 100, followed by a
screen message to remove the impersonal card 100 from the computer
terminal 80.
[0299] An impersonal card 100 with matched status is a card accept
and therefore valid for cardholder use, and an impersonal card 100
with unmatched status is a card reject and therefore invalid for
cardholder use. The terminal operator hands over the valid
impersonal card 100 to the impersonal user which entered the
04-digit number in the selected order 7531 at the computer terminal
80 to complete the anonymous validation.
[0300] The described device operations B1 to B6 are a preferred
method to execute the primary function (B) using the computer
terminal 80 in FIG. 08 and the communication network 90 in FIG. 09.
The described modes of operation and sequences may be varied and
are not precluded for executing the primary function (B) to
generate a set of impersonal identifiers for an anonymous
validation, according to the present invention.
[0301] Group 03 Is a preferred example for transaction use. The
described 1-st modem sequence for the device operation B6 comprises
transmitting the said set of numeric data in an arranged order with
an additional 08-digit numeric group for a data-identifier which is
recorded in the said card-type record 99. The data-identifier is a
transaction value for authorised payment within a credit limit at
the card-type record 99 and is recorded in a 4-th datafile during
an anonymous validation. The 08-digit numeric group is originated
by the 1-st keyboard sequence for the device operation B4 in
advance of the 1-st sensor sequence for the device operation
B5.
[0302] The 1-st keyboard sequence for the device operation B4
comprises, entering the transaction value for data transfer to the
computer device 80 in response to a computer sequence for B1 to
instruct the display device 86 to display a first screen message
for the operator to enter the retail value on the keyboard 87 and
instruct the display device 86 to display a second screen message
for the cardholder to enter a 04-digit number in a selected order
on the sensor 01. The impersonal card 100 remains inserted in the
computer terminal 80 at the 1st-stop position 44 in the guide
device 40 to perform the device operation B4 and subsequent device
operations B5 and B6.
[0303] Group 04 There will now be described with reference to FIGS.
15, 16 and 17, the device operations A1 to A6 to originate a set of
impersonal identifiers for an anonymous registration to perform the
primary function (A) using the computer terminal 80 in FIG. 08 and
the communication network 90 in FIG. 09.
[0304] FIG. 15 shows a personal card 120 in the unissued state with
a card-type code 128 to decode and decrypt for printing a
registration code 131 in the form of encoded data 132 in a thermal
coded area 130 without reference to an individual person.
[0305] FIG. 16 shows the personal card 120 in the issued state with
a one-code image 133 to decode and decrypt in the computer terminal
80 for verifying the registration code 131 in the thermal coded
area 130 without reference to an individual person.
[0306] FIG. 17 shows the sensor device 01 with a group of numerals
in the selected order 8642 for encrypting to originate a
user-identifier 98 in the computer terminal 80 without reference to
an individual person.
[0307] The personal card 120 may be constructed of any sheet
material 121 suitable for machine printing on both faces and may
include a transparent film or coating on each face to provide a
laminate material 121. The laminate material 121 further
incorporates a middle layer which contains an integrated circuit
127 and an aerial embedded therein which communicates with an
antenna on the chip reader/writer 53 to receive discrete data 128
for storing in the memory of the integrated circuit 127. An outer
layer is laminated to each side of the middle layer to conceal the
integrated circuit 127 within the laminate material 121. The middle
layer may also store card-type codes 128 and encoded data 132
concealed in the laminate material 121 for a personal card 120 and
a counterpart. The guide device 40 shows the chip reader/writer 53
positioned in close proximity to grooves 43 which guide the
laminate material 121 at the 1st-stop position 44 for energising an
integrated circuit 127 to write data thereto or read data therein
at a specified radio frequency. The laminate material 121 may also
include a material with inductance and or capacitance properties
for storing an electric charge to power the integrated circuit 127
to receive and transmit the said data.
[0308] The personal card 120 may also be constructed to include a
thermal coating on each face of the personal card 120 for terminal
printing in the thermal coded area 130. Alternatively, a layer of
thermal material is affixed on the surface of the laminate material
121 as shown in FIG. 15, to raise and define the thermal coded area
130 for terminal printing on the personal card 120 for a discrete
card-type. The thermal coded area 130 is positioned in the same
vertical and horizontal plane for terminal printing encoded data
132 in the form of a two dimension symbology on the personal card
120 for a single print cycle.
[0309] FIGS. 15 and 16 show the personal card 120 constructed with
an exposed integrated circuit 127 which contains a card-type code
128 to identify the card-type in the computer terminal 80. The
personal card 120 is supplied by the card-issuer to the cardholder
in the unissued state with pre-printed personal information, the
account number 123, the expiry date 124 and the account name 125.
The name of the issuer is printed in the display area 122. The
personal information on any personal card 120 is superfluous
according to the present invention, and is therefore disregarded
for identification use or transaction use in any computer terminal
80. Consequently, a set of impersonal identifiers are not
referenced to the personal information displayed or carried on the
personal card 120.
[0310] The thermal material in the coded area 130 is capable of
changing state by thermo-chemical reaction or by thermo-chromic
reaction to provide a permanent and irreversible one-code image 133
printed thereon. Other security features are incorporated in the
thermal material 121 comprising holograms for visual inspection and
passive circuits for radio frequency detection in the guide device
40, which are concealed for checking and rejecting counterfeit
copies of the personal card 120 in the computer terminal 80.
[0311] The device operations A1 and A2 are performed by the
computer device 80 and the guide device 40 according to the
arranged order of sequences controlled by computer programs as set
forth, by way of example.
[0312] The 1-st guide sequence for the device operation A2
comprises, manually inserting the personal card 120 in the
card-slot 41, the card being guided by the grooves 43 to the
1st-stop position 44. The switch 46 detects the guided card 120 and
activates the scanner 48 to capture a blank image 129 on the
unissued card 120 for data transfer to the computer device 80, and
activates the chip reader/writer 53 to energise the concealed
integrated circuit 127 for reading the card-type code 128 in the
memory of the integrated circuit 127. The card-type code 128 is
impersonal information recorded on a personal card 120 by the
card-issuer.
[0313] The computer device 80 receives the card-type code 128 for
decoding and decrypting to verify that the card-type code 128 is
recorded in the terminal register of the computer terminal 80 to
accept the personal card 120, and the computer device 80 receives a
bitmap of the blank image 129 to verify that the personal card 120
is in the unissued state.
[0314] The card-type code 128 consists of a 06-digit number which
is decoded and decrypted for matching with a corresponding 06-digit
number in the terminal register of the computer terminal 80. The
terminal register stores unique 15-digit numeric combinations and
each numeric combination is assigned to one card-issuer and is
divided into two numeric groups, comprising a 06-digit number to
identify the card-type for card-issuer matching in the terminal
register and a 09-digit number to identify the two-way
communication identifier for the card-type. Consequently, the
06-digit number is a numeric constant for precise matching in the
terminal register and the 09-digit number forms the site-identifier
for the server location 95 and the site-identifier for the terminal
location 91.
[0315] The first computer sequence commences when two 06-digit
numbers are matched to verify the card-type code 128 for
identifying the card-issuer in the display area 122 on the personal
card 120 in the said terminal register of the computer terminal
80.
[0316] The 1-st computer sequence for the device operation A1
comprises, compiling a 36-digit numeric combination, which is
divided into the following numeric groups to form an original
card-identifier 97 with point-of-origin indexing: TABLE-US-00008
Numeric Indexer 06 - digits Card-type 12 - digits Data-entry 08 -
digits Terminal 10 - digits Time and date
[0317] The original card-identifier 97 therefore consists of
impersonal data in the form of a constant 36-digit numeric
combination and each numeric group identifies the card-type and the
card-issuer, a data-entry for ancillary data, the number of the
terminal location, and the time and date of origination, without
reference to an individual person. The following example shows a
collective series of constant numerals in each numeric group which
forms an original card-identifier 97 in the computer terminal 80:
548720 315874510368 59723054 0925130802.
[0318] The numeric combination and numeric groups may comprise of
any quantity for recording and matching a set of impersonal
identifiers, and each constant numeral may be concealed using a
predetermined algorithm to alter the order and value for each
constant numeral at a computer terminal 80 for reversion at a
card-type server 96. The variations for recording and matching
impersonal card-identifiers 97 are infinite.
[0319] The 2-nd computer sequence for the device operation A1
comprises, encrypting the 36-digit numeric combination into a
registration code 131 to conceal the arranged order and combination
of digits for thermal printing the registration code 131 in the
coded area 130 on the personal card 120 at the 2nd-stop position 55
in the guide device 40.
[0320] The 3-rd computer sequence for the device operation A1
comprises, encoding the registration code 131 and writing encoded
data 132 to the printer means 62 in the guide device 40 for thermal
printing the encoded data 132 in the coded area 130 on the personal
card 120 at the 2nd-stop position 55 in the guide device 40.
[0321] The 2-nd guide sequence for the device operation A2
comprises, activating the drive means 50 to engage the personal
card 120 at the 1st-stop position 44 and transport the personal
card 120 in the descent mode to the 2nd-stop position 55 and
transport the personal card 120 in the ascent mode to the 1st-stop
position 44 (in sequential order) in the guide device 40. At the
start of the ascent mode, the printer means 62 is pressed against
the surface of the personal card 120 and the encoded data 132 is
thermal printed in the coded area 130 during the ascent mode to
complete a single print cycle in the guide device 40. A typical
print cycle to form a thermal image 9 mm in height, comprises of 72
print pulses and each print pulse generates a row of dots referred
to as a dot-line by energising the row of micro-fine heating
elements 70 on the print-head 62 which are in contact with the
surface of the personal card 120 during the single print cycle.
[0322] The 3-rd guide sequence for the device operation A2
comprises, activating the scanner 48 at the 1st-stop position 44 to
capture a one-code image 133 of the coded area 130 for data
transfer to the computer device 80.
[0323] The 4-th computer sequence for the device operation A1
comprises, verifying that the printed 36-digit registration code
131 matches the original 36-digit card-identifier 97 and confirm
that the personal card 120 is in the issued state. The personal
card 120 remains stationary in the computer terminal 80 at the
1st-stop position 44 in the guide device 40, to perform the device
operation A5.
[0324] In FIG. 16, the personal card 120 is in the issued state and
shows the thermal coded area 130 with the terminal printed
registration code 131 in the form of encoded data 132. The personal
card 120 is not in the valid state for cardholder use at this
stage.
[0325] The device operations A3 and A4 are performed by the display
device 86 and the keyboard device 87, and are used during the
computer sequences for A1, the guide sequences for A2, the sensor
sequences for A5 and the modem sequences for A6. The display device
86 displays the operator instructions for each individual card for
a discrete card-type and the keyboard device 87 is used according
to the operator instructions for each individual card for a
discrete card-type. A typical selection of operator instructions
for the computer terminal 80 may comprise one or more of the
following screen messages for any card in the unissued state or
issued state: insert card-remove card-issue card-card accept-card
reject-user accept-user reject-press reset-press print-enter
value-enter number-press send-transaction accepted-transaction
rejected.
[0326] The device operation A5 is performed by the sensor device 01
according to the description for FIGS. 01, 02 and 05, 06 for
selecting a concealed group of numerals with the personal card 120
in the computer terminal 80 at the 1st-stop position 44 in the
guide device 40.
[0327] In FIG. 17, the sensor device 01 shows an arrangement of
illuminated discrete segments 15 in each touch zone 06 to display
an individual numeral from zero to nine in each touch zone 06. The
sensor device 01 is mounted on the computer terminal 80 shown in
FIG. 08 for an individual user to select a concealed group of
numerals. The referenced order 135, 136, 137 and 138 is used in
FIG. 17 to input a 04-digit number in the selected order 8642 to
describe the following sensor sequence and computer sequence.
[0328] The 1-st sensor sequence for the device operation A5
comprises, energising the display element 13 in each touch zone 06
and illuminating discrete segments 15, for displaying the ten
different numerals in a random order in each touch zone 06, and
detecting the finger contact in any touch zone 06 to locate the
position of each numeral in the selected order 8642 on the active
area of the touch screen 07 for data transfer to the computer
device 80. The display elements 13 are de-energised following the
input of the 04-digit number to the computer device 80.
[0329] The 04-digit number is personal information known only to
the user and is an incomplete part of a 36-digit numeric
combination unknown to the user to form a duplicate user-identifier
98 in the computer device 80 without reference to the individual
person. A specific operator instruction is performed by the display
device 86 and on the keyboard device 87 for the device operations
A3 and A4 to input the gender of the user for an impersonal
user-identifier. In operation, the display device 86 instructs the
operator to press the send key for a male user or press the send
key for a female user to transmit the set of numeric data with a
gender identifier (1 or 0) for recording or matching in the
database of a card-type server in accordance with any of the
described sequence groups 01 to 06 for validation.
[0330] The 5-th computer sequence for the device operation A1
comprises, receiving the 04-digit number and encrypting it into a
36-digit numeric combination which is divided into the following
numeric groups to form an original user-identifier 98 with
point-of-origin constancy: TABLE-US-00009 Variant Constant
09-digits 8 09-digits 6 09-digits 4 09-digits 2
[0331] The original user-identifier 98 therefore consists of
impersonal data in the form of a 36-digit numeric combination and
each 09-digit numeric group consists of variant numerals with one
constant numeral located therein, in the selected order according
to its numerical value without reference to an individual person.
The following example shows the underlined position of the constant
numeral in each numeric group which forms part of the original
user-identifier 98 in the computer terminal 80: 317416281 924806047
826405189 62315794
[0332] The numeric combination and numeric groups may comprise any
quantity for recording and matching a set of impersonal
identifiers, and each constant numeral may be concealed using a
pre-determined algorithm to alter the order and value for each
constant numeral at a computer terminal 80 for reversion at a
card-type server 96. The variations for recording and matching
impersonal user-identifiers 98 are infinite.
[0333] The device operation A6 is performed by the modem device
which forms part of the computer device 80 wherein, a
site-identifier 95, a card-identifier 97, and a user-identifier 98
are combined in an arranged order to form a set of impersonal
identifiers for outbound transmission from the terminal location 91
to the server location 95 to create a card-type record 99 for an
anonymous registration at the card-type server 96, and wherein, a
site-identifier 91 and a file-identifier 99 with recorded status or
unrecorded status, are combined in an arranged order to form a set
of instruction identifiers for inbound transmission from the server
location 95 to the terminal location 91 to either accept the
personal card 120 at the computer terminal 80 or reject the
personal card 120 at the computer terminal 80.
[0334] The 1-st modem sequence for the device operation A6
comprises, transmitting a set of numeric data in an arranged order.
The set of data consists of an 81-digit numeric combination,
divided into the following numeric groups for outbound transmission
with point-of-origin identity: TABLE-US-00010 Numeric Identifier 09
- digits site-identifiers 36 - digits card-identifier 36 - digits
user-identifier
[0335] The set of numeric data includes the impersonal
site-identifier for server location 95 and terminal location 91 to
form the two-way communication identifier for routing the set of
numeric data to the database of the server 96 to create a card-type
record 99 wherein, the 36-digit numeric group for the original
card-identifier 97 is recorded in a 1-st datafile, and the 36-digit
numeric group for the original user-identifier 98 is recorded in a
2-nd datafile, for recorded status to sanction an anonymous
registration.
[0336] The 1-st datafile and 2-nd datafile of a card-type record 99
are used for recording and matching numeric groups with a constant
order. Therefore, the constant numerals (36-digits) for an original
and duplicate card-identifier 97 are matched in the database to
complete a one-match sequence, and the constant numerals
(04-digits) for an original and duplicate user-identifier 98 are
matched in the database to complete a two-match sequence in a
card-type server 96.
[0337] The 2-nd modem sequence for the device operation A6
comprises, receiving a set of numeric data from the card-type
server 96 in an arranged order. The set of numeric data consists of
a 18-digit numeric combination, divided into the following numeric
groups for inbound transmission with point-of-origin identity:
TABLE-US-00011 Numeric Identifier 09 - digits site-identifiers 09 -
digits file-identifiers
[0338] The set of numeric data includes the impersonal
site-identifier for server location 95 and terminal location 91 to
form the two-way communication identifier for routing the set of
numeric data to the computer terminal 80. The set of numeric data
includes the file-identifier 99 to confirm that the original
card-identifier 97 and original user-identifier 98 are recorded or
unrecorded in the database of a card-type server 96. Consequently,
the computer terminal 80 receives an inbound set of numeric data
accepting a recorded file-identifier 99 or receives an inbound set
of numeric data rejecting an unrecorded file-identifier 99.
[0339] The 6-th computer sequence for the device operation A1+A3
comprises, instructing the display device 86 to display a screen
message to accept or reject the personal card 120, followed by a
screen message to remove the personal card 120 from the computer
terminal 80.
[0340] A personal card 120 with recorded status is a card accept
and therefore valid for cardholder use, and a personal card 120
with unrecorded status is a card reject and, therefore invalid for
cardholder use. The terminal operator hands over the valid personal
card 120 to the impersonal user which entered the 04-digit number
in the selected order 8642 at the computer terminal 80 to complete
the anonymous registration.
[0341] The described device operations A1 to A6 are a preferred
method to execute the primary function (A) using the computer
terminal 80 in FIG. 08 and the communication network 90 in FIG. 09.
The described modes of operation and sequences may be varied and
are not precluded for executing the primary function (A) to
originate a set of impersonal identifiers for an anonymous
registration, according to the present invention.
[0342] Group 05 There will now be described with reference to the
FIGS. 18 and 19, the device operations B1 to B6 to duplicate a set
of impersonal identifiers for an anonymous validation to perform
the primary function (B) using the computer terminal 80 in FIG. 08
and the communication network 90 in FIG. 09.
[0343] FIG. 18 shows the personal card 120 in the issued state and
valid state with a one-code image 133 for decoding and decrypting
to generate a duplicate card-identifier 97 in the computer terminal
80 without reference to an individual person.
[0344] FIG. 19 shows the sensor device 01 with a group of numerals
in the selected order 8642 for encrypting to generate a duplicate
user-identifier 98 in the computer terminal 80 without reference to
an individual person.
[0345] The device operations B1 and B2 are performed by the
computer device 80 and the guide device 40 according to the
arranged order of sequences controlled by computer programs as set
forth, by way of example.
[0346] The 1-st guide sequence for the device operation B2
comprises, manually inserting the personal card 120 in the
card-slot 41 and is guided by the grooves 43 to the 1st-stop
position 44. The switch 46 detects the guided card 120 and
activates the scanner 48 to capture a one-code image 133 on the
issued card 120 for data transfer to the computer device 80, and
activates the chip reader/writer 53 to energise the concealed
integrated circuit 127 for reading the card-type code 128 in the
memory of the integrated circuit 127. The card-type code 128 is
impersonal information recorded on a personal card 120 by the
card-issuer.
[0347] The 1-st computer sequence for the device operation B1+B3
comprises, receiving the card-type code 128 for decoding and
decrypting the card-type code 128 to verify that the 06-digit
number is recorded in the terminal register of the computer
terminal 80 to identify the card-type, and to instruct the display
device 86 to display a screen message for card accept or card
reject.
[0348] The 2-nd computer sequence for the device operation B1
comprises, accepting the card-type, reading the bitmap for decoding
and decrypting the registration code 131 and compiling the 36-digit
numeric combination into the numeric groups to form a duplicate
card-identifier 97 with the same point-of-origin in the computer
terminal 80: 548720 315874510368 59723054 0925130802.
[0349] In FIG. 18, the personal card 120 is shown in the issued
state and in the valid state for cardholder use in the computer
terminal 80. The same personal card 120 in FIG. 16 is shown in the
issued state and is not in the valid state for cardholder use, to
distinguish the difference between the card in FIG. 16 and the card
in FIG. 18. The personal card 120 remains stationary in the
computer terminal 80 at the 1st-stop position 44 in the guide
device 40 to perform the device operation B5.
[0350] The device operations B3 and B4 are performed by the display
device 86 and the keyboard device 87, and are used during the
computer sequences for B1, the guide sequences for B2, the sensor
sequences for B5 and the modem sequences for B6. The display device
86 displays the operator instructions for each individual card for
a discrete card-type and the keyboard device 87 is used according
to the operator instructions for each individual card for a
discrete card-type. A typical selection of operator instructions
for the computer terminal 86 may comprise one or more of the
following screen messages for any card in the unissued state or
issued state: insert card-remove card-issue card-card accept-card
reject-user accept-user reject-press reset-press print-enter
value-enter number-press send-transaction accepted-transaction
rejected.
[0351] The device operation B5 is performed by the sensor device 01
according to the description for FIGS. 01, 02 and 05, 06 for
selecting a concealed group of numerals with the personal card 120
in the computer terminal 80 at the 1st-stop position 44 in the
guide device 40.
[0352] In FIG. 19, the sensor device 01 shows an arrangement of
illuminated discrete segments 15 in each touch zone 06 to display
an individual numeral from zero to nine in each touch zone 06. The
sensor device 01 is mounted on the computer terminal 80 shown in
FIG. 08 for an individual user to select a concealed group of
numerals. The referenced order 135, 136, 137 and 138 is used in
FIG. 19 to input a 04-digit number in the selected order 8642 to
describe the following sensor sequence and computer sequence.
[0353] The 1-st sensor sequence for the device operation B5
comprises, energising the display element 13 in each touch zone 06
and illuminating discrete segments 15 for displaying the ten
different numerals in a random order in each touch zone 06, and
detecting the finger contact in any touch zone 06 to locate the
position of each numeral in the selected order 8642 on the active
area of the touch screen 07 for data transfer to the computer
device 80. The display elements 13 are de-energised following the
input of the 04-digit number to the computer device 80.
[0354] The 04-digit number is personal information known only to
the user and is an incomplete part of a 36-digit numeric
combination unknown to the user to form a duplicate user-identifier
98 in the computer device 80 without reference to the individual
person. A specific operator instruction is performed by the display
device 86 and on the keyboard device 87 for the device operations
B3 and B4 to input the gender of the user for an impersonal
user-identifier. In operation, the display device 86 instructs the
operator to press the send key for a male user or press the send
key for a female user to transmit the set of numeric data with a
gender identifier (1 or 0) for recording or matching in the
database of a card-type server in accordance with any of the
described sequence groups 01 to 06 for validation.
[0355] The 3-rd computer sequence for the device operation B1
comprises, receiving the 04-digit number and encrypting it into a
36-digit numeric combination which is divided into the following
numeric groups to form a duplicate user-identifier 98 with
point-of-origin constancy: TABLE-US-00012 Variant Constant
09-digits 8 09-digits 6 09-digits 4 09-digits 2
[0356] The duplicate user-identifier 98 therefore consists of
impersonal data in the form of a 36-digit numeric combination and
each 09-digit numeric group consists of variant numerals with one
constant numeral located therein, in the selected order according
to its numerical value without reference to an individual person.
The following example shows the underlined position of the constant
numeral in each numeric group which forms part of the duplicate
user-identifier 98 in the computer terminal 80: 912616487 720506879
313456487 825703504
[0357] The device operation B6 is performed by the modem device
which forms part of the computer device 80 wherein, a
site-identifier 96, a card-identifier 97, a user-identifier 98 and
a date-identifier are combined in an arranged order to form a set
of impersonal identifiers for outbound transmission from the
terminal location 91 to the server location 95 to locate the
card-type record 99 for matching at the card-type server 96, and
wherein, a site-identifier 91 and a file-identifier 99 with matched
status or unmatched status, are combined in an arranged order to
form a set of instruction identifiers for inbound transmission from
the server location 95 to the terminal location 91 accepting the
card and user at the computer terminal 80 or rejecting the card and
user at the computer terminal 80.
[0358] The 1-st modem sequence for the device operation B6
comprises, transmitting a set of numeric data in an arranged order.
The set of numeric data consists of a 91-digit numeric combination,
divided into the following numeric groups for outbound transmission
with point-of-origin identity: TABLE-US-00013 Numeric Identifier 09
- digits site-identifiers 36 - digits card-identifier 36 - digits
user-identifier 10 - digits date-identifier
[0359] The set of numeric data includes the impersonal
site-identifier for server location 95 and terminal location 91 to
form the two-way communication identifier for routing the set of
data to the database of the server 96 to locate a card-type record
99 wherein, the 36-digit numeric group for the duplicate
card-identifier 97 is matched in the 1-st datafile, and the
36-digit numeric group for the duplicate user-identifier 98 is
matched in the 2-nd datafile, for matched status to sanction an
anonymous validation. The 10-digit numeric group for the
date-identifier is recorded in a 3-rd datafile for matched status.
The 10-digits consist of 04-digits for the time and 06-digits for
the date.
[0360] The 1-st datafile and 2-nd datafile of a card-type record 99
are used for recording and matching numeric groups with a constant
order. Therefore, the constant numerals (36-digits) for an original
and duplicate card-identifier 97 are matched in the database to
complete a one-match sequence, and the constant numerals
(04-digits) for an original and duplicate user-identifier 98 are
matched in the database to complete a two-match sequence in a
card-type server 96.
[0361] The 2-nd modem sequence for the device operation B6
comprises, receiving a set of numeric data from the card-type
server 96 in an arranged order. The set of numeric data consists of
a 18-digit numeric combination, divided into the following numeric
groups for inbound transmission with point-of-origin identity:
TABLE-US-00014 Numeric Identifier 09 - digits site-identifiers 09 -
digits file-identifiers
[0362] The set of numeric data includes the impersonal
site-identifier for server location 95 and terminal location 91 to
form the two-way communication identifier for routing the set of
numeric data to the computer terminal 80. The set of numeric data
includes the file-identifier 99 to confirm that the duplicate
card-identifier 97 and duplicate user-identifier 98 are matched or
unmatched in the database of a card-type server 96. Consequently,
the computer terminal 80 receives an inbound set of numeric data
accepting a matched file-identifier 99 or receives an inbound set
of numeric data rejecting an unmatched file-identifier 99.
[0363] The 4-th computer sequence for the device operation B1+B3
comprises, instructing the display device 86 to display a screen
message to accept or reject the personal card 120, followed by a
screen message to remove the personal card 120 from the computer
terminal 80.
[0364] A personal card 120 with matched status is a card accept and
therefore valid for cardholder use, and a personal card 120 with
unmatched status is a card reject and therefore invalid for
cardholder use. The terminal operator hands over the valid personal
card 120 to the impersonal user which entered the 04-digit number
in the selected order 8642 at the computer terminal 80 to complete
the anonymous validation.
[0365] The described device operations B1 to B6 are a preferred
method to execute the primary function (B) using the computer
terminal 80 in FIG. 08 and the communication network 90 in FIG. 09.
The described modes of operation and sequences may be varied and
are not precluded for executing the primary function (B) to
generate a set of impersonal identifiers for an anonymous
validation, according to the present invention.
[0366] Group 06 Is a preferred example for transaction use. The
described 1-st modem sequence for the device operation B6
comprises, transmitting the said set of numeric data in an arranged
order with an additional 08-digit numeric group for a
data-identifier which is recorded in the said card-type record 99.
The data-identifier is a transaction value for authorised payment
within a credit limit at the card-type record 99 and is recorded in
a 4-th datafile during an anonymous validation. The 08-digit
numeric group is originated by the 1-st keyboard sequence for the
device operation B4 in advance of the 1-st sensor sequence for the
device operation B5.
[0367] The 1-st keyboard sequence for the device operation B4
comprises, entering the transaction value for data transfer to the
computer device 80 in response to a computer sequence for B1 to
instruct the display device 86 to display a first screen message
for the operator to enter the retail value on the keyboard 87 and
instruct the display device 86 to display a second screen message
for the cardholder to enter a 04-digit number in a selected order
on the sensor device 01. The personal card 120 remains inserted in
the computer terminal 80 at the 1st-stop position 44 in the guide
device 40 to perform the device operation B4 and subsequent device
operations B5 and B6.
[0368] FIGS. 20 and 21 show the external plan view and internal
section detail of a computer terminal 140 for the device operations
B1, B3 and B5 as previously referenced for the primary function
(B).
[0369] In FIG. 20, the computer terminal 140 is shown encased by a
moulded fascia 141, incorporating a sensor device 01 and card-slot
41 and a moulded base 142 incorporating a cable connection, for
fitting an external power and data cable 146 between the computer
terminal 140 and a host computer 147 shown illustrated in FIG. 22.
The moulded fascia 141 and moulded base 142 include side walls for
abutment and location to form a terminal casing 143 comprising of
two moulded parts which are bolted together, a bolt hole is located
at each corner of the moulded base 142 with threaded inserts in the
moulded fascia 141
[0370] In FIG. 21, the terminal casing 143 includes internal
moulded sections to form a guide device 40 with spaced apart guide
grooves 43 in vertical alignment and engagement with each end of
the transverse card-slot 41 to allow a card to be manually inserted
in the computer terminal 140 with each card edge retained in each
guide groove 43 to a 1st-stop position 44.
[0371] At the 1st-stop position 44 a transverse stop-plate 144 is
positioned underneath the guide grooves 43 and rigidly fixed to the
moulded base 143. A switch 46 and device board 46A is shown and a
light emitter (not shown) is offset mounted on the transverse
stop-plate 144 to detect a card and illuminate a thermal coded area
defined on the face of the card 100 or 120 and a scanner 48 and
device board 48A is shown offset mounted on a computer control
board 145. A chip reader/writer 53 is shown mounted between the
side supports 42 and is offset mounted in vertical alignment with
the integrated circuit 127 concealed in the laminate material 102
for a card 100 or exposed on the laminate material 121 for a card
120, and is located in close proximity to the face of the card
(without contact) at the 1st-stop position 44. The chip
reader/writer 53 is a transceiver incorporating an antenna to emit
a specific frequency radio signal with a defined acquisition range
and includes the decoder device board 53A with power and data
cables. These modules are of known type for writing or reading
discrete data 128 or writing and reading-card-type codes 128 on an
integrated circuit 127 to provide a read/write module 53 in the
guide device 40 of the computer terminal 140 for a card 100 or a
card 120. The discrete data 128 is a facial image and the card-type
code 128 is an issuer number.
[0372] The computer control board 145 is shown mounted to the
moulded base 142 which includes integrated circuit components and
electrical components with circuit connection to the device boards
01A, 53A, 46A, 48A and emitter board (not shown), which
collectively describes a computer device 140 to control the
computer sequences (herein described) by computer programs for the
device operations B1, B2 and B5. The computer device 140 includes
associated connector points for internal power and data cables and
a connector for the external power and data cable 146 to the host
computer 147.
[0373] The computer device 140 includes programs for compiling
numeric combinations to form sets of numeric data for individual
site-identifiers, card-identifiers, user-identifiers,
date-identifiers and data-identifiers for discrete card-types, and
includes programs for decoding, decrypting and encrypting referred
to herein for card-type codes and registration codes on individual
cards for discrete card-types.
[0374] The computer terminal 140 further includes programs for
writing and reading discrete data 128 and writing and reading
card-type codes 128 on integrated circuits 127 and includes random
access memory (RAM) for accessing encryption codes, communication
identifiers and accessing a terminal register for recording and
identifying card-type codes 104 and 128 to verify the card-issuer
on every individual card for identification use or transaction use
at the computer terminal 140.
[0375] The computer terminal 140 includes a separate power source
with plug adapter or uses the power source direct from the host
computer 147, which may be a personal computer or laptop computer
with monitor, keyboard and modem, controlled by programs to
transmit sets of numeric data and receive sets of numeric data for
anonymous validations.
[0376] FIG. 22 shows a diagrammatic layout of a communication
network 150 for internet routing impersonal identifiers and
instruction identifiers for discrete card-type between a terminal
location 151 and a server location 156. The terminal location 151
is carrier-linked by a transmission line 152 to the internet
depicted by the reference 153, and the server location 156 is
carrier-linked by a transmission pipe 154 to the internet 153 to
form a basic infrastructure capable of expansion by
replication.
[0377] The terminal location 151 includes at least one computer
terminal 140 connected by a power and data cable 146 to a host
computer 147 which is connected by modem cable 148 to the
transmission line 152 for communication access to the internet 153
at the terminal location 151.
[0378] The server location 156 includes at least one card-type
server 157 connected by an internal cable 155 to the transmission
pipe 154 for communication access to the internet 153 at the server
location 156. The server location 156 is capable of installing many
card-type servers 157, each connected by an internal cable 155 to
the transmission pipe 154.
[0379] The communication network 150 for discrete card-types is
expanded by increasing the number of terminal locations 151 at
different site addresses for installing a computer terminal 140 and
host computer 147 at each terminal location 151, a typical network
of 500,000 computer terminals 140 is envisaged at 500,000 terminal
locations 151 and each terminal location 151 has a dedicated
transmission line 152 carrier-linked to the internet 163.
[0380] The computer terminal 140 at the site address of each
terminal location 151 is identified by a number and the card-type
server 157 at the site address of the server location 156 is
identified by a number, the two numbers are combined to form a
09-digit number and stored as a two-way communication identifier in
each computer terminal 140 for routing a set of impersonal
identifiers for a discrete card-type from the host computer 147 to
the card-type server 157, and for routing a set of instruction
identifiers for the discrete card-type from the card-type server
157 to the host computer 147. The communication identifier consists
of a site-identifier for the server location 156 and a
site-identifier for a terminal location 151.
[0381] Consequently, each computer terminal 140 can store 200
communication identifiers for 200 card-type servers 157 at the
server location 156 using the computer terminal 140 at 500,000
terminal locations 151. A set of impersonal identifiers therefore
includes at least, a site-identifier 156, a card-identifier 97 and
a user-identifier 98 for outbound transmission, and a set of
instruction identifiers includes at least, a site-identifier 151
and a file-identifier 99 for inbound transmission.
[0382] The internet 153 provides the infrastructure for routing the
volume of transmissions between the terminal locations 151 and the
server location 156 wherein the transmission line 152 for each
terminal location 151 is identified by the terminal number, and the
transmission pipe 154 for the server location 156 is identified by
the server number for the internet routing of transmissions.
[0383] Each transmission is a two-way communication. The outbound
transmission from a computer terminal 140 comprises of a set of
numeric data in an arranged order to transmit a set of impersonal
identifiers for recording or matching at a card-type server 157,
and the inbound transmission from a card-type server 157 comprises
of a set of numeric data in an arranged order to receive a set of
instruction identifiers for accepting or rejecting at the computer
terminal 140 to complete one transmission.
[0384] The set of numeric data for an outbound and inbound
transmission may vary in file size, for example 200 bytes of data,
and therefore each transmission has a short duration, for example
02-seconds. A communication network 150 comprising of 500,000
terminals 140 and one server 157 for a discrete card-type is
carrying millions of transmissions per hour. By increasing the
number of terminals 140 for discrete card-types, the carrying
capacity extends to an order of magnitude which may be replicated
in every country for a global platform.
[0385] An embodiment of the present invention will now be described
with reference to the arrangement of sequences listed below for
each numbered group, in which a sequence group is selected to suit
the card design for inserting in the guide device 40 to initiate
the first sequence in any group. Consequently, the following
description for each sequence group refers to receiving and
identifying a card in the issued state and valid state and reading
discrete data and encoded data carried on the valid card in the
guide device 40.
[0386] Group 07
[0387] 1-st guide sequence for B2
[0388] 1-st computer sequence for B1
[0389] 2-nd computer sequence for B1
[0390] 1-st sensor sequence for B5
[0391] 3-rd computer sequence for B1
[0392] 4-th computer sequence for B1
[0393] and
[0394] 1-st display sequence for B3
[0395] 1-st modem sequence for B6
[0396] 2-nd modem sequence for B6
[0397] 2-nd display sequence for B3
[0398] Group 08
[0399] 1-st guide sequence for B2
[0400] 1-st computer sequence for B1
[0401] 2-nd computer sequence for B1
[0402] 1-st sensor sequence for B5
[0403] 3-rd computer sequence for B1
[0404] 4-th computer sequence for B1 and
[0405] 1-st display sequence for B3
[0406] 2-nd display sequence for B3
[0407] 1-st modem sequence for B6
[0408] 2-nd modem sequence for B6
[0409] 3-rd display sequence for B3
[0410] Group 09
[0411] 1-st guide sequence for B2
[0412] 1-st computer sequence for B1
[0413] 2-nd computer sequence for B1
[0414] 1-st sensor sequence for B5
[0415] 3-rd computer sequence for B1
[0416] 4-th computer sequence for B1 and
[0417] 1-st display sequence for B3
[0418] 1-st modem sequence for B6
[0419] 2-nd modem sequence for B6
[0420] 2-nd display sequence for B3
[0421] Group 10
[0422] 1-st guide sequence for B2
[0423] 1-st computer sequence for B1
[0424] 2-nd computer sequence for B1
[0425] 1-st sensor sequence for B5
[0426] 3-rd computer sequence for B1
[0427] 4-th computer sequence for B1 and
[0428] 1-st display sequence for B3
[0429] 2-nd display sequence for B3
[0430] 1-st modem sequence for B6
[0431] 2-nd modem sequence for B6
[0432] 3-rd display sequence for B3
[0433] Group 07 There will now be described with reference to FIGS.
13 and 14, a cardholder using the computer terminal 140 in
combination with the host computer 147 to perform the primary
function (B) using the communication network 150 shown in FIG.
22.
[0434] FIG. 13 shows an impersonal card 100 in the issued state and
valid state with a two-code image 110 for decoding and decrypting
to generate a duplicate card-identifier 97 in the computer terminal
140 without reference to an individual person.
[0435] FIG. 14 shows the sensor device 01 with a group of numerals
in the selected order 7531 for encrypting, to generate a duplicate
user-identifier 98 in the computer terminal 140 without reference
to an individual person.
[0436] The device operations B1, B2 and B5 for the computer 140,
guide 40 and sensor 01, are performed by the computer terminal 140,
according to an arranged order of sequences controlled by computer
programs as set forth, by way of example.
[0437] The 1-st guide sequence for the device operation B2
comprises, manually inserting the card 100 in the card-slot 41, the
card being guided by the grooves 43 to the 1st-stop position 44.
The switch 46 detects the guided card 100 and activates the scanner
48 to capture a two-code image 110 on the issued card 100 for data
transfer to the computer device 140, and activates the chip
reader/writer 53 to energise the concealed integrated circuit 127
for reading discrete data 128 in the memory of the integrated
circuit 127. The discrete data 128 is a facial image displayed on
an external screen.
[0438] The 1-st computer sequence for the device operation B1
comprises, receiving a bitmap of the two-code image 110 for
decoding and decrypting the card-type code 104 to verify that the
06-digit number is recorded in the terminal register of the
computer device 140 to identify the card-type.
[0439] The 2-nd computer sequence for the device operation B1
comprises, accepting the card-type, reading the bitmap for decoding
and decrypting the registration code 108 and compiling the 36-digit
numeric combination into the numeric groups to form a duplicate
card-identifier 97 with the same point-of-origin in the computer
terminal 140: 132474 604282516937 29486058 1615220802.
[0440] A program initiates the computer sequence for the device
operation B5 with the impersonal card 100 inserted in the computer
terminal 140. The sensor device 01 is described in FIGS. 01 and 02
and an alternative sensor device 20 is described in FIGS. 05 and
06. The sensor device 01 is shown fitted to the computer terminal
140 in FIGS. 20 and 21 for the cardholder to enter a concealed
group of numerals in a selected order.
[0441] In FIG. 14, the sensor device 01 shows an arrangement of
illuminated discrete segments 15 in each touch zone 06 to display
an individual numeral from zero to nine in each touch zone 06. The
referenced order 115, 116, 117 and 118 is used in FIG. 14 to input
a 04-digit number in the selected order 7531 to describe the
following sensor sequence and computer sequence.
[0442] The 1-st sensor sequence for the device operation B5
comprises, energising the display element 13 in each touch zone 06
and illuminating discrete segments 15 for displaying the ten
different numerals in a random order in each touch zone 06, and
detecting the finger contact in any touch zone 06 to locate the
position of each numeral in the selected order 7531 on the active
area of the touch screen 07 for data transfer to the computer
device 140. The display elements 13 are de-energised following the
input of the 04-digit number to the computer device 140.
[0443] The 04-digit number is personal information known only to
the user and is an incomplete part of a 36-digit numeric
combination unknown to the user to form a duplicate user-identifier
98 in the computer device 80 without reference to the individual
person. A specific operator instruction is performed by the display
device 86 and on the keyboard device 87 for the device operations
B3 and B4 to input the gender of the user for an impersonal
user-identifier. In operation, the display device 86 instructs the
operator to press the send key for a male user or press the send
key for a female user to transmit the set of numeric data with a
gender identifier (1 or 0) for recording or matching in the
database of a card-type server in accordance with any of the
described sequence groups 07 to 10 for validation.
[0444] The 3-rd computer sequence for the device operation B1
comprises, receiving the 04-digit number and encrypt into a
36-digit numeric combination which is divided into the following
numeric groups to form a duplicate user-identifier 98 with
point-of-origin constancy: TABLE-US-00015 Variant Constant 09 -
digits 7 09 - digits 5 09 - digits 3 09 - digits 1
[0445] The duplicate user-identifier 98 therefore consists of
impersonal data in the form of a 36-digit numeric combination and
each 09-digit numeric group consists of variant numerals with one
constant numeral located therein, in the selected order according
to its numerical value without reference to an individual person.
The following example shows the underlined position of the constant
numeral in each numeric group which forms part of the duplicate
user-identifier 98 in the computer terminal 140: 864870721
328451021 763020540 183248741
[0446] The 4-th computer sequence for the device operation B1
comprises, compiling four numeric groups in the arranged order:
09-digits, 36-digits, 36-digits, 10-digits, to form a set of
impersonal identifiers into a 91-digit numeric combination for data
transfer from the computer terminal 140 to the host computer
147.
[0447] The device operations B3, B4 and B6 for a display, keyboard
and modem are performed by the host computer 147, according to an
arranged order of sequences controlled by computer programs as set
forth, by way of example.
[0448] A program initiates the computer sequences for the device
operation B3. The program enables the cardholder to read display
information from the host computer 147 and use a pointing device
such as a mouse, for identification use or transaction use with the
impersonal card 100 inserted in the computer terminal 140. A
typical selection of display information may comprise one or more
of the following screen messages for any card in the issued state
and valid state: insert card-remove card-card accept-card
reject-user accept-user reject-press reset-enter value-enter
number-press send-transaction accepted-transaction rejected.
[0449] The 1-st display sequence for the device operation B3
comprises, displaying the screen messages, card accept-user accept,
in response to the data-transfer of the 91-digit numeric
combination from the computer terminal 140 to the host computer
147.
[0450] A program initiates the computer sequences for the device
operation B4. The program enables the cardholder to enter keyboard
information to the host computer 147 for identification use or
transaction use with the impersonal card 100 inserted in the
computer terminal 140. Keyboard sequences are used according to
program instructions where appropriate.
[0451] A program initiates the computer sequences for the device
operation B6 to transmit a set of numeric data and receive a set of
numeric data for a discrete card-type using the modem in the host
computer 147 wherein, a site-identifier 156, a card-identifier 97,
a user-identifier 98 and a date-identifier are combined in an
arranged order to form a set of impersonal identifiers for outbound
transmission from the terminal location 151 to the server location
156 to locate a card-type record 99 for matching at the card-type
server 157, and wherein, a site-identifier 151 and a
file-identifier 99 with matched status or unmatched status, are
combined in an arranged order to form a set of instruction
identifiers for inbound transmission from the server location 156
to the terminal location 151 accepting the card and user at the
host computer 147 or rejecting the card and user at the host
computer 147.
[0452] The 1-st modem sequence for the device operation B6
comprises, transmitting a set of numeric data in an arranged order.
The set of numeric data consists of the 91-digit numeric
combination, divided into the following numeric groups for outbound
transmission with point-of-origin identity: TABLE-US-00016 Numeric
Identifier 09 - digits site-identifiers 36 - digits card-identifier
36 - digits user-identifier 10 - digits date-identifier
[0453] The set of numeric data includes the impersonal
site-identifier for server location 166 and terminal location 151
to form the two-way communication identifier for internet routing
the set of numeric data to the database of the server 157 to locate
the card-type record 99 wherein, the 36-digit numeric group for the
duplicate card-identifier 97 is matched in the 1-st datafile, and
the 36-digit numeric group for the duplicate user-identifier 98 is
matched in the 2-nd datafile, for matched status to sanction an
anonymous validation. The 10-digit numeric group for the
date-identifier is recorded in a 3-rd datafile for matched status.
The 10-digits consist of 04-digits for time and 06-digits for
date.
[0454] The 1-st datafile and 2-nd datafile of a card-type record 99
are used for recording and matching numeric groups with a constant
order. Therefore, the constant numerals (36-digits) for an original
and duplicate card-identifier 97 are matched in the database to
complete a one-match sequence, and the constant numerals
(04-digits) for an original and duplicate user-identifier 98 are
matched in the database to complete a two-match sequence in a
card-type server 157.
[0455] The 2-nd modem sequence for the device operation B6
comprises, receiving a set of numeric data from the card-type
server 157 in an arranged order. The set of numeric data consists
of a 18-digit numeric combination, divided into the following
numeric groups for inbound transmission with point-of-origin
identity: TABLE-US-00017 Numeric Identifier 09 - digits
site-identifiers 09 - digits file-identifiers
[0456] The set of numeric data includes the impersonal
site-identifier for server location 156 and terminal location 151
to form the two-way communication identifier for internet routing
the set of numeric data to the host computer 147. The set of
numeric data includes the file-identifier 99 to confirm that the
duplicate card-identifier 97 and duplicate user-identifier 98 are
matched or unmatched in the database of a card-type server 157.
Consequently, the host computer 147 receives an inbound set of
numeric data accepting a matched file-identifier 99 or receives an
inbound set of numeric data rejecting an unmatched file-identifier
99.
[0457] The 2-nd display sequence for the device operation B3
comprises, displaying the screen messages--transaction accepted or
transaction rejected, followed by the screen message to remove the
impersonal card 100 from the computer terminal 140. An impersonal
card 100 with matched status is a card accept and therefore valid
for cardholder use, and an impersonal card 100 with unmatched
status is a card reject and therefore invalid for cardholder use.
The cardholder removes the impersonal card 100 from the computer
terminal 140 to complete the primary function (B).
[0458] In combination, the device operations B1, B2 and B5 for the
computer terminal 140 and device operations B3, B4 and B6 for the
host computer 147 are a preferred method to execute the primary
function (B) using the communication network 150 in FIG. 22. The
described modes of operation and sequences may be varied and are
not precluded for executing the primary function (B) to generate a
set of impersonal identifiers for an anonymous validation,
according to the present invention.
[0459] Group 08 Is a preferred example for transaction use. The
described 1-st modem sequence for the device operation B6
comprises, transmitting the said set of numeric data in an arranged
order with an additional 08-digit numeric group for a
data-identifier which is recorded in the said card-type record 99.
The data-identifier is a transaction value for authorised payment
within a credit limit at the card-type record 99 and is recorded in
a 4-th datafile during an anonymous validation. The 08-digit
numeric group is originated at the host computer 147.
[0460] A 3-rd display sequence for the device operation B3
comprises, displaying the screen message--50.00 GBP, the cardholder
uses the mouse to accept or reject the transaction value displayed
on the screen. Alternatively, the cardholder uses a keyboard
sequence to enter the transaction value.
[0461] Group 09 There will now be described with reference to FIGS.
18 and 19, a cardholder using the computer terminal 140 in
combination with the host computer 147 to perform the primary
function (B) using the communication network 150 shown in FIG.
22.
[0462] FIG. 18 shows a personal card 120 in the issued state and
valid state with a one-code image 133 for decoding and decrypting
to generate a duplicate card-identifier 97 in the computer terminal
140 without reference to an individual person.
[0463] FIG. 19 shows the sensor device 01 with a group of numerals
in the selected order 8642 for encrypting, to generate a duplicate
user-identifier 98 in the computer terminal 140 without reference
to an individual person.
[0464] The device operations B1, B2 and B5 for the computer 140,
guide 40 and sensor 01, are performed by the computer terminal 140,
according to an arranged order of sequences controlled by computer
programs as set forth, by way of example.
[0465] The 1-st guide sequence for the device operation B2
comprises, manually inserting the card 120 in the card-slot 41, the
card being guided by the grooves 43 to the 1st-stop position 44.
The switch 46 detects the guided card 120 and activates the scanner
48 to capture a one-code image 133 on the issued card 120 for data
transfer to the computer device 140, and activates the chip
reader/writer 53 to energise the concealed integrated circuit 127
for reading the card-type code 128 in the memory of the integrated
circuit 127. The card-type code 128 is impersonal information
recorded on a personal card 120 by the card-issuer.
[0466] The 1-st computer sequence for the device operation B1
comprises, receiving the stored data 128 for decoding and
decrypting the card-type code 128 to verify that the 06-digit
number is recorded in the terminal register of the computer device
140 to identify the card-type.
[0467] The 2-nd computer sequence for the device operation B1
comprises, accepting the card-type, reading the bitmap for decoding
and decrypting the registration code 131 and compiling the 36-digit
numeric combination into the numeric groups to form a duplicate
card-identifier 97 with the same point-of-origin in the computer
terminal 140: 548720 315874510368 59723054 0925130802.
[0468] A program initiates the computer sequence for the device
operation B5 with the personal card 120 inserted in the computer
terminal 140. The sensor device 01 is described in FIGS. 01 and 02
and an alternative sensor device 20 is described in FIGS. 05 and
06. The sensor device 01 is shown fitted to the computer terminal
140 in FIGS. 20 and 21 for the cardholder to enter a concealed
group of numerals in a selected order.
[0469] In FIG. 19, the sensor device 01 shows an arrangement of
illuminated discrete segments 15 in each touch zone 06 to display
an individual numeral from zero to nine in each touch zone 06. The
referenced order 135, 136, 137 and 138 is used in FIG. 19 to input
a 04-digit number in the selected order 8642 to describe the
following sensor sequence and computer sequence.
[0470] The 1-st sensor sequence for the device operation B5
comprises, energising the display element 13 in each touch zone 06,
illuminating discrete segments 15 for displaying the ten different
numerals in a random order in each touch zone 06, and detecting the
finger contact in any touch zone 06 to locate the position of each
numeral in the selected order 8642 on the active area of the touch
screen 07 for data transfer to the computer device 140. The display
elements 13 are de-energised following the input of the 04-digit
number to the computer device 140.
[0471] The 04-digit number is personal information known only to
the user and is an incomplete part of a 36-digit numeric
combination unknown to the user to form a duplicate user-identifier
98 in the computer device 80 without reference to the individual
person. A specific operator instruction is performed by the display
device 86 and on the keyboard device 87 for the device operations
B3 and B4 to input the gender of the user for an impersonal
user-identifier. In operation, the display device 86 instructs the
operator to press the send key for a male user or press the send
key for a female user to transmit the set of numeric data with a
gender identifier (1 or 0) for recording or matching in the
database of a card-type server in accordance with any of the
described sequence groups 07 to 10 for validation.
[0472] The 3-rd computer sequence for the device operation B1
comprises, receiving the 04-digit number and encrypting it into a
36-digit numeric combination which is divided into the following
numeric groups to form a duplicate user-identifier 98 with
point-of-origin constancy: TABLE-US-00018 Variant Constant 09 -
digits 8 09 - digits 6 09 - digits 4 09 - digits 2
[0473] The duplicate user-identifier 98 therefore consists of
impersonal data in the form of a 36-digit numeric combination and
each 09-digit numeric group consists of variant numerals with one
constant numeral located therein, in the selected order according
to its numerical value without reference to an individual person.
The following example shows the underlined position of the constant
numeral in each numeric group which forms part of the duplicate
user-identifier 98 in the computer terminal 140: 470361481
325496854 025420493 226742168
[0474] The 4-th computer sequence for the device operation B1
comprises, compiling four numeric groups in the arranged order:
09-digits, 36-digits, 36-digits, 10-digits, to form a set of
impersonal identifiers into a 91-digit numeric combination for data
transfer from the computer terminal 140 to the host computer
147.
[0475] The device operations B3, B4 and B6 for a display, keyboard
and modem are performed by the host computer 147, according to an
arranged order of sequences controlled by computer programs as set
forth, by way of example.
[0476] A program initiates the computer sequences for the device
operation B3. The program enables the cardholder to read display
information from the host computer 147 and use a pointing device
such as a mouse, for identification use or transaction use with the
personal card 120 inserted in the computer terminal 140. A typical
selection of display information may comprise one or more of the
following screen messages for any card in the issued state and
valid state: insert card-remove card-card accept-card reject-user
accept-user reject-press reset-enter value-enter number-press
send-transaction accepted-transaction rejected.
[0477] The 1-st display sequence for the device operation B3
comprises, displaying the screen messages, card accept-user accept,
in response to the data transfer of the 91-digit numeric
combination from the computer terminal 140 to the host computer
147.
[0478] A program initiates the computer sequences for the device
operation B4. The program enables the cardholder to enter keyboard
information to the host computer 147 for identification use or
transaction use with the personal card 120 inserted in the computer
terminal 140. Keyboard sequences are used according to program
instructions where appropriate.
[0479] A program initiates the computer sequences for the device
operation B6 to transmit a set of numeric data and receive a set of
numeric data for a discrete card-type using the modem in the host
computer 147 wherein, a site-identifier 156, a card-identifier 97,
a user-identifier 98 and a date-identifier are combined in an
arranged order to form a set of impersonal identifiers for outbound
transmission from the terminal location 151 to the server location
156 to locate a card-type record 99 for matching at the card-type
server 157, and wherein, a site-identifier 151 and a
file-identifier 99 with matched status or unmatched status, are
combined in an arranged order to form a set of instruction
identifiers for inbound transmission from the server location 156
to the terminal location 151 accepting the card and user at the
host computer 147 or rejecting the card and user at the host
computer 147.
[0480] The 1-st modem sequence for the device operation B6
comprises, transmitting a set of numeric data in an arranged order.
The set of numeric data consists of the 91-digit numeric
combination, divided into the following numeric groups for outbound
transmission with point-of-origin identity: TABLE-US-00019 Numeric
Identifier 09 - digits site-identifiers 36 - digits card-identifier
36 - digits user-identifier 10 - digits date-identifier
[0481] The set of numeric data includes the impersonal
site-identifier for server location 156 and terminal location 151
to form the two-way communication identifier for internet routing
the set of numeric data to the database of the server 157 to locate
the card-type record 99 wherein, the 36-digit numeric group for the
duplicate card-identifier 97 is matched in the 1-st datafile, and
the 36-digit numeric group for the duplicate user-identifier 98 is
matched in the 2-nd datafile, for matched status to sanction an
anonymous validation. The 10-digit numeric group for the
date-identifier is recorded in a 3-rd datafile for matched status.
The 10-digits consist of 04-digits for time and 06-digits for
date.
[0482] The 1-st datafile and 2-nd datafile of a card-type record 99
are used for recording and matching numeric groups with a constant
order. Therefore, the constant numerals (36-digits) for an original
and duplicate card-identifier 97 are matched in the database to
complete a one-match sequence, and the constant numerals
(04-digits) for an original and duplicate user-identifier 98 are
matched in the database to complete a two-match sequence in a
card-type server 157.
[0483] The 2-nd modem sequence for the device operation B6
comprises, receiving a set of numeric data from the card-type
server 157 in an arranged order. The set of numeric data consists
of a 18-digit numeric combination, divided into the following
numeric groups for inbound transmission with point-of-origin
identity: TABLE-US-00020 Numeric Identifier 09 - digits
site-identifiers 09 - digits file-identifiers
[0484] The set of numeric data includes the impersonal
site-identifier for server location 156 and terminal location 151
to form the two-way communication identifier for internet routing
the set of numeric data to the host computer 147. The set of
numeric data includes the file-identifier 99 to confirm that the
duplicate card-identifier 97 and duplicate user-identifier 98 are
matched or unmatched in the database of a card-type server 157.
Consequently, the host computer 147 receives an inbound set of
numeric data accepting a matched file-identifier 99 or receives an
inbound set of numeric data rejecting an unmatched file-identifier
99.
[0485] The 2-nd display sequence for the device operation B3
comprises, displaying the screen messages-transaction accepted or
transaction rejected, followed by the screen message to remove the
personal card 120 from the computer terminal 140. A personal card
120 with matched status is a card accept and therefore valid for
cardholder use, and a personal card 120 with unmatched status is a
card reject and therefore invalid for cardholder use. The
cardholder removes the personal card 120 from the computer terminal
140 to complete the primary function (B).
[0486] In combination, the device operations B1, B2 and B5 for the
computer terminal 140 and device operations B3, B4 and B6 for the
host computer 147 are a preferred method to execute the primary
function (B) using the communication network 150 in FIG. 22. The
described modes of operation and sequences may be varied and are
not precluded for executing the primary function (B) to generate a
set of impersonal identifiers for an anonymous validation,
according to the present invention.
[0487] Group 10 is a preferred example for transaction use. The
described 1-st modem sequence for the device operation B6
comprises, transmitting the said set of numeric data in an arranged
order with an additional 08-digit numeric group for a
data-identifier which is recorded in the said card-type record 99.
The data-identifier is a transaction value for authorised payment
within a credit limit at the card-type record 99 and is recorded in
a 4-th datafile during an anonymous validation. The 08-digit
numeric group is originated at the host computer 147.
[0488] A 3-rd display sequence for the device operation B3
comprises, displaying the screen message--50.00 GBP. The cardholder
uses the mouse to accept or reject the transaction value displayed
on the screen. Alternatively, the cardholder uses a keyboard
sequence to enter the transaction value.
[0489] The identification system in all its aspects can be modified
in many ways for card design and terminal design. The card design
for an impersonal card 100 can consist of a one-part card in the
unissued state and include an integrated circuit 127 with a
one-code image 133. The card design for a personal card 120 can
display a two-code image 110 and conceal the integrated circuit
127, and comprise of a two-part card 120 including a counterpart
card 101. Any card design can include fan-fold attachments for
machine printing and terminal printing. The front face of the
laminate material 102 and 121 for a counterpart card may consist of
a form layout for writing information thereon in the unissued state
or issued state. Alternatively, separate application forms may be
used for writing information thereon.
[0490] The sequence groups 01 to 10 describe the preferred
embodiments for registering and validating a set of impersonal
identifiers for an impersonal card 100 or a personal card 120 to
summarise the inventive concept. The transmission sequences
performed by the guide device 40 for the internal data transfer of
discrete data 128, card-type codes 128 and encoded data 109 and 132
as described herein can also be used for writing and reading
concealed data in the laminate materials 102 or 121 at the 1st-stop
position 44, instead of printing and scanning images 106 and 110 in
the thermal coded area 105 on a card 100, and instead of printing
and scanning images 129 and 133 in the thermal coded area 130 on a
card 120.
[0491] Card designs may be adapted for printing ancillary data 111
in the panel area 107 in the form of characters and symbols for
lottery and promotion cards, and in particular, adapted for issuing
debit cards in post offices. The variety of card-types extend to
identification uses and transaction uses in financial services for
retail and social and including security applications.
[0492] The guide device 40 can be adapted to include alternative
printer means 62 for use with ribbon cassettes and ink or toner
cartridges. Alternative drive means 50 can be used for transporting
fan-fold material 102 and 121 in the ascent mode only. A suitable
container for storing said material is positioned below the drive
means 50 with a card-slot 41 above the drive means 50.
[0493] The computer terminals 80 and 140 are intended for security
applications and are therefore sealed and include security features
to cause controlled shutdown through forced access and all programs
and stored data for originating and generating card-identifiers,
user-identifiers, site identifiers, date identifiers and
data-identifiers and including the card-type codes in the terminal
register are erased from memory rendering the terminals useless and
worthless. The said terminals are intended for electronic
registration and validation in post offices, retail outlets,
offices, terminus, airports, service stations and the like, and
therefore vary in type and size, with and without attendant
operation.
[0494] The devices described herein can be rearranged in suitable
casings to provide cabinets and consoles for identification
card-types and transaction card-types for use in automated teller
machines, airport check-in machines, transport dispensing machines,
security systems and the like. Small casing designs incorporating a
guide device 40 with a 1st-stop function as shown in the computer
terminal 140 may include telephone handsets, display screens,
keyboards, receivers and speakers for use as laptops, mobile phones
and video phones. In this portable form, the computer terminal 140
incorporates electrical components and integrated circuits for
independent operation and may include battery power as well as
mains power.
[0495] The card-design may be in the form of bank drafts and giro
forms, airline tickets and boarding cards, season tickets and
permits, licences and passports, visas, identity cards and medical
cards, electronic display cards for vehicle toll charging and
vehicle ignition cards, all of which are intended for electronic
registration at a computer terminal 80 on public counters and for
electronic validation at a computer terminal 140 in private homes
and offices including public buildings. The electronic registration
of excise cards may be displayed on vehicles for monitoring and
tracking on public highways.
* * * * *