Joa; David
Patent Applications and Registrations
Patent applications and USPTO patent grants for Joa; David.The latest application filed is for "predicting economic conditions".
Company Profile
6.75.117
- Joa; David - Pacifica CA
- Joa; David - San Francisco CA
- Joa; David - San Bruno CA
- Joa; David - Irvine CA
- Joa; David - Charlotte NC US
- Joa; David - Irving CA
Patent Activity
| Patent | Date |
|---|---|
| Interactive lineage mapping system Grant 11,256,701 - Bendel , et al. February 22, 2 | 2022-02-22 |
| Predicting economic conditions Grant 11,127,025 - Bendel , et al. September 21, 2 | 2021-09-21 |
| Predicting economic conditions Grant 11,127,026 - Bendel , et al. September 21, 2 | 2021-09-21 |
| Predicting Economic Conditions App 20200226624 - Bendel; Timothy J. ; et al. | 2020-07-16 |
| Predicting Economic Conditions App 20200219115 - Bendel; Timothy J. ; et al. | 2020-07-09 |
| Interactive Lineage Mapping System App 20200210435 - Bendel; Timothy J. ; et al. | 2020-07-02 |
| Predicting economic conditions Grant 10,643,225 - Bendel , et al. | 2020-05-05 |
| Predicting economic conditions Grant 10,636,045 - Bendel , et al. | 2020-04-28 |
| System for mending through automated processes Grant 10,049,155 - Neela , et al. August 14, 2 | 2018-08-14 |
| System For Analyzing Resource Utilization, Inflow And Outflow App 20170345093 - Joa; David ; et al. | 2017-11-30 |
| Predicting economic conditions Grant 9,741,048 - Bendel , et al. August 22, 2 | 2017-08-22 |
| System For Mending Through Automated Processes App 20170206272 - Neela; Raghuram ; et al. | 2017-07-20 |
| Predicting Economic Conditions App 20170178161 - Bendel; Timothy J. ; et al. | 2017-06-22 |
| Predicting Economic Conditions App 20170178160 - Bendel; Timothy J. ; et al. | 2017-06-22 |
| Predicting economic conditions Grant 9,639,897 - Bendel , et al. May 2, 2 | 2017-05-02 |
| Inter-system Data Forensics App 20170011100 - Greenway; Ryan M. ; et al. | 2017-01-12 |
| Inter-system Data Forensics App 20170011228 - Greenway; Ryan M. ; et al. | 2017-01-12 |
| Inter-system data forensics Grant 9,524,397 - Greenway , et al. December 20, 2 | 2016-12-20 |
| Automatically updating account information Grant 9,508,057 - Joa , et al. November 29, 2 | 2016-11-29 |
| Predicting Economic Conditions App 20160260114 - Bendel; Timothy J. ; et al. | 2016-09-08 |
| Predicting Economic Conditions App 20160247234 - Bendel; Timothy J. ; et al. | 2016-08-25 |
| Account Review Trigger Feature App 20160180454 - Yeri; Naveen G. ; et al. | 2016-06-23 |
| System for Analyzing Patterns App 20160063520 - Ghosh; Debashis ; et al. | 2016-03-03 |
| System for Repository Database App 20160048867 - Joa; David ; et al. | 2016-02-18 |
| System for Repository Database App 20160048562 - Joa; David ; et al. | 2016-02-18 |
| Automated teller machine ("ATM") dynamic keypad Grant 9,196,111 - Newman , et al. November 24, 2 | 2015-11-24 |
| Environmental adjustments using biometrics Grant 9,135,419 - Newman , et al. September 15, 2 | 2015-09-15 |
| Anonymous Electronic Payment System App 20150254660 - Allison, JR.; Thayer S. ; et al. | 2015-09-10 |
| Comprehensive Exposure Revenue Analytics App 20150170066 - Pawar; Samir B. ; et al. | 2015-06-18 |
| Macro-Economic Indicator System App 20150170168 - Neela; Raghuram ; et al. | 2015-06-18 |
| Comprehensive Exposure Network Analysis App 20150170076 - Pawar; Samir B. ; et al. | 2015-06-18 |
| Entity Identification and Association App 20150154615 - Pawar; Samir B. ; et al. | 2015-06-04 |
| Customer-defined Account Management Rules For Improved Linked Financial Institution Account Management App 20150134511 - Ghosh; Debashis ; et al. | 2015-05-14 |
| Merchant Tracking And Analysis Tool App 20150073977 - Ghosh; Debashis ; et al. | 2015-03-12 |
| Biometric authentication for video communication sessions Grant 8,931,071 - Newman , et al. January 6, 2 | 2015-01-06 |
| Authentication Systems, Operations, Processing, And Interactions App 20140321719 - Newman; Kurt D. ; et al. | 2014-10-30 |
| System for optimizing social networking Grant 8,874,674 - Allison , et al. October 28, 2 | 2014-10-28 |
| Financial transaction data profile Grant 8,862,512 - Joa , et al. October 14, 2 | 2014-10-14 |
| Micro Segments Optimization Engine App 20140257933 - Joa; David ; et al. | 2014-09-11 |
| Segment Assignment Optimization Engine App 20140257932 - Joa; David ; et al. | 2014-09-11 |
| Intelligent Personal Finance Tracking Engine App 20140258023 - Joa; David ; et al. | 2014-09-11 |
| Automatically Updating Account Information App 20140244482 - Joa; David ; et al. | 2014-08-28 |
| Electronic mail analysis and processing Grant 8,805,937 - Bendel , et al. August 12, 2 | 2014-08-12 |
| Trigger data quality monitor Grant 8,805,730 - Yeri , et al. August 12, 2 | 2014-08-12 |
| Reward Decision Engine App 20140164089 - Joa; David ; et al. | 2014-06-12 |
| Identifying potential customers using payment information Grant 8,751,342 - Krein , et al. June 10, 2 | 2014-06-10 |
| Authorized custodian verification Grant 8,749,347 - Newman , et al. June 10, 2 | 2014-06-10 |
| Authentication systems, operations, processing, and interactions Grant 8,693,737 - Newman , et al. April 8, 2 | 2014-04-08 |
| Financial account related trigger feature for risk mitigation Grant 8,688,572 - Shao , et al. April 1, 2 | 2014-04-01 |
| Business customer community hub Grant 8,688,578 - Nagarajan , et al. April 1, 2 | 2014-04-01 |
| Bank card authorization with balance indicator Grant 8,682,785 - Ghosh , et al. March 25, 2 | 2014-03-25 |
| Offset optimization system Grant 8,645,245 - Ghosh , et al. February 4, 2 | 2014-02-04 |
| Apparatus and methods for verifying a credit applicant's income that enhance a credit applicant's experience Grant 8,645,264 - Allison , et al. February 4, 2 | 2014-02-04 |
| Financial Account Related Trigger Feature For Offering Service Discounts App 20130325574 - JOA; DAVID ; et al. | 2013-12-05 |
| User Retention Trigger Feature App 20130325713 - Yeri; Naveen G. ; et al. | 2013-12-05 |
| Providing Offers In Response To Determination Of Triggers App 20130325604 - YERI; NAVEEN G. ; et al. | 2013-12-05 |
| Financial Account Related Trigger Feature For Triggering Offers Based On Financial Information App 20130325598 - Shao; Yanghong ; et al. | 2013-12-05 |
| System For Optimizing Social Networking App 20130325946 - Allison, JR.; Thayer S. ; et al. | 2013-12-05 |
| Automated Bill Payment System App 20130325707 - Joa; David ; et al. | 2013-12-05 |
| Providing Policy Education Based On Triggers App 20130325697 - ALLISON, JR.; THAYER S. ; et al. | 2013-12-05 |
| Financial Account Related Trigger Feature For Detecting Changes In Financial Ratios App 20130325699 - Yeri; Naveen G. ; et al. | 2013-12-05 |
| Financial Account Related Trigger Feature For Risk Mitigation App 20130325698 - Shao; Yanghong ; et al. | 2013-12-05 |
| Account Review Trigger Feature App 20130325599 - Yeri; Naveen G. ; et al. | 2013-12-05 |
| Trigger Data Quality Monitor App 20130325674 - Yeri; Naveen G. ; et al. | 2013-12-05 |
| Production And Maintenance Feature For Account Related Triggers App 20130325679 - Yeri; Naveen G. ; et al. | 2013-12-05 |
| Trigger Feature For Increasing Transaction Depth And Account Breadth App 20130325716 - Yeri; Naveen G. ; et al. | 2013-12-05 |
| Biometric Authentication For Video Communication Sessions App 20130305337 - Newman; Kurt D. ; et al. | 2013-11-14 |
| Financial account related trigger feature for detecting changes in financial ratios Grant 8,583,550 - Yeri , et al. November 12, 2 | 2013-11-12 |
| Apparatus and methods for facts based trading Grant 8,566,217 - Ghosh , et al. October 22, 2 | 2013-10-22 |
| Integration of facial recognition into cross channel authentication Grant 8,558,663 - Newman , et al. October 15, 2 | 2013-10-15 |
| Utilization of digit sequences for biometric authentication Grant 8,550,339 - Newman , et al. October 8, 2 | 2013-10-08 |
| Gift Card Exchange Marketplace App 20130254074 - JOA; David ; et al. | 2013-09-26 |
| Gift Card Credit Exchange App 20130254086 - JOA; David ; et al. | 2013-09-26 |
| Lateness migration model Grant 8,527,403 - Shao , et al. September 3, 2 | 2013-09-03 |
| Investment strategy system Grant 8,504,458 - Lai , et al. August 6, 2 | 2013-08-06 |
| Physical item security: tracking device activation Grant 8,502,644 - Newman , et al. August 6, 2 | 2013-08-06 |
| Biometric authentication for video communication sessions Grant 8,489,887 - Newman , et al. July 16, 2 | 2013-07-16 |
| Using User Expressions Of Interest To Deepen User Relationship App 20130179254 - Joa; David ; et al. | 2013-07-11 |
| Building And Using An Intelligent Logical Model Of Effectiveness Of Marketing Actions App 20130179255 - Joa; David ; et al. | 2013-07-11 |
| Identity authentication system for controlling egress of an individual visiting a facility Grant 8,442,277 - Newman , et al. May 14, 2 | 2013-05-14 |
| Market dynamics Grant 8,417,561 - Ghosh , et al. April 9, 2 | 2013-04-09 |
| Student prospects assessment system Grant 8,386,319 - Banerjee , et al. February 26, 2 | 2013-02-26 |
| Analyzing news content information Grant 8,359,362 - Bendel , et al. January 22, 2 | 2013-01-22 |
| Aggregation of customer transaction data Grant 8,346,661 - Allison, Jr. , et al. January 1, 2 | 2013-01-01 |
| Economic intelligence Grant 8,306,894 - Newman , et al. November 6, 2 | 2012-11-06 |
| Unstructured data integration with a data warehouse Grant 8,290,951 - Joa , et al. October 16, 2 | 2012-10-16 |
| On Demand Information Network App 20120254053 - Joa; David ; et al. | 2012-10-04 |
| Transaction recurrence engine Grant 8,260,645 - Banerjee , et al. September 4, 2 | 2012-09-04 |
| Geo-Enabled Access Control App 20120198570 - Joa; David ; et al. | 2012-08-02 |
| Community hub review Grant 8,219,499 - Nagarajan , et al. July 10, 2 | 2012-07-10 |
| Facility access integrated with other security systems Grant 8,207,815 - Newman , et al. June 26, 2 | 2012-06-26 |
| Identity database bureau Grant 8,200,708 - Ghosh , et al. June 12, 2 | 2012-06-12 |
| Information banking Grant 8,181,858 - Carter , et al. May 22, 2 | 2012-05-22 |
| Comprehensive Exposure Analysis System And Method App 20120029956 - Ghosh; Debashis ; et al. | 2012-02-02 |
| Determinations relating to resource distribution Grant 8,095,460 - Ghosh , et al. January 10, 2 | 2012-01-10 |
| Electronic Mail Analysis and Processing App 20110320541 - Bendel; Timothy J. ; et al. | 2011-12-29 |
| Analyzing News Content Information App 20110320543 - Bendel; Timothy J. ; et al. | 2011-12-29 |
| Analyzing Social Networking Information App 20110320542 - Bendel; Timothy J. ; et al. | 2011-12-29 |
| Information Banking App 20110313872 - Carter; Samuel Jeff ; et al. | 2011-12-22 |
| Marketing incentive program Grant 8,073,732 - Ghosh , et al. December 6, 2 | 2011-12-06 |
| Anonymous Electronic Payment System App 20110282788 - Allison, JR.; Thayer S. ; et al. | 2011-11-17 |
| Mobile Commerce System App 20110270618 - Banerjee; Sudeshna ; et al. | 2011-11-03 |
| Community Rewards App 20110246279 - Joa; David ; et al. | 2011-10-06 |
| Merchant-based Community Rewards App 20110246272 - Joa; David ; et al. | 2011-10-06 |
| Authentication methods for use in financial transactions and information banking Grant 8,028,896 - Carter , et al. October 4, 2 | 2011-10-04 |
| Aggregation Of Customer Transaction Data App 20110238538 - Allison, JR.; Thayer S. ; et al. | 2011-09-29 |
| Carbon Footprint Determinations App 20110213690 - Ghosh; Debashis ; et al. | 2011-09-01 |
| Identification Of Customers And Use Of Virtual Accounts App 20110213710 - Newman; Kurt D. ; et al. | 2011-09-01 |
| Banking Center Community Display App 20110213658 - Joa; David ; et al. | 2011-09-01 |
| Bank Based Advertising System App 20110213665 - Joa; David ; et al. | 2011-09-01 |
| Customer And Purchase Identification Based Upon A Scanned Biometric Of A Customer App 20110213709 - Newman; Kurt D. ; et al. | 2011-09-01 |
| Financial Transaction Data Profile App 20110208588 - Joa; David ; et al. | 2011-08-25 |
| Leveraging Demographic Data for Advertising Purposes App 20110208586 - JOA; David ; et al. | 2011-08-25 |
| Environmental Adjustments Using Biometrics App 20110187500 - Newman; Kurt D. ; et al. | 2011-08-04 |
| Leveraging of Financial Transaction Data App 20110191166 - JOA; David ; et al. | 2011-08-04 |
| Delinquency Migration Model App 20110184777 - Shao; Yanghong ; et al. | 2011-07-28 |
| Advertising During a Transaction App 20110166931 - JOA; David ; et al. | 2011-07-07 |
| Identifying Potential Customers using Payment Information App 20110166977 - KREIN; Mark ; et al. | 2011-07-07 |
| Leveraging Customer Information to Create and Utilize Financial Networks App 20110166911 - NEWMAN; Kurt ; et al. | 2011-07-07 |
| Identifying Potential Customers using Payment Information App 20110166976 - KREIN; Mark ; et al. | 2011-07-07 |
| Advertising During a Transaction App 20110166924 - JOA; David ; et al. | 2011-07-07 |
| Prediction Market Systems and Methods App 20110145038 - Ghosh; Misha ; et al. | 2011-06-16 |
| Systems and Methods for Generating Results Based Upon User Input and Preferences App 20110099191 - Ghosh; Debashis ; et al. | 2011-04-28 |
| Analyzing Patterns within Transaction Data App 20110082718 - Ghosh; Debashis ; et al. | 2011-04-07 |
| Offset Optimization System App 20100299250 - Ghosh; Debashis ; et al. | 2010-11-25 |
| Economic Intelligence Forecast App 20100274630 - Newman; Kurt ; et al. | 2010-10-28 |
| Financial Institute-implemented Account Management System App 20100274718 - Ghosh; Debashis ; et al. | 2010-10-28 |
| Economic Intelligence App 20100274699 - Newman; Kurt ; et al. | 2010-10-28 |
| Customer-defined Account Management Rules For Improved Linked Financial Institution Account Management App 20100274687 - Ghosh; Debashis ; et al. | 2010-10-28 |
| Transaction Recurrence Engine App 20100250338 - Banerjee; Sudeshna ; et al. | 2010-09-30 |
| Conducting Customized Market Surveys with Transactional Data App 20100241573 - Joa; David ; et al. | 2010-09-23 |
| Determinations Relating To Resource Distribution App 20100235271 - Ghosh; Debashis ; et al. | 2010-09-16 |
| Offset optimization system Grant 7,792,727 - Ghosh , et al. September 7, 2 | 2010-09-07 |
| Identity Database Bureau App 20100169386 - Ghosh; Debashis ; et al. | 2010-07-01 |
| Facility Access Integrated With Other Security Systems App 20100156591 - Newman; Kurt D. ; et al. | 2010-06-24 |
| Bank Card Authorization With Balance Indicator App 20100114724 - Ghosh; Debashis ; et al. | 2010-05-06 |
| Mining Public Media For Consumer Response Information App 20100114659 - Newman; Kurt D. ; et al. | 2010-05-06 |
| Apparatus And Methods For Verifying A Credit Applicant's Income That Enhance A Credit Applicant's Experience App 20100106638 - Allison; Thayer ; et al. | 2010-04-29 |
| Offset Optimization System App 20100100476 - Ghosh; Debashis ; et al. | 2010-04-22 |
| Apparatus And Methods For Facts Based Trading App 20100076904 - Ghosh; Debashis ; et al. | 2010-03-25 |
| Business Performance Measurements App 20100076812 - Ghosh; Debashis ; et al. | 2010-03-25 |
| Market Dynamics App 20100076813 - Ghosh; Debashis ; et al. | 2010-03-25 |
| Wireless Number Risk Scores For Use With Mobile Payments App 20100070405 - Joa; David ; et al. | 2010-03-18 |
| Activity Based Credit Card Limit Assignment App 20090299886 - Newman; Kurt D. ; et al. | 2009-12-03 |
| Transaction Control Methods For Use In Financial Transactions And Information Banking App 20090157454 - Carter; Samuel Jeff ; et al. | 2009-06-18 |
| Authentication Methods For Use In Financial Transactions And Information Banking App 20090152343 - Carter; Samuel Jeff ; et al. | 2009-06-18 |
| Information Banking And Monetization Of Personal Information App 20090157560 - Carter; Samuel Jeff ; et al. | 2009-06-18 |
| Integration Of Facial Recognition Into Cross Channel Authentication App 20090140838 - Newman; Kurt D. ; et al. | 2009-06-04 |
| Adjusted Net Income App 20090063311 - Allison, JR.; Thayer S. ; et al. | 2009-03-05 |
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