U.S. patent number 10,115,268 [Application Number 13/842,709] was granted by the patent office on 2018-10-30 for systems and methods for integrated game play at payment-enabled terminals.
This patent grant is currently assigned to LINQ3 TECHNOLOGIES LLC. The grantee listed for this patent is LINQ3 TECHNOLOGIES LLC. Invention is credited to Daniel Cage, Roy Leach, David Tashjian.
United States Patent |
10,115,268 |
Cage , et al. |
October 30, 2018 |
Systems and methods for integrated game play at payment-enabled
terminals
Abstract
A game play system and methods for facilitating game play
purchases through a payment-enabled terminal store a plurality of
records of game play number sets associated with respective payment
card numbers. The association of game play number sets with
respective payment card numbers allows for substantially
"ticketless" lottery wagers, draws, scratch tickets, branded games,
and second change games, access to game play purchases beyond the
traditional manned lottery authority terminals, automatic
redemption by associating a winning game play with a payment card
number, and purchase of game plays using payment cards (e.g., debit
or credit cards) instead of cash.
Inventors: |
Cage; Daniel (Los Angeles,
CA), Tashjian; David (New York, NY), Leach; Roy (New
York, NY) |
Applicant: |
Name |
City |
State |
Country |
Type |
LINQ3 TECHNOLOGIES LLC |
New York |
NY |
US |
|
|
Assignee: |
LINQ3 TECHNOLOGIES LLC
(Atlanta, GA)
|
Family
ID: |
51529523 |
Appl.
No.: |
13/842,709 |
Filed: |
March 15, 2013 |
Prior Publication Data
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Document
Identifier |
Publication Date |
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US 20140274314 A1 |
Sep 18, 2014 |
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Current U.S.
Class: |
1/1 |
Current CPC
Class: |
G07F
17/3255 (20130101); G07F 17/329 (20130101) |
Current International
Class: |
A63F
13/00 (20140101); G07F 17/32 (20060101) |
Field of
Search: |
;463/17-31 ;235/380 |
References Cited
[Referenced By]
U.S. Patent Documents
Foreign Patent Documents
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WO 2004/004280 |
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Jan 2004 |
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WO |
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2008092034 |
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Jul 2008 |
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WO |
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2013026997 |
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Feb 2013 |
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WO |
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Other References
Resubmitted legible International Search Report for PCT/US14/22877
dated Nov. 20, 2014. cited by applicant .
Extended European search report dated Sep. 23, 2016 from co-pending
European application number. cited by applicant.
|
Primary Examiner: Ahmed; Masud
Attorney, Agent or Firm: Baker & McKenzie LLP
Claims
What is claimed is:
1. A processing system configured to: receive, from a transaction
terminal, identification information associated with a user,
wherein the receipt of the identification information is caused by
an identification transaction performed at the transaction
terminal; determine a game play set associated with the
identification information; determine gaming rules associated with
a jurisdiction for the transaction terminal, wherein the gaming
rules are provisioned in response to receiving a game play request
at the transaction terminal, wherein a first portion of the gaming
rules is provisioned at the transaction terminal, and wherein a
second portion of the gaming rules is provisioned by a remote
processing system not at the transaction terminal, and where the
gaming rules are provisioned substantially simultaneously to
receiving the game play request; determine, based on the gaming
rules, whether the user associated with the identification
information is eligible to participate in a game associated with
the jurisdiction; and in response to determining the user
associated with the identification information is eligible to
participate in the game associated with the jurisdiction, enable
participation of the game play set associated with the
identification information in the game associated with the
jurisdiction, wherein presentment of game-related content
associated with the game at the transaction terminal is controlled
by control data associated with the identification information, and
wherein the presentment of the game-related content associated with
the game at the transaction terminal is further based on an
attribute of the transaction terminal, wherein the attribute of the
transaction terminal further comprises a location of the
transaction terminal, and wherein first game-related content for a
particular game presented at a first transaction terminal
associated with a first location is different from second
game-related content for the particular game presented at a second
transaction terminal at a second location.
2. The processing system of claim 1, wherein participation of the
game play set associated with the identification information in the
game associated with the jurisdiction comprises ticketless
participation in the game.
3. The processing system of claim 1, wherein the identification
transaction comprises a payment transaction.
4. The processing system of claim 1, wherein the identification
information comprises payment information.
5. The processing system of claim 1, wherein the identification
transaction comprises a transaction other than a transaction for
purchase of the game play set.
6. The processing system of claim 5, further configured to:
determine whether a winning game play set exists in the game;
determine whether the winning game play set matches a game play set
participating in the game; in response to determining the winning
game play set matches the game play set associated with the
identification information, determine an account associated with
the identification information; and initiate payment to the
account.
7. The processing system of claim 1, further configured to:
determine whether a winning game play set exists in the game;
determine whether the winning game play set matches a game play set
participating in the game; in response to determining the winning
game play set matches the game play set associated with the
identification information, determine an account associated with
the identification information; and initiate payment to the
account, wherein the account is identified when the identification
transaction is performed at the transaction terminal.
8. The processing system of claim 1, wherein the game play set is
stored in a database.
9. The processing system of claim 1, wherein the game play set is
generated by a gaming operator.
10. The processing system of claim 1, wherein the game is presented
on the transaction terminal.
11. The processing system of claim 10, wherein content associated
with the game presented on a user interface of the transaction
terminal is at least partially directed or controlled by the
processing system.
12. The processing system of claim 1, wherein the identification
transaction comprises a contact transaction.
13. The processing system of claim 1, wherein the identification
transaction comprises a contactless transaction.
14. The processing system of claim 1, wherein the transaction
terminal is associated with a gas or fuel pump.
15. The processing system of claim 1, wherein the transaction
terminal comprises a point of sale terminal.
16. The processing system of claim 1, wherein the transaction
terminal comprises a grocery store terminal.
17. The processing system of claim 1, wherein the transaction
terminal comprises a self-service kiosk.
18. The processing system of claim 1, wherein the transaction
terminal comprises a mobile device.
19. The processing system of claim 1, wherein the game play set
comprises a lottery game play set.
20. The processing system of claim 1, wherein the processing system
is further configured to initiate or facilitate purchase of the
game play set.
21. The processing system of claim 1, wherein the attribute of the
transaction terminal further comprises a display capability of the
transaction terminal.
22. The processing system of claim 1, wherein the attribute of the
transaction terminal further comprises a capability of connecting
to a mobile network.
23. The processing system of claim 1, wherein logic for the
presentment of the game-related content is updated based on the
attribute of the transaction terminal.
24. The processing system of claim 1, wherein the presentment of
the game-related content is further based on a connection between
the processing system and the transaction terminal.
25. The processing system of claim 1, wherein logic for the
presentment of the game-related content is updated based on a
connection between the processing system and the transaction
terminal.
26. The processing system of claim 1, wherein the determination of
whether the user associated with the identification information is
eligible to participate in the game associated with the
jurisdiction is performed at at least one of the processing system
or the transaction terminal.
27. The processing system of claim 26, wherein the performance of
the determination of whether the user associated with the
identification information is eligible to participate in the game
associated with the jurisdiction at the at least one of the
processing system or the transaction terminal is further based on
at least one of the attribute of the transaction terminal or a
connection between the processing system and the transaction
terminal.
28. The processing system of claim 1, wherein determining whether
the user associated with the identification information is eligible
to participate in the game associated with the jurisdiction
comprises provisioning the gaming rules.
29. The processing system of claim 28, wherein the processing
system is further configured to receive a request to play the game
associated with the jurisdiction, wherein the provisioning of the
gaming rules is performed after receiving the request to play the
game.
30. The processing system of claim 28, wherein the gaming rules are
additionally provisioned by a payment system different from the
processing system.
31. The processing system of claim 30, wherein the processing
system is further configured to receive a request to purchase the
game associated with the jurisdiction, wherein the provisioning of
the gaming rules by the payment system is performed after receiving
the request to purchase the game.
32. The processing system of claim 1, wherein the identification
information is received via a communications exchange server.
33. A method comprising: receiving, from a transaction terminal,
identification information associated with a user, wherein the
receipt of the identification information is caused by an
identification transaction performed at the transaction terminal;
determining a game play set associated with the identification
information; determining gaming rules associated with a
jurisdiction for the transaction terminal, wherein the gaming rules
are provisioned in response to receiving a game play request at the
transaction terminal, wherein a first portion of the gaming rules
is provisioned at the transaction terminal, and wherein a second
portion of the gaming rules is provisioned by a remote processing
system not at the transaction terminal, and where the gaming rules
are provisioned substantially simultaneously to receiving the game
play request; determining, based on the gaming rules, whether the
user associated with the identification information is eligible to
participate in a game associated with the jurisdiction; and in
response to determining the user associated with the identification
information is eligible to participate in the game associated with
the jurisdiction, enabling participation of the game play set
associated with the identification information in the game
associated with the jurisdiction, wherein presentment of
game-related content associated with the game at the transaction
terminal is controlled by control data associated with the
identification information, and wherein the presentment of the
game-related content associated with the game at the transaction
terminal is further based on an attribute of the transaction
terminal, wherein the attribute of the transaction terminal further
comprises a location of the transaction terminal, and wherein first
game-related content for a particular game presented at a first
transaction terminal associated with a first location is different
from second game-related content for the particular game presented
at a second transaction terminal at a second location.
34. The method of claim 33, wherein participation of the game play
set associated with the identification information in the game
associated with the jurisdiction comprises ticketless participation
in the game.
35. The method of claim 33, wherein the identification transaction
comprises a payment transaction.
36. The method of claim 33, wherein the identification information
comprises payment information.
37. The method of claim 33, wherein the identification transaction
comprises a transaction other than a transaction for purchase of
the game play set.
38. The method of claim 33, further comprising: determining whether
a winning game play set exists in the game; determining whether the
winning game play set matches a game play set participating in the
game; in response to determining the winning game play set matches
the game play set associated with the identification information,
determining an account associated with the identification
information; and initiating payment to the account.
39. The method of claim 38, wherein the account is identified when
the identification transaction is performed at the transaction
terminal.
40. The method of claim 33, wherein the game play set is stored in
a database.
41. The method of claim 33, wherein the game play set is generated
by a gaming operator.
42. The method of claim 33, wherein the game is presented on the
transaction terminal.
43. The method of claim 42, further comprising directing or
controlling content associated with the game presented on a user
interface of the transaction terminal.
44. The method of claim 33, wherein the identification transaction
comprises a contact transaction.
45. The method of claim 33, wherein the identification transaction
comprises a contactless transaction.
46. The method of claim 33, wherein the transaction terminal is
associated with a gas or fuel pump.
47. The method of claim 33, wherein the transaction terminal
comprises a point of sale terminal.
48. The method of claim 33, wherein the transaction terminal
comprises a grocery store terminal.
49. The method of claim 33, wherein the transaction terminal
comprises a self-service kiosk.
50. The method of claim 33, wherein the transaction terminal
comprises a tablet.
51. The method of claim 33, wherein the transaction terminal
comprises a mobile device.
52. The method of claim 33, wherein the game play set comprises a
lottery game play set.
53. A method comprising: executing, at a transaction terminal, an
identification transaction performed by a user; receiving, at the
transaction terminal, identification information associated with
the user; transmitting, to a processing system, the identification
information associated with the user, wherein the processing
system: determines a game play set associated with the
identification information; determines gaming rules associated with
a jurisdiction for the transaction terminal, wherein the gaming
rules are provisioned in response to receiving a game play request
at the transaction terminal, wherein a first portion of the gaming
rules is provisioned at the transaction terminal, and wherein a
second portion of the gaming rules is provisioned by the processing
system, wherein the processing system is not at the transaction
terminal, and where the gaming rules are provisioned substantially
simultaneously to receiving the game play request; determines,
based on the gaming rules, whether the user associated with the
identification information is eligible to participate in a game
associated with the jurisdiction; and enabling, at the transaction
terminal, participation of the game play set associated with the
identification information in the game associated with the
jurisdiction, wherein presentment of game-related content
associated with the game at the transaction terminal is controlled
by control data associated with the identification information, and
wherein the presentment of the game-related content associated with
the game at the transaction terminal is further based on an
attribute of the transaction terminal, wherein the attribute of the
transaction terminal further comprises a location of the
transaction terminal, and wherein first game-related content for a
particular game presented at a first transaction terminal
associated with a first location is different from second
game-related content for the particular game presented at a second
transaction terminal at a second location.
54. The method of claim 53, wherein participation of the game play
set associated with the identification information in the game
associated with the jurisdiction comprises ticketless participation
in the game.
55. The method of claim 53, wherein the identification transaction
comprises a payment transaction.
56. The method of claim 53, wherein the identification transaction
comprises a transaction other than a transaction for purchase of
the game play set.
57. The method of claim 53, wherein the processing system is
further configured to: determine whether a winning game play set
exists in the game; determine whether the winning game play set
matches a game play set participating in the game; in response to
determining the winning game play set matches the game play set
associated with the identification information, determine an
account associated with the identification information; and
initiate payment to the account.
58. The method of claim 53, wherein the game play set is stored in
a database or is generated by a gaming operator.
59. The method of claim 53, wherein the identification transaction
comprises a contact or contactless transaction.
Description
TECHNICAL FIELD
This disclosure generally relates to game play systems for the sale
of, for example, sponsored lottery products, and, more
specifically, this disclosure relates to providing integrated game
play and sale of lottery products on payment-enabled terminals.
BACKGROUND
Various governments around the world allow lottery games to be
legalized within their borders. Legalization of lottery games and
other game plays is typically driven by the public support for this
style of entertainment. Currently, these games are presented
through specific manned terminals that connect to lottery
operators, or corporations responsible for running the games. The
player is provided a paper ticket of the game play or lottery play.
The paper ticket is a bearer instrument, in that the holder of the
paper ticket--whether the original purchaser or not--is entitled to
the winnings associated with that paper ticket.
While these games have proven to be popular, a large segment of the
population does not participate. This is due to many factors,
including the inconvenience of the manned terminals, the concern
over losing a ticket, and, more recently, the lack of cash to play
the games as many people prefer using payment cards for their
various purchases. In addition, due to regulatory restrictions, the
sale of lottery products is restricted to various
government-approved entities. These restrictions have created some
obstacles in bringing game play sales to a broader spectrum of sale
outlets. For example, existing sales solutions used in various sale
outlets are not appropriate for the sale of the lottery games (or
other game plays) because they lack assurances that the sale outlet
is located within the "borders" or restrictions of the government
regulating the lottery game.
SUMMARY
Disclosed herein are game play systems and methods for facilitating
a game play purchase by a user at a payment-enabled terminal. The
game play system may store a plurality of records of game play
number sets associated with respective payment card numbers; and
receive a payment card number associated with the user. The payment
card number may originate at the payment-enabled terminal and may
be identified when the user swipes its payment card at the
payment-enabled terminal. The game play system may also associate
the payment card number with a game play number set received from a
gaming operator. The game play system may further communicate to
the transaction database the payment card number and game play
number set for storage at the transaction database.
These and other advantages of the present disclosure will become
apparent to those skilled in the art from the following detailed
description, the accompanying drawings, and the appended
claims.
BRIEF DESCRIPTION OF THE DRAWINGS
FIG. 1A is a schematic diagram illustrating a game play system, in
accordance with the present disclosure;
FIG. 1B is a schematic diagram illustrating a game play system, in
accordance with the present disclosure;
FIG. 2A is a schematic diagram illustrating a game play system in
communication with a fuel payment system, in accordance with the
present disclosure;
FIG. 2B is a schematic diagram illustrating a game play system in
communication with a fuel pump system, in accordance with the
present disclosure;
FIG. 2C is a schematic diagram illustrating a game play system in
communication with a fuel pump system, in accordance with the
present disclosure;
FIG. 2D is a schematic diagram illustrating a game play system in
communication with a fuel pump system, in accordance with the
present disclosure;
FIG. 2E is a schematic diagram illustrating a game play system in
communication with a fuel pump system, in accordance with the
present disclosure;
FIG. 2F is a schematic diagram illustrating a game play system in
communication with a fuel pump system, in accordance with the
present disclosure;
FIG. 2G is a schematic diagram illustrating a game play system in
communication with a fuel pump system, in accordance with the
present disclosure;
FIG. 3A is a schematic diagram illustrating a game play system in
communication with a grocery payment system, in accordance with the
present disclosure;
FIG. 3B is a schematic diagram illustrating a game play system in
communication with a grocery payment system, in accordance with the
present disclosure;
FIG. 3C is a schematic diagram illustrating a game play system in
communication with a grocery payment system, in accordance with the
present disclosure;
FIG. 3D is a schematic diagram illustrating a game play system in
communication with a grocery payment system, in accordance with the
present disclosure;
FIG. 3E is a schematic diagram illustrating a game play system in
communication with a grocery payment system, in accordance with the
present disclosure;
FIG. 4A is a schematic diagram illustrating a game play system in
communication with a self-service grocery payment system, in
accordance with the present disclosure;
FIG. 4B is a schematic diagram illustrating a game play system in
communication with a self-service grocery payment system, in
accordance with the present disclosure;
FIG. 5 is a schematic diagram illustrating a game play system in
communication with an electronic tablet payment system, in
accordance with the present disclosure;
FIG. 6A is a schematic diagram illustrating a game play system in
communication with an electronic tablet payment system, in
accordance with the present disclosure;
FIG. 6B is a schematic diagram illustrating a game play system in
communication with a cloud-based embodiment of a electronic tablet
payment system, in accordance with the present disclosure;
FIG. 7 is a flow diagram illustrating a game play purchase in the
game play system, in accordance with the present disclosure;
and
FIG. 8 is a flow diagram illustrating automatic redemption of a
winning game play purchase in the game play system, in accordance
with the present disclosure.
DETAILED DESCRIPTION
The present disclosure provides a game play system and game play
methods to allow for game play (e.g., lottery play) purchases at a
variety of outlets while complying with various governmental
restrictions regulating game plays. Game plays may include various
types of games, including, but not limited to lottery wagers,
lottery draws, scratch tickets, virtual scratch tickets, branded
games, second chance games, etc. Thus, the game play system and
game play methods allow access for making game play purchases
beyond the traditional manned lottery authority terminals providing
paper tickets, although the game play system and game play methods
could also be used in the context of manned terminals. Indeed, the
game play system and game play methods allow for convenient, every
day access to game play purchases at various payment-enabled
terminals.
Further, the game play system and game play methods allow for a
substantially "ticketless" game play--or, a "ticketless" lottery
wager. Specially, the game play system and game play methods
provide for storing, managing, and redeeming of game play purchases
so that a user is not required to present a paper lottery ticket or
lottery bearer instrument to redeem winnings. Instead, a winning
game play is associated with the user's payment card number in
secure storage within the game play system, and winnings may be
automatically directed to an account associated with the user's
payment card and/or may be effected based on the user's payment
card number. In addition, the game play system and game play
methods allow for a user to purchase a game play using a payment
card (e.g., a debit or credit card) instead of cash. Similarly, the
game play system and game play methods allow for a user to purchase
a game play using a device carrying or providing payment card data
(e.g., an NFC-enabled user device).
As used herein, payment-enabled terminals may refer to a variety of
terminals and payment platforms, including, but not limited to,
swipe-enabled terminals, swipe-enabled point of sale (POS) systems,
Card Reader in Dispenser terminals (CRIND terminals),
payment-enabled "smart" devices (e.g., tablets, netbooks, mobile
devices, etc.), payment kiosks, self-service payment terminals,
automated teller machines (ATMs), "tap" payment platforms,
near-field communication payment platforms, proximity-based
communication payment platforms, barcode scan payment platforms,
cloud-enabled payment devices and interfaces, and cloud-enabled
point of sale platforms.
The game play system and game play methods disclosed herein allow
for seamless and integrated game play transactions to a user at a
payment-enabled terminal. The game play system and game play
methods link gaming partners and financial payment partners
together with a user at a payment-enabled terminal. In doing so,
the game play system and the game play methods allow for a user to
purchase a game play or lottery wager at the payment-enabled
terminal by receiving the request from the user, provisioning
various game play regulations to determine whether the request is
valid, effecting the financial transaction associated with the game
play purchase, providing information related to the game play
purchase to the user, effecting various automatic redemption
processes, notifying the user about winning plays, etc. Various
aspects, features, and functionality of the game play system and
the game play methods are discussed in further detail in
commonly-assigned U.S. patent application and Provisional patent
application Ser. Nos. 11/734,207, 13/280,196, 61/593,762,
61/696,533, 13/757,512, and 13/829,776, which are each herein
incorporated by reference for all purposes.
FIG. 1A is a schematic diagram illustrating a game play system 100
for facilitating a game play purchase by a user at a
payment-enabled terminal 103. The payment-enabled terminal 103 may
include a user interface 107, swipe 105, a pin pad (not shown), or
various peripherals. In an embodiment, the user interface 107 is a
touch screen.
The game play system 100 includes a game play data center 110
having a game play transaction database 112 for storing game play
records 114 and one or more game play transaction processing
servers 116 in communication with the transaction database 112. The
game play data center 110 is in communication with a gaming
operator 120 having one or more gaming operator servers 126. The
gaming operator servers 126 are operable to generate game play
number sets, and the transaction processing server 116 receives a
game play number set for a given game play transaction from the
gaming operator 120. In an embodiment, the gaming operator is part
of the game play system 100, and includes one or more gaming
operator servers 126 in communication with the game play
transaction processing servers 116 over an intersystem network 117.
In another embodiment, the gaming operator is located remotely from
the game play system 100 and is in communication with the game play
transaction processing servers 116 over a secure network connection
119. In either embodiment, the game play transaction processing
servers 116 are operable to receive information from the gaming
operator 120 and/or gaming operator servers 126 relating to a game
play transaction.
In some embodiments, the game play system 100 further comprises a
game play system payment processor 118 in communication with the
game play data center 110. The game play system payment processor
118 may conduct a financial transaction associated with the game
play purchase independent of a financial payment processor 130,
upon receiving communications from the game play transaction
processing servers 116 to that effect. In other embodiments, the
game play system 100 communicates with the financial payment
processor 130 to initiate a financial transaction associated with
the game play purchase.
Still referring to FIG. 1A, the game play system 100 may be in
communication with a payment-enabled terminal 103, a media server
160, an electronic payment host 140, and/or a financial payment
processor 130. The electronic payment host 140 may include a
payment host 142 and/or a payment network data center 144. The
media server 160 may include a media host 162 and/or a payment host
164.
For example, in an embodiment, the payment-enabled terminal 103 may
be a fuel pump payment interface in communication with a local
point of sale terminal (not shown), and the electronic payment host
140 may be a point of sale host. In an alternative embodiment, the
payment-enabled terminal 103 may be a fuel pump interface in
communication with the media server 160. The media server 160 may
further be in communication with the electronic payment host 140
and/or may be in communication with the financial payment processor
130. As another example, in an embodiment, the payment-enabled
terminal 103 may be an in-lane grocery point of sale terminal, and
the electronic payment host 140 may be an electronic payment system
host associated with the in-lane grocery point of sale system. As
another example, in an embodiment, the payment-enabled terminal 103
may be a self-serve grocery kiosk in connection with a grocery
local point of sale terminal, and the electronic payment host 140
may be an electronic payment system host associated with the
grocery store local point of sale terminal. As another example, in
an embodiment, the payment-enabled terminal 103 may be a
swipe-enabled electronic tablet in communication with a local
electronic tablet payment system server, and the electronic payment
host 140 may be a gateway associated with the local electronic
tablet payment system server.
Other interfaces and connectivity with fuel pump systems, grocery
payment systems, and electronic tablet payment systems are also
further described below, and the game play system may bypass an
electronic payment host 140 in certain embodiments. Indeed, any
payment-enabled device 103 that includes a user interface 107 and a
mechanism for determining a payment card number, that is connected,
generally speaking, to a payment network, may communicate with the
game play system 100. Game play purchases are, thus, possible
through a variety of payment-enabled devices 103.
The game play transaction processing servers 116 may receive a
payment card number associated with the user 101. The payment card
number originates at the payment-enabled terminal 103 and is
identified when the user 101 swipes its payment card at the
payment-enabled terminal 103 or when the payment card number is
otherwise determined (e.g., through a mobile "tap" or NFC
communication) at the payment-enabled terminal 103. The game play
transaction processing servers 116 may also associate the payment
card number with a game play number set received from a gaming
operator 120. The game play transaction processing servers 116 may
communicate the payment card number and game play number set to the
transaction database 112 for storage in records 114.
Still referring to FIG. 1A, the game play system 100 is operable to
effect ticketless game plays by associating the user's payment card
number with a game play number set. For example, the game play
transaction database 112 may store a plurality of records 114 of
game play number sets associated with respective payment card
numbers. The game play transaction processing servers 116 may
manage ticketless lottery transactions by associating, storing, and
referencing the plurality of records 114 of game play number sets
and their respective payment card numbers. The game play system 100
is also operable to effect automatic winner redemption by
initiating payment to an account tied to a payment card number
associated with a winning game play number set. The game play
system 100 may also manage second chance game plays based on the
plurality of records 114 of game play number sets associated with
respective payment card numbers stored at the transaction database
112. For example, the game play system 100 may reference the
plurality of records 114 to identify non-winning game play number
sets. The game play system 100 may then use a random number
generator (or other game play mechanism) to run a second chance
play for the users associated with the non-winning game play number
sets. The "winnings" for the second chance game play may include,
but is not limited to, a game play, a store promotion, or free
merchandise. For example, if a user purchased the game play at a
payment-enabled terminal associated with a particular store, then
the game play system may manage and run second chance game plays
for that store, and "winnings" for the second chance game play may
include a store promotion for that store.
A user 101 of the game play system 100 may use a credit card or
debit card to conduct the game play purchase. Thus, the payment
card number may be a credit card number or a debit card number.
Further, the connections between the various system elements may be
wired or wireless, and may also be cloud-based communications. For
example, in an embodiment shown in FIG. 1B, the game play system
100 is in communication with a cloud media server 160, cloud
e-commerce platform 140, and/or a cloud based financial payment
processor 130. The game play system 100 may also be cloud-based. A
transmitter-receiver 190 associated with the payment-enabled
terminal 103 may communicate with the various systems 100, 160,
140, and/or 130. Thus, the payment-enabled terminal 103 may receive
communications, instructions, data, content for display at the
payment-enabled terminal 103 over the cloud from the game play
system 100.
Referring back to FIG. 1A, the transaction database 112 is further
operable to store one or more sets of gaming rules associated with
respective jurisdictions, and the transaction processing servers
116 are operable to provision the gaming rules for a given game
play purchase. The game play transaction processing servers 116 may
further lookup a payment card number in the game play transaction
database to determine the eligible lottery transactions associated
with the payment card number. The transaction processing servers
116 may provision the gaming rules based a user's age, based on
payment card limits, based on responsible game play restrictions,
draw break buffers, and/or based on other time and day
restrictions. In some embodiments, the remote system associated
with the payment-enabled terminal 103 (or the payment-enabled
terminal itself) may provision all or a portion of the gaming rules
for the game play purchase in cooperation with the transaction
processing servers 116. The game play system 100 may provide
instructions for the provisioning of all or a portion of the gaming
rules to the remote system associated with the payment-enabled
terminal 103 (or to the payment-enabled terminal itself)
substantially in real-time. Thus, gaming rule provisioning may be
conducted wholly at the game play system 100, wholly at the remote
system associated with the payment-enabled terminal (or the
payment-enabled terminal itself) in communication with the game
play system 100, or at a combination of the game play system 100
and the remote system, depending on the payment-enabled terminal
capability and the connection between the payment-enabled terminal
103 and the game play system 100. Further, the gaming provisioning
may be done substantially in real-time, based on predetermined
logic or rules that are regularly updated, or a combination of
both, depending on the payment-enabled terminal capability and the
connection between the payment-enabled terminal 103 and the game
play system 100.
The game play system 100 may further direct or control the content
displayed at a user interface 107 of the payment-enabled terminal
103. Generally speaking, the presentment of content displayed at
the user interface 107 may be all or partially directed by the game
play system 100, or may be all or partially directed by the remote
system associated with the payment-enabled terminal 103, or may be
a combination of remote system presentment of content and game play
system 100 presentment of content, depending on the payment-enabled
terminal capability and the connection between the payment-enabled
terminal 103 and the game play system 100. Further, presenting
content to the user at the payment-enabled terminal 103 may be done
substantially in real-time, based on predetermined logic that is
regularly updated, or a combination of both, depending on the
payment-enabled terminal capability and the connection between the
payment-enabled terminal 103 and the game play system 100.
In an embodiment, the game play system 100 stores user-specific
administrative data, including, but not limited to, user
preferences for presentment of data at the user interface 107, game
play options, etc. In an embodiment, user-specific administrative
data is stored in the game play transaction database 112 and is
associated with respective payment card numbers, thereby allowing
for the game play system 100 to control content at the
payment-enabled terminal 103, on a user-specific basis, upon
receipt of a payment card number. The game play system 100 may
further be operable to manage the display of content at the
payment-enabled terminal 103 based on the user-specific
administrative data, depending on the payment-enabled terminal
capability and the connection between the payment-enabled terminal
103 and the game play system 100.
FIG. 2A is a schematic diagram illustrating a game play system 200
in communication with a fuel payment system 251. The game play
system 200 may include a game play data center 210 having a game
play transaction database 212 for storing game play records 214 and
one or more game play transaction processing servers 216 in
communication with the transaction database 212.
The game play data center 210 is in communication with a gaming
operator 220 having one or more gaming operator servers (see, e.g.,
FIG. 1A). The gaming operator servers are operable to generate game
play number sets, and the transaction processing server 216
receives a game play number set for a given game play transaction
from the gaming operator 220. In an embodiment, the gaming operator
is part of the game play system 200, and includes one or more
gaming operator servers in communication with the game play
transaction processing servers 216 over an intersystem network. In
another embodiment, the gaming operator 220 is located remotely
from the game play system 200 and is in communication with the game
play transaction processing servers 216 over a secure network
connection. In either embodiment, the game play transaction
processing servers 216 are operable to receive information from the
gaming operator 220 and/or gaming operator servers relating to a
game play transaction.
In some embodiments, the game play system 200 further comprises a
game play system payment processor 218 in communication with the
game play data center 210. The game play system payment processor
218 may conduct a financial transaction associated with the game
play purchase independent of the financial payment processor 230,
upon receiving communications from the game play transaction
processing servers 216 to that effect. In other embodiments, the
game play system 200 communicates with the financial payment
processor 230 to initiate a financial transaction associated with
the game play purchase.
The fuel payment system may include a fuel pump 208, a local point
of sale terminal 246, a point of sale host network 240, media
server 260, and/or a financial payment processor 230. The game play
system 200 may be in communication with the fuel pump 208, local
point of sale terminal 246, media server 260, point of sale host
network 240, and/or financial payment processor 230 directly or
indirectly through communication servers, gateways, or other hosts.
Thus, the transaction processing server 216 of the game play system
200 may receive the payment card number from a several parts of the
fuel pump system 251. The fuel pump 208 may include a
payment-enabled terminal 203, which may include a user interface
207 for interacting with a user 201, a swipe 205 for reading a user
payment card, and/or a pin pad 209. In alternative embodiments, the
payment-enabled terminal may include other kinds of swipe-enabled
terminals, swipe-enabled point of sale (POS) systems, Card Reader
in Dispenser terminals (CRIND terminals), payment-enabled "smart"
devices (e.g., tablets, netbooks, mobile devices, etc.), payment
kiosks, self-service payment terminals, automated teller machines
(ATMs), "tap" payment platforms, near-field communication payment
platforms, proximity-based communication payment platforms, barcode
scan payment platforms, cloud-enabled payment devices and
interfaces, and cloud-enabled point of sale platforms. Thus, the
payment card number may be identified when the user 201 swipes its
payment card at the fuel pump payment-enabled terminal 203 or when
a payment card number is otherwise determined (e.g., via "tap" of a
mobile device or NFC communication) at the payment-enabled terminal
203. In an embodiment, the user interface 207 comprises a media
screen. The user interface (media screen) 207 may display media
content guiding the user 201 through a game play purchase.
As discussed above in relation to FIGS. 1A and 1B, gaming rule
provisioning may be conducted wholly at the game play system 200,
wholly at the fuel payment system 251 associated with the
payment-enabled terminal 203 (or the payment-enabled terminal 203
itself), or at a combination of the game play system 200 and the
fuel payment system 251. Further, the gaming provisioning may be
done substantially in real-time, based on predetermined logic or
rules that are regularly updated, or a combination of both. The
game play system 200 may further direct or control the content
displayed at a user interface 207 of the payment-enabled terminal
203. Generally speaking, the presentment of content displayed at
the user interface 207 may be all or partially directed by the game
play system 200, or may be all or partially directed by the fuel
payment system 251 associated with the payment-enabled terminal
203, or may be a combination of fuel payment system 251 presentment
of content and game play system 200 presentment of content.
Further, presenting content to the user at the payment-enabled
terminal 203 may be done substantially in real-time, based on
predetermined logic that is regularly updated, or a combination of
both.
FIG. 2B is a schematic diagram illustrating a game play system 200
in communication with an embodiment of a fuel pump system 251. The
fuel pump system 251 includes a fuel pump 208, a local point of
sale terminal 246, a point of sale host network 240, and a
financial payment processor 230. The fuel pump 208 is in
communication with the local point of sale terminal 246, which is
in communication with the point of sale host network 240, which
communicates with the financial payment processor 230 to effect a
fuel pump payment transaction. The fuel pump system 251 further
includes a media-enabled electronic payment system 261. The
media-enabled electronic payment system 261 controls the user
interface 207 to conduct a payment transaction and/or to display
media content. In this embodiment, the user interface 207 is a
media screen. The media-enabled electronic payment system 261
includes a media host 262 in communication with a payment host 264.
The media host 262 displays and controls the media content
presented to the user 201 and also receives user inputs from the
swipe 205, pin pad 209, and the user interface 208, and the payment
host 264 effects a payment transaction.
The game play system 200 may communicate with the media server 260
to effect a game play purchase. The game play system 200 is
communication with the payment host 264 of the media payment system
260. The payment host 264 is in communication with the transaction
processing server 216. Thus, the transaction processing server 216
of the game play system 200 may receive the payment card number
from the payment host 264 of the media payment system 260.
Further, gaming rule provisioning may be conducted wholly at the
game play system 200, wholly at the media server 260, or at a
combination of the game play system 200 and the media server 260.
Further, the gaming provisioning may be done substantially in
real-time, based on predetermined logic or rules that are regularly
updated, or a combination of both. The game play system 200 may
further direct or control the content displayed at a user interface
207 of the payment-enabled terminal 203 through the media server
260. Generally speaking, the presentment of content displayed at
the user interface 207 may be all or partially directed by the game
play system 200, or may be all or partially directed by the media
server 260 associated with the payment-enabled terminal 203, or may
be a combination of media server 260 presentment of content and
game play system 200 presentment of content. Further, presenting
content to the user at the payment-enabled terminal 203 may be done
substantially in real-time, based on predetermined logic that is
regularly updated, or a combination of both.
FIG. 2C is a schematic diagram illustrating a game play system in
communication with another embodiment of a fuel pump system 251.
The fuel pump system 251 may include a fuel pump 208, a local point
of sale terminal 246, a point of sale data center 248, and a
financial payment processor 230 to effect a fuel pump payment
transaction. In some embodiments, the point of sale terminal 246 is
in direct communication with the financial payment processor 230,
bypassing a point of sale data center 248, to effect the
transaction. In such an embodiment, the game play system 200
receives the payment card number from the point of sale terminal
246 associated with the fuel pump 208 or the financial payment
processor 230. Accordingly, the game play transaction server may
receive the payment card number from the point of sale terminal 246
or the financial payment processor 230.
In other embodiments, the fuel pump 208 is in communication with
the local point of sale terminal 246, which is in communication
with the point of sale data center 248, which communicates with the
financial payment processor 230 to effect a fuel pump payment
transaction. The point of sale data center 248 may include a point
of sale host (not shown) and a communications exchange server 211.
In such embodiments, the game play system 200 receives the payment
card number from the communications exchange server 211 located at
a point of sale data center 248. Accordingly, the game play
transaction server may receive the payment card number from the
communications exchange server 211.
Thus game play system 200 may communicate with the point of sale
terminal 246, the financial payment processor 230, and/or the
communications exchange server 211 to effect a game play purchase.
The game play system 200 may also communicate with the financial
payment processor 230 or the game play system payment processor 218
to effect the game play purchase transaction.
Further, gaming rule provisioning may be conducted wholly at the
game play system 200; at one or more of the POS 246, communication
exchange server 211, and financial payment processor 230; or at a
combination of the game play system 200 and one or more of the POS
246, communication exchange server 211, and financial payment
processor 230. Further, the gaming provisioning may be done
substantially in real-time, based on predetermined logic or rules
that are regularly updated, or a combination of both. The game play
system 200 may further direct or control the content displayed at a
user interface 207 of the payment-enabled terminal 203 through one
or more of the POS 246, communication exchange server 211, and
financial payment processor 230. Generally speaking, the
presentment of content displayed at the user interface 207 may be
all or partially directed by the game play system 200, or may be
all or partially directed by one or more of the POS 246,
communication exchange server 211, and financial payment processor
230 associated with the payment-enabled terminal 203, or may be a
combination of one or more of the POS 246, communication exchange
server 211, and financial payment processor 230 presentment of
content and game play system 200 presentment of content. Further,
presenting content to the user at the payment-enabled terminal 203
may be done substantially in real-time, based on predetermined
logic that is regularly updated, or a combination of both.
FIG. 2D is a schematic diagram illustrating a game play system 200
in communication with another embodiment of a fuel pump system 251.
The fuel pump system 251 may include a fuel pump 208, a local point
of sale terminal 246, and a financial payment processor 230 to
effect a fuel pump payment transaction. The fuel pump may also
include a fuel pump server 213 in communication with the user
interface 207. In this embodiment, the user interface is a media
screen, and the media server 213 is operable to control display of
media content at the media screen and to receive user inputs at the
screen 207, swipe 205, and/or pin pad 209. The game play system 200
receives the payment card number from the fuel pump server 213 of
the gas pump 208. In particular, the game play transaction server
216 may receive the payment card number from the fuel pump server
213.
Thus game play system 200 may communicate with the fuel pump server
213 to effect a game play purchase. The game play system 200 may
also communicate with the financial payment processor 230 or the
game play system payment processor 218 to effect the game play
purchase transaction.
Further, gaming rule provisioning may be conducted wholly at the
game play system 200, wholly at the fuel pump server 213, or at a
combination of the game play system 200 and the media server 260.
Further, the gaming provisioning may be done substantially in
real-time, based on predetermined logic or rules that are regularly
updated, or a combination of both. The game play system 200 may
further direct or control the content displayed at a user interface
207 of the payment-enabled terminal 203 through the fuel pump
server 213. Generally speaking, the presentment of content
displayed at the user interface 207 may be all or partially
directed by the game play system 200, or may be all or partially
directed by the media server 260 associated with the
payment-enabled terminal 203, or may be a combination of fuel pump
server 213 presentment of content and game play system 200
presentment of content. Further, presenting content to the user at
the payment-enabled terminal 203 may be done substantially in
real-time, based on predetermined logic that is regularly updated,
or a combination of both.
FIG. 2E is a schematic diagram illustrating a game play system 200
in communication with another embodiment of a fuel pump system 251.
The fuel pump system 251 may include a fuel pump 208, a local point
of sale terminal 246, and a financial payment processor 230 to
effect a fuel pump payment transaction. The financial payment
processor may include a communications exchange server 215 in
communication with the game play system 200. The communications
exchange server 215 receives the user's payment card number from
the point of sale terminal 246, which receives the user's payment
card number from the payment-enabled terminal 203. The game play
system 200 receives the payment card number from the communications
exchange server 215 of the financial payment processor 230. In
particular, the game play transaction server 216 may receive the
payment card number from the communications exchange server 215 of
the financial payment processor 230.
Thus game play system 200 may communicate with the communications
exchange server 215 of the financial payment processor 230 to
effect a game play purchase. The game play system 200 may also
communicate with the financial payment processor 230 or the game
play system payment processor 218 to effect the game play purchase
transaction.
Further, gaming rule provisioning may be conducted wholly at the
game play system 200, wholly at the communications exchange server
215, or at a combination of the game play system 200 and the media
server 260. Further, the gaming provisioning may be done
substantially in real-time, based on predetermined logic or rules
that are regularly updated, or a combination of both. The game play
system 200 may further direct or control the content displayed at a
user interface 207 of the payment-enabled terminal 203 through the
communications exchange server 215. Generally speaking, the
presentment of content displayed at the user interface 207 may be
all or partially directed by the game play system 200, or may be
all or partially directed by the media server 260 associated with
the payment-enabled terminal 203, or may be a combination of
communications exchange server 215 presentment of content and game
play system 200 presentment of content. Further, presenting content
to the user at the payment-enabled terminal 203 may be done
substantially in real-time, based on predetermined logic that is
regularly updated, or a combination of both.
FIG. 2F is a schematic diagram illustrating a game play system 200
in communication with another embodiment of a fuel pump system 251.
The fuel pump system 251 may include a fuel pump 208, a local point
of sale terminal 246, and a centralized payment system 217 to
effect a fuel pump payment transaction. The centralized payment
system 217 may include a financial payment data center associated
with the fuel pump system and a financial payment processor. The
centralized payment system 217 is in communication with the game
play system 200. The centralized payment system 217 receives the
user's payment card number from the point of sale terminal 246,
which receives the user's payment card number from the
payment-enabled terminal 203. The game play system 200 receives the
payment card number from the centralized payment system 217. In
particular, the game play transaction server 216 may receive the
payment card number from the centralized payment system 217.
Thus game play system 200 may communicate with the centralized
payment system 217 of the financial payment processor 230 to effect
a game play purchase. The game play system 200 may also communicate
with the centralized payment system 217 or the game play system
payment processor 218 to effect the game play purchase
transaction.
Further, gaming rule provisioning may be conducted wholly at the
game play system 200, wholly at the centralized payment system 217,
or at a combination of the game play system 200 and the centralized
payment system 217. Further, the gaming provisioning may be done
substantially in real-time, based on predetermined logic or rules
that are regularly updated, or a combination of both. The game play
system 200 may further direct or control the content displayed at a
user interface 207 of the payment-enabled terminal 203 through the
centralized payment system 217. Generally speaking, the presentment
of content displayed at the user interface 207 may be all or
partially directed by the game play system 200, or may be all or
partially directed by the centralized payment system 217 associated
with the payment-enabled terminal 203, or may be a combination of
centralized payment system 217 presentment of content and game play
system 200 presentment of content. Further, presenting content to
the user at the payment-enabled terminal 203 may be done
substantially in real-time, based on predetermined logic that is
regularly updated, or a combination of both.
FIG. 2G is a schematic diagram illustrating a game play system 200
in communication with a cloud-based embodiment of a fuel pump
system 251. The fuel pump system 251 may include a fuel pump 208
and a transmitter-receiver 290. The transmitter-receiver 290 may
send and receive communications to and from a cloud-based media
server 260, a cloud e-commerce platform 240, and a financial
payment processor 230 to effect a fuel pump payment transaction.
The transmitter-receiver 290 may further be in communication with
the game play system 200. The game play system 200 may also be in
communication with the cloud-based media server 260, the cloud
e-commerce platform 240, and/or the financial payment processor
230.
The game play system 200 receives the payment card number from the
transmitter-receiver 290 either directly or indirectly through one
or more of the cloud media server 260, cloud e-commerce platform
240, and financial payment processor 230. Thus game play system 200
may communicate with the payment-enabled terminal 203 via the cloud
to effect a game play purchase.
FIG. 3A is a schematic diagram illustrating a game play system 300
in communication with a grocery payment system 352. The game play
system 300 may include a game play data center 310 having a game
play transaction database 312 for storing game play records 314 and
one or more game play transaction processing servers 316 in
communication with the transaction database 312.
The game play data center 310 is in communication with a gaming
operator 320 having one or more gaming operator servers (see, e.g.,
FIG. 1A). The gaming operator servers are operable to generate game
play number sets, and the transaction processing server 316
receives a game play number set for a given game play transaction
from the gaming operator 320. In an embodiment, the gaming operator
is part of the game play system 300, and includes one or more
gaming operator servers in communication with the game play
transaction processing servers 316 over an intersystem network. In
another embodiment, the gaming operator 320 is located remotely
from the game play system 300 and is in communication with the game
play transaction processing servers 316 over a secure network
connection. In either embodiment, the game play transaction
processing servers 316 are operable to receive information from the
gaming operator 320 and/or gaming operator servers relating to a
game play transaction.
In some embodiments, the game play system 300 further comprises a
game play system payment processor 318 in communication with the
game play data center 310. The game play system payment processor
318 may conduct a financial transaction associated with the game
play purchase independent of the financial payment processor 330,
upon receiving communications from the game play transaction
processing servers 316 to that effect. In other embodiments, the
game play system 300 communicates with the financial payment
processor 330 to initiate a financial transaction associated with
the game play purchase.
The grocery payment system may include a networked register 390,
payment-enabled terminal 303, an electronic payment system 355, and
a financial payment processor 330. The game play system 300 may be
in communication with the networked register 390, media server 360,
payment-enabled terminal 303, electronic payment system 355, and/or
financial payment processor 330 directly or indirectly through
communication servers, gateways, or other hosts. The media server
360 may include a media host 362 and/or a payment host 364.
Thus, the transaction processing server 316 of the game play system
300 may receive the payment card number from the grocery payment
system 352. The payment-enabled terminal 303 may include a user
interface 307 for interacting with a user 301 and swipe 305 for
reading a user payment card. Thus, the payment card number may be
identified when the user 301 swipes its payment card at the
payment-enabled terminal 303, or when a payment card number is
otherwise determined (e.g., via "tap" of a mobile device or NFC
communication) at the payment-enabled terminal 303. In an
embodiment, the payment-enabled terminal 303 is a local point of
sale terminal in the grocery store. The point of sale terminal may
further include a pin pad 309. In an embodiment, the user interface
307 comprises a media screen. The user interface (media screen) 307
may display media content guiding the user 301 through a game play
purchase. The media server 360 may control or direct the display of
media content at the user interface 307 and may also receive data
and information input by the user 301 at the interface 307, pin pad
309, and/or swipe 305.
As discussed above in relation to FIGS. 1A and 1B, gaming rule
provisioning may be conducted wholly at the game play system 300,
wholly at the fuel payment system 352 associated with the
payment-enabled terminal 303 (or the payment-enabled terminal 303
itself), or at a combination of the game play system 300 and the
fuel payment system 352. Further, the gaming provisioning may be
done substantially in real-time, based on predetermined logic or
rules that are regularly updated, or a combination of both. The
game play system 300 may further direct or control the content
displayed at a user interface 307 of the payment-enabled terminal
303. Generally speaking, the presentment of content displayed at
the user interface 307 may be all or partially directed by the game
play system 300, or may be all or partially directed by the fuel
payment system 352 associated with the payment-enabled terminal
303, or may be a combination of fuel payment system 352 presentment
of content and game play system 300 presentment of content.
Further, presenting content to the user at the payment-enabled
terminal 303 may be done substantially in real-time, based on
predetermined logic that is regularly updated, or a combination of
both.
FIG. 3B is a schematic diagram illustrating a game play system 300
in communication with an embodiment of the grocery payment system
352. In embodiment, the grocery store payment system 352 is an
in-lane grocery payment system.
The grocery payment system 352 includes a networked register 390,
payment-enabled terminal 303, an electronic payment system 355, and
a financial payment processor 330. The payment-enabled terminal 303
is in communication with an electronic payment system 355, which
communicates with a financial payment processor 330. The grocery
payment system 352 may further include a payment host 357
associated with the payment-enabled terminal 303. The payment host
357 may direct the display of transaction content on the user
interface 307 of the payment-enabled terminal 303. In an
embodiment, the user interface 307 is a media screen, and the host
357 directs the display of media transaction content on the media
screen.
The game play system 300 may communicate with the payment host 357
to effect a game play purchase by the user 301. The game play
system 300 may also communicate with the financial payment
processor 330 or the game play system payment processor 318 to
effect the game play purchase transaction. The game play system 300
is communication with the payment host 357. The payment host 357 is
in communication with the transaction processing server 316. Thus,
the transaction processing server 316 receives the payment card
number from the payment host 357. The transaction processing server
316 also may provide instructions to the payment host 357 for
directing the display of game-related content on the user interface
307.
Further, gaming rule provisioning may be conducted wholly at the
game play system 300, wholly at the payment host 357, or at a
combination of the game play system 300 and the payment host 357.
Further, the gaming provisioning may be done substantially in
real-time, based on predetermined logic or rules that are regularly
updated, or a combination of both. The game play system 300 may
further direct or control the content displayed at a user interface
307 of the payment-enabled terminal 303 through the payment host
357. Generally speaking, the presentment of content displayed at
the user interface 307 may be all or partially directed by the game
play system 300, or may be all or partially directed by the payment
host 357 associated with the payment-enabled terminal 303, or may
be a combination of payment host 357 presentment of content and
game play system 300 presentment of content. Further, presenting
content to the user at the payment-enabled terminal 303 may be done
substantially in real-time, based on predetermined logic that is
regularly updated, or a combination of both.
FIG. 3C is a schematic diagram illustrating a game play system 300
in communication with another embodiment of the grocery payment
system 352. The grocery payment system 352 includes a networked
register 390, payment-enabled terminal 303, a store server 358, an
electronic payment system 355, and a financial payment processor
330. The payment-enabled terminal 303 is in communication with the
store server 358, which communicates with an external electronic
payment system 355, which communicates with a financial payment
processor 330.
The game play system 300 may communicate with the in-store server
358 to effect a game play purchase by the user 301. In other
embodiments, the game play system 300 may communicate with the
electronic payment system 355 or the financial payment processor
330 to effect a game play purchase by the user 301. The game play
system 300 may also communicate with the financial payment
processor 330 or the game play system payment processor 318 to
effect the game play purchase transaction. The game play system 300
is communication with the in-store server 358. The in-store server
358 is in communication with the transaction processing server 316.
Thus, the transaction processing server 316 receives the payment
card number from the in-store server 358. Alternatively, the game
play system 300 may receive the payment card numbers from one or
more of the electronic payment system 355 and the financial payment
processor 330. The transaction processing server 316 also may
provide instructions to the in-store server 358 for directing the
display of game-related content on the user interface 307.
Further, gaming rule provisioning may be conducted wholly at the
game play system 300, wholly at the in-store server 358, or at a
combination of the game play system 300 and one or more of the
in-store server 358, the electronic payment system 355, and the
financial payment processor 330. Further, the gaming provisioning
may be done substantially in real-time, based on predetermined
logic or rules that are regularly updated, or a combination of
both. The game play system 300 may further direct or control the
content displayed at a user interface 307 of the payment-enabled
terminal 303 through one or more of the in-store server 358, the
electronic payment system 355, and the financial payment processor
330. Generally speaking, the presentment of content displayed at
the user interface 307 may be all or partially directed by the game
play system 300, or may be all or partially directed by one or more
of the in-store server 358, the electronic payment system 355, and
the financial payment processor 330 associated with the
payment-enabled terminal 303, or may be a combination of one or
more of the in-store server 358, the electronic payment system 355,
and the financial payment processor 330 presentment of content and
game play system 300 presentment of content. Further, presenting
content to the user at the payment-enabled terminal 303 may be done
substantially in real-time, based on predetermined logic that is
regularly updated, or a combination of both.
FIG. 3D is a schematic diagram illustrating a game play system in
communication with another embodiment of the grocery payment system
352. The grocery payment system 352 includes a networked register
390, payment-enabled terminal 303, an electronic payment system
355, an electronic payment system host 356, and a financial payment
processor 330. The payment-enabled terminal 303 is in communication
with the electronic payment system 355, which communicates with an
electronic payment system host 356, which communicates with a
financial payment processor 330.
The game play system 300 may communicate with the electronic
payment system host 356 or with the electronic payment system 355
to effect a game play purchase by the user 301. Thus, the game play
system 300 directs the game play purchase via the electronic
payment system host 356 or the electronic payment system 355. The
game play system 300 may also communicate with the financial
payment processor 330 or the game play system payment processor 318
to effect the game play purchase transaction. The game play system
300 is communication with the electronic payment system host 356 or
with the electronic payment system 355. The electronic payment
system host 356 is located remotely from and in communication with
the electronic payment system 355 associated with the in-lane
grocery payment system 352. The electronic payment system host 356
is in communication with the transaction processing server 316.
Thus, the transaction processing server 316 receives the payment
card number from the electronic payment system host 356 or from the
electronic payment system 355. The transaction processing server
316 also may provide instructions to the electronic payment system
host 356 or the electronic payment system 355 for directing the
display of game-related content on the user interface 307.
Further, gaming rule provisioning may be conducted wholly at the
game play system 300, wholly at one or more of the electronic
payment system host 356 or the electronic payment system 355, or at
a combination of the game play system 300 and one or more of the
electronic payment system host 356 or the electronic payment system
355. Further, the gaming provisioning may be done substantially in
real-time, based on predetermined logic or rules that are regularly
updated, or a combination of both. The game play system 300 may
further direct or control the content displayed at a user interface
307 of the payment-enabled terminal 303 through one or more of the
electronic payment system host 356 or the electronic payment system
355. Generally speaking, the presentment of content displayed at
the user interface 307 may be all or partially directed by the game
play system 300, or may be all or partially directed by one or more
of the electronic payment system host 356 or the electronic payment
system 355 associated with the payment-enabled terminal 303, or may
be a combination of one or more of the electronic payment system
host 356 or the electronic payment system 355 presentment of
content and game play system 300 presentment of content. Further,
presenting content to the user at the payment-enabled terminal 303
may be done substantially in real-time, based on predetermined
logic that is regularly updated, or a combination of both.
FIG. 3E is a schematic diagram illustrating a game play system 300
in communication with a cloud-based embodiment of a grocery payment
system 352. The grocery payment system 352 may include a register
390, payment enabled terminal 303, and a transmitter-receiver 390.
The transmitter-receiver 390 may send and receive communications to
and from a cloud-based media server 360, a cloud e-commerce
platform 340, and a financial payment processor 330 to effect a
grocery payment transaction. The transmitter-receiver 390 may
further be in communication with the game play system 300. The game
play system 300 may also be in communication with the cloud-based
media server 360, the cloud e-commerce platform 340, and/or the
financial payment processor 330.
The game play system 300 receives the payment card number from the
transmitter-receiver 390 either directly or indirectly through one
or more of the cloud media server 360, cloud e-commerce platform
340, and financial payment processor 330. Thus, game play system
300 may communicate with the payment-enabled terminal 303 via the
cloud to effect a game play purchase.
FIG. 4A is a schematic diagram illustrating a game play system in
communication with a self-service grocery payment system 453. The
game play system 400 may include a game play data center 410 having
a game play transaction database 412 for storing game play records
414 and one or more game play transaction processing servers 416 in
communication with the transaction database 412.
The game play data center 410 is in communication with a gaming
operator 420 having one or more gaming operator servers 426. The
gaming operator servers (see, e.g., FIG. 1A) are operable to
generate game play number sets, and the transaction processing
server 416 receives a game play number set for a given game play
transaction from the gaming operator 420. In an embodiment, the
gaming operator is part of the game play system 400, and includes
one or more gaming operator servers in communication with the game
play transaction processing servers 416 over an intersystem
network. In another embodiment, the gaming operator 420 is located
remotely from the game play system 400 and is in communication with
the game play transaction processing servers 416 over a secure
network connection. In either embodiment, the game play transaction
processing servers 416 are operable to receive information from the
gaming operator 420 and/or gaming operator servers relating to a
game play transaction.
In some embodiments, the game play system 400 further comprises a
game play system payment processor 418 in communication with the
game play data center 410. The game play system payment processor
418 may conduct a financial transaction associated with the game
play purchase independent of the financial payment processor 430,
upon receiving communications from the game play transaction
processing servers 416 to that effect. In other embodiments, the
game play system 400 communicates with the financial payment
processor 430 to initiate a financial transaction associated with
the game play purchase.
The self-service grocery payment system 453 may include a
payment-enabled terminal 403, an in-store point of sale 446, an
electronic payment system host 455, and financial payment processor
430. The self-service grocery payment system 453 may further
include a kiosk server 459 in communication with the user interface
407. In an embodiment, the user interface 407 is a media screen,
and the kiosk server 459 provides media content for display on the
media screen.
The payment-enabled terminal may be a self-service kiosk, and the
transaction processing server 416 may receive the payment card
number from the kiosk server 459 in communication with the self
service kiosk. In an embodiment, the kiosk server 459 is connected
with the self-service kiosk through a local grocery store network
491, and the transaction processing server 416 communicates with
the kiosk server 459 through a firewall 492 associated with the
local grocery store network 491.
Thus, the transaction processing server 416 of the game play system
400 may receive the payment card number from the kiosk server 459.
The payment-enabled terminal 403 may include a user interface 407
for interacting with a user 401 and swipe 405 for reading a user
payment card. Thus, the payment card number may be identified when
the user 401 swipes its payment card at the payment-enabled
terminal 403, or when a payment card number is otherwise determined
(e.g., via "tap" of a mobile device or NFC communication) at the
payment-enabled terminal 403. The payment-enabled terminal 403 may
further include a pin pad 409. In an embodiment, the user interface
407 comprises a media screen. The media screen may display media
content guiding the user 401 through a game play purchase, and the
media content may be received from the kiosk server 459 in
communication with the transaction processing server 416. The game
play system 400 may also be in communication with the POS 446,
e-payment system host 455 and/or the financial payment processor
430, and the game play transaction servers 416 may receive the
payment card number from any of the POS 446, e-payment system host
455 and/or the financial payment processor 430.
As discussed above in relation to FIGS. 1A and 1B, gaming rule
provisioning may be conducted wholly at the game play system 400,
wholly at the fuel payment system 453 associated with the
payment-enabled terminal 403 (or the payment-enabled terminal 403
itself), or at a combination of the game play system 400 and the
fuel payment system 453. Further, the gaming provisioning may be
done substantially in real-time, based on predetermined logic or
rules that are regularly updated, or a combination of both. The
game play system 400 may further direct or control the content
displayed at a user interface 407 of the payment-enabled terminal
403. Generally speaking, the presentment of content displayed at
the user interface 407 may be all or partially directed by the game
play system 400, or may be all or partially directed by the fuel
payment system 453 associated with the payment-enabled terminal
403, or may be a combination of fuel payment system 453 presentment
of content and game play system 400 presentment of content.
Further, presenting content to the user at the payment-enabled
terminal 403 may be done substantially in real-time, based on
predetermined logic that is regularly updated, or a combination of
both.
FIG. 4B is a schematic diagram illustrating a game play system 300
in communication with a cloud-based embodiment of a kiosk system
453. The kiosk system 453 may include a kiosk with user interface
407, payment enabled terminal 403, store server 459, and/or a
transmitter-receiver 490. The transmitter-receiver 490 may send and
receive communications to and from a cloud-based media server 460,
a cloud e-commerce platform 440, and a financial payment processor
430 to effect a grocery payment transaction. The
transmitter-receiver 490 may further be in communication with the
game play system 400. The game play system 400 may also be in
communication with the cloud-based media server 460, the cloud
e-commerce platform 440, and/or the financial payment processor
430.
The game play system 400 receives the payment card number from the
transmitter-receiver 490 either directly or indirectly through one
or more of the cloud media server 460, cloud e-commerce platform
440, and financial payment processor 430. Thus, game play system
400 may communicate with the payment-enabled terminal 403 via the
cloud to effect a game play purchase.
FIG. 5 is a schematic diagram illustrating a game play system in
communication with an electronic tablet payment system 570. The
game play system 500 may include a game play data center 510 having
a game play transaction database 512 for storing game play records
514 and one or more game play transaction processing servers 516 in
communication with the transaction database 512.
The game play data center 540 is in communication with a gaming
operator 520 having one or more gaming operator servers (see, e.g.
FIG. 1A). The gaming operator servers are operable to generate game
play number sets, and the transaction processing server 516
receives a game play number set for a given game play transaction
from the gaming operator 520. In an embodiment, the gaming operator
is part of the game play system 500, and includes one or more
gaming operator servers in communication with the game play
transaction processing servers 516 over an intersystem network. In
another embodiment, the gaming operator 520 is located remotely
from the game play system 500 and is in communication with the game
play transaction processing servers 516 over a secure network
connection. In either embodiment, the game play transaction
processing servers 516 are operable to receive information from the
gaming operator 520 and/or gaming operator servers relating to a
game play transaction.
In some embodiments, the game play system 500 further comprises a
game play system payment processor 518 in communication with the
game play data center 510. The game play system payment processor
518 may conduct a financial transaction associated with the game
play purchase independent of the financial payment processor 530,
upon receiving communications from the game play transaction
processing servers 516 to that effect. In other embodiments, the
game play system 500 communicates with the financial payment
processor 530 to initiate a financial transaction associated with
the game play purchase.
The electronic tablet payment system 570 may include a
payment-enabled terminal 503, local tablet server 572, a gateway
594, and financial payment processor 530. The local tablet server
572 is in communication with the user interface 507 of the
payment-enabled terminal 503. In an embodiment, the payment-enabled
terminal 503 comprises an electronic tablet 571 and a swipe 505.
The payment-enabled terminal 503 may further comprise a pin pad
509. In an embodiment, the user interface 507 is a media screen,
and the local tablet server 572 provides media content for display
on the media screen.
The transaction processing server 516 may receive the payment card
number from the local tablet server 572 in communication with the
electronic tablet 571. In an embodiment, the local tablet server
572 is connected with the electronic tablet 571 through a local
network, and the transaction processing server 516 communicates
with the local tablet server 572. Thus, the transaction processing
server 516 may receive the payment card number from the electronic
tablet payment system 570. The transaction processing server 516
may receive the payment card number from the swipe enabled terminal
503, the local server 572, the gateway 594, and/or the financial
payment processor 530.
Thus, the transaction processing server 516 of the game play system
500 may receive the payment card number from the local tablet
server 572. The payment-enabled terminal 503 may include a user
interface 507 for interacting with a user 501 and swipe 505 for
reading a user payment card. Thus, the payment card number may be
identified when the user 501 swipes its payment card at the
payment-enabled terminal 503, or when a payment card number is
otherwise determined (e.g., via "tap" of a mobile device or NFC
communication) at the payment-enabled terminal 503. The media
screen may display media content guiding the user 501 through a
game play purchase, and the media content may be received from the
local tablet server 572 in communication with the transaction
processing server 516.
As discussed above in relation to FIGS. 1A and 1B, gaming rule
provisioning may be conducted wholly at the game play system 500,
wholly at the fuel payment system 570 associated with the
payment-enabled terminal 503 (or the payment-enabled terminal 503
itself), or at a combination of the game play system 500 and the
fuel payment system 570. Further, the gaming provisioning may be
done substantially in real-time, based on predetermined logic or
rules that are regularly updated, or a combination of both. The
game play system 500 may further direct or control the content
displayed at a user interface 507 of the payment-enabled terminal
503. Generally speaking, the presentment of content displayed at
the user interface 507 may be all or partially directed by the game
play system 500, or may be all or partially directed by the fuel
payment system 570 associated with the payment-enabled terminal
503, or may be a combination of fuel payment system 570 presentment
of content and game play system 500 presentment of content.
Further, presenting content to the user at the payment-enabled
terminal 503 may be done substantially in real-time, based on
predetermined logic that is regularly updated, or a combination of
both.
FIG. 6A is a schematic diagram illustrating a game play system 600
in communication with an electronic tablet payment system 680. The
game play system 600 may include a game play data center 610 having
a game play transaction database 612 for storing game play records
614 and one or more game play transaction processing servers 616 in
communication with the transaction database 612.
The game play data center 610 is in communication with a gaming
operator 620 having one or more gaming operator servers (see, e.g.,
FIG. 1A). The gaming operator servers are operable to generate game
play number sets, and the transaction processing server 616
receives a game play number set for a given game play transaction
from the gaming operator 620. In an embodiment, the gaming operator
is part of the game play system 600, and includes one or more
gaming operator servers in communication with the game play
transaction processing servers 616 over an intersystem network. In
another embodiment, the gaming operator 620 is located remotely
from the game play system 600 and is in communication with the game
play transaction processing servers 616 over a secure network
connection. In either embodiment, the game play transaction
processing servers 616 are operable to receive information from the
gaming operator 620 and/or gaming operator servers relating to a
game play transaction.
In some embodiments, the game play system 600 further comprises a
game play system payment processor 618 in communication with the
game play data center 610. The game play system payment processor
618 may conduct a financial transaction associated with the game
play purchase independent of the financial payment processor 630,
upon receiving communications from the game play transaction
processing servers 616 to that effect. In other embodiments, the
game play system 600 communicates with the financial payment
processor 630 to initiate a financial transaction associated with
the game play purchase.
The electronic tablet payment system 680 may include a
payment-enabled terminal 603, gateway 694, financial payment
processor 630, and local tablet server 682. The local tablet server
682 is in communication with the user interface 607 of the
payment-enabled terminal 603. In an embodiment, the payment-enabled
terminal 603 comprises an electronic tablet 681 and a swipe 605. In
an embodiment, the user interface 607 is a media screen, and the
local tablet server 682 provides media content for display on the
media screen.
The transaction processing server 616 may receive the payment card
number from the electronic tablet 681 in communication with the
local tablet server 682. In an embodiment, the local tablet server
682 is connected with the electronic tablet 671 through a local
network, and the transaction processing server 616 communicates
with the electronic tablet 681. Thus, the transaction processing
server 616 may receive the payment card number from the electronic
tablet 681. In other embodiments, the transaction processing server
616 may receive the payment card number from the gateway 694 or
financial payment processor 630.
Thus, the transaction processing server 616 of the game play system
600 may receive the payment card number from the electronic tablet
system 680. The payment-enabled terminal 603 may include a user
interface 607 for interacting with a user 601 and swipe 605 for
reading a user payment card. Thus, the payment card number may be
identified when the user 601 swipes its payment card at the
payment-enabled terminal 603, or when a payment card number is
otherwise determined (e.g., via "tap" of a mobile device or NFC
communication) at the payment-enabled terminal 603. The media
screen may display media content guiding the user 601 through a
game play purchase, and the media content may be provided to the
electronic tablet 681 by the local tablet server 682, the game play
transaction processing server 616, or a combination of both.
As discussed above in relation to FIGS. 1A and 1B, gaming rule
provisioning may be conducted wholly at the game play system 600,
wholly at the fuel payment system 680 associated with the
payment-enabled terminal 603 (or the payment-enabled terminal 603
itself), or at a combination of the game play system 600 and the
fuel payment system 680. Further, the gaming provisioning may be
done substantially in real-time, based on predetermined logic or
rules that are regularly updated, or a combination of both. The
game play system 600 may further direct or control the content
displayed at a user interface 607 of the payment-enabled terminal
603. Generally speaking, the presentment of content displayed at
the user interface 607 may be all or partially directed by the game
play system 600, or may be all or partially directed by the fuel
payment system 680 associated with the payment-enabled terminal
603, or may be a combination of fuel payment system 680 presentment
of content and game play system 600 presentment of content.
Further, presenting content to the user at the payment-enabled
terminal 603 may be done substantially in real-time, based on
predetermined logic that is regularly updated, or a combination of
both.
FIG. 6B is a schematic diagram illustrating a game play system 600
in communication with a cloud-based embodiment of a electronic
tablet payment system 680. The electronic tablet payment system 680
may include a kiosk with user interface 607, payment enabled
terminal 603, local server 682, and/or a transmitter-receiver 690.
The transmitter-receiver 690 may send and receive communications to
and from a cloud-based media server 660, a cloud e-commerce
platform 640, and a financial payment processor 630 to effect a
grocery payment transaction. The transmitter-receiver 690 may
further be in communication with the game play system 600. The game
play system 600 may also be in communication with the cloud-based
media server 660, the cloud e-commerce platform 640, and/or the
financial payment processor 630.
The game play system 600 receives the payment card number from the
transmitter-receiver 690 either directly or indirectly through one
or more of the cloud media server 460, cloud e-commerce platform
640, and financial payment processor 630. Thus, game play system
600 may communicate with the payment-enabled terminal 603 via the
cloud to effect a game play purchase.
FIG. 7 is a flow diagram illustrating a game play purchase process
700 in the game play system. The game play purchase is made by a
user at a payment-enabled terminal. The game play purchase process
700 may include receiving, at a game play transaction processing
server, a game play purchase request (action 702). The game play
purchase request may include a payment card number.
The game play purchase process 700 may also include determining a
game play number set in response to the game play purchase request
(action 704). The determining may further include requesting a game
play number set (action 706) from a gaming operator and receiving
the game play number set (action 708) from the gaming operator.
Thus, determining the game play number set may include receiving
the game play number set from a remote gaming operator.
Alternatively, the determining the game play number set may include
generating the game play number set at one or more gaming operator
servers in communication with the game play transaction processing
server over a local network. Thus, the determining may be done
locally at a gaming operator server in communication with the game
play transaction processing server.
The game play purchase process 700 may also include associating, at
the transaction processing server, the payment card number with the
game play number set (action 710). The game play purchase process
700 may also include storing, at a game play transaction database,
the associated payment card number and game play number set (action
712).
The receiving (action 702) may include receiving the game play
purchase request may include receiving the payment card number from
a fuel pump system; receiving the payment card number from a
grocery payment system; and/or receiving the payment card number
from an electronic tablet payment system.
The game play purchase process 700 may further include determining,
at the transaction processing server, gaming rules associated with
a jurisdiction associated with the payment-enabled terminal by
referencing gaming rules stored in the transaction database. The
game play purchase 700 process may further include provisioning the
gaming rules after receiving the game play purchase request. (Not
shown.) The provisioning may include administering age, payment
card, responsible game play, and/or time restrictions.
The game play purchase process 700 may allow for effecting
ticketless game plays by associating the payment card number with
the game play number set. The game play purchase process 700 may
also allow for managing ticketless game plays by storing the
plurality of records of game play number sets associated with
respective payment card numbers at the transaction database. The
game play purchase process 700 may also allow for effecting
automatic winner redemption by initiating payment to an account
associated with a payment card number associated with a winning
game play number set. Further, the game play purchase process 700
may allow for managing second chance game plays based on the
plurality of records of game play number sets associated with
respective payment card numbers stored at the transaction database.
Pre-registration is not required for second chance games, as the
second chance player may be associated with its payment card
number. The payment card number used in the game play purchase
process 700 may be a credit or debit card number.
Various aspects, features, and functionality relating to game play
purchases in the game play system and/or using the game play
methods are discussed in further detail in commonly-assigned U.S.
patent application and Provisional patent application Ser. Nos.
11/734,207, 13/280,196, 61/593,762, 61/696,533, 13/757,512, and
13/829,776, which are each herein incorporated by reference for all
purposes.
FIG. 8 is a flow diagram illustrating an automatic redemption
process 800 for a winning game play purchase in the game play
system. The automatic redemption process 800 may include
determining, at a game play transaction processing server, one or
more winning game play number sets (action 802). The automatic
redemption process 800 may further include querying a game play
transaction database for the one or more winning game play number
sets (action 804). The game play transaction database includes a
plurality of records of game play number sets associated with
respective payment card numbers.
The automatic redemption process 800 may further include
determining whether a winner exists (action 806). For example, if a
record in the plurality of records of game play number sets
associated with respective payment card numbers matches the one or
more winning game play number sets, a winner is determined (YES),
and the automatic redemption process 800 may further include
determining a payment card number associated with the matching
record (action 808), and initiating a redemption payment using the
payment card number (action 810). Initiating a redemption payment
(action 810) may include initiating payment to an account
associated with the payment card number. If a record in the
plurality of records of game play number sets associated with
respective payment card numbers does not match the one or more
winning game play number sets, a winner is not determined (NO), and
the process 800 ends for a particular gaming instance. The process
800 may be repeated for other gaming instances--for example, other
games in a given jurisdiction, other dates, other jurisdictions,
etc.
Various aspects, features, and functionality relating to redemption
in the game play system and/or using the game play methods are
discussed in further detail in commonly-assigned U.S. patent
application and Provisional patent application Ser. Nos.
11/734,207, 13/280,196, 61/593,762, 61/696,533, 13/757,512, and
13/829,776, which are each herein incorporated by reference for all
purposes.
While various embodiments in accordance with the disclosed
principles have been described above, it should be understood that
they have been presented by way of example only, and are not
limiting. Thus, the breadth and scope of the invention(s) should
not be limited by any of the above-described exemplary embodiments,
but should be defined only in accordance with the claims and their
equivalents issuing from this disclosure. Furthermore, the above
advantages and features are provided in described embodiments, but
shall not limit the application of such issued claims to processes
and structures accomplishing any or all of the above
advantages.
Additionally, the section headings herein are provided for
consistency with the suggestions under 37 C.F.R. 1.77 or otherwise
to provide organizational cues. These headings shall not limit or
characterize the invention(s) set out in any claims that may issue
from this disclosure. Specifically and by way of example, although
the headings refer to a "Technical Field," such claims should not
be limited by the language chosen under this heading to describe
the so-called technical field. Further, a description of a
technology in the "Background" is not to be construed as an
admission that technology is prior art to any invention(s) in this
disclosure. Neither is the "Summary" to be considered as a
characterization of the invention(s) set forth in issued claims.
Furthermore, any reference in this disclosure to "invention" in the
singular should not be used to argue that there is only a single
point of novelty in this disclosure. Multiple inventions may be set
forth according to the limitations of the multiple claims issuing
from this disclosure, and such claims accordingly define the
invention(s), and their equivalents, that are protected thereby. In
all instances, the scope of such claims shall be considered on
their own merits in light of this disclosure, but should not be
constrained by the headings herein.
* * * * *