To: | Mark Hanna (dsteinman@kelrun.com) |
Subject: | U.S. Trademark Application Serial No. 88606252 - DIRECT HOME REWARDS - N/A |
Sent: | December 16, 2019 12:19:55 PM |
Sent As: | ecom108@uspto.gov |
Attachments: | Attachment - 1 Attachment - 2 Attachment - 3 Attachment - 4 Attachment - 5 Attachment - 6 Attachment - 7 Attachment - 8 Attachment - 9 Attachment - 10 Attachment - 11 Attachment - 12 Attachment - 13 Attachment - 14 Attachment - 15 Attachment - 16 Attachment - 17 Attachment - 18 Attachment - 19 Attachment - 20 Attachment - 21 Attachment - 22 Attachment - 23 Attachment - 24 Attachment - 25 Attachment - 26 Attachment - 27 Attachment - 28 Attachment - 29 Attachment - 30 Attachment - 31 Attachment - 32 Attachment - 33 Attachment - 34 Attachment - 35 Attachment - 36 |
United States Patent and Trademark Office (USPTO)
Office Action (Official Letter) About Applicant’s Trademark Application
U.S. Application Serial No. 88606252
Mark: DIRECT HOME REWARDS
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Correspondence Address: KELL, ALTERMAN & RUNSTEIN, L.L.P.
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Applicant: Mark Hanna
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Reference/Docket No. N/A
Correspondence Email Address: |
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NONFINAL OFFICE ACTION
The USPTO must receive applicant’s response to this letter within six months of the issue date below or the application will be abandoned. Respond using the Trademark Electronic Application System (TEAS). A link to the appropriate TEAS response form appears at the end of this Office action.
Issue date: December 16, 2019
The referenced application has been reviewed by the assigned trademark examining attorney. Applicant must respond timely and completely to the issue(s) below. 15 U.S.C. §1062(b); 37 C.F.R. §§2.62(a), 2.65(a); TMEP §§711, 718.03.
Section 2(e)(1) Refusal – Mark is Merely Descriptive
Registration is refused because the applied-for mark merely describes a feature or purpose of applicant’s services. Trademark Act Section 2(e)(1), 15 U.S.C. §1052(e)(1); see TMEP §§1209.01(b), 1209.03 et seq.
In this case, applicant has applied to register the mark DIRECT HOME REWARDS for “Banking services” in International Class 36. The determination of whether a mark is merely descriptive is made in relation to an applicant’s services, not in the abstract. DuoProSS Meditech Corp. v. Inviro Med. Devices, Ltd., 695 F.3d 1247, 1254, 103 USPQ2d 1753, 1757 (Fed. Cir. 2012); In re Digital Research Inc., 4 USPQ2d 1242, 1243-44 (TTAB 1987) (finding CONCURRENT PC-DOS and CONCURRENT DOS merely descriptive of “computer programs recorded on disk” where the relevant trade used the denomination “concurrent” as a descriptor of a particular type of operating system).
“Whether consumers could guess what the product [or service] is from consideration of the mark alone is not the test.” In re Am. Greetings Corp., 226 USPQ 365, 366 (TTAB 1985).
The attached Internet evidence from Merriam Webster Dictionary shows the wording DIRECT means “stemming immediately from a source.” The attached Internet evidence from bankrate.com, capital.com, and intelligenteconomist.com also shows the wording DIRECT is commonly used in connection with banking services to mean that a consumer is borrowing money directly from financial markets, instead of using a third-party services to do so. Meanwhile, applicant is providing “banking services,” as specified in the identification. Therefore, when applied to the respective services, the wording DIRECT immediately informs consumers that they can borrow money directly from applicant as a feature of applicant’s services.
The attached Internet evidence also shows that the wording HOME REWARDS is commonly used in applicant’s industry to describes the incentive program for home mortgages. For example, Lakeview Loan Servicing makes available “Lakeview Home Rewards” as “an exclusive offering to shoppers who are in the market to purchase a home. This unique program offers you a tailored, end-to-end customer service experience, and offers a reward of up to $6500 mailed to your home once the loan is closed.” Logix Smart Banking “is pleased to offer a Home Rewards solution. This program will pair you with a participating real estate agent to guide you every step of the way. When you enroll and utilize the Home Rewards program to buy or sell your home, you’ll earn a credit at closing!.” Therefore, consumers who view the wording HOME REWARDS in connection with applicant’s “banking services” will see the wording as immediately describing that such services feature an incentive program, e.g., a rebate from real estate agents’ commission after the sale closes.
When combined, the wording DIRECT HOME REWARDS immediately informs consumers that they can borrow money directly from applicant and receive an incentive reward. The words DIRECT and HOME REWARDS are therefore individually descriptive of a feature or purpose of applicant’s services, and the composite result remains descriptive. Generally, if the individual components of a mark retain their descriptive meaning in relation to the services, the combination results in a composite mark that is itself descriptive and not registrable. In re Fat Boys Water Sports LLC, 118 USPQ2d 1511, 1516 (TTAB 2016) (citing In re Tower Tech, Inc., 64 USPQ2d 1314, 1317-18 (TTAB (2002)); TMEP §1209.03(d); see, e.g., Apollo Med. Extrusion Techs., Inc. v. Med. Extrusion Techs., Inc., 123 USPQ2d 1844, 1851 (TTAB 2017) (holding MEDICAL EXTRUSION TECHNOLOGIES merely descriptive of medical extrusion goods produced by employing medical extrusion technologies); In re Cannon Safe, Inc., 116 USPQ2d 1348, 1351 (TTAB 2015) (holding SMART SERIES merely descriptive of metal gun safes); In re King Koil Licensing Co., 79 USPQ2d 1048, 1052 (TTAB 2006) (holding THE BREATHABLE MATTRESS merely descriptive of beds, mattresses, box springs, and pillows).
Only where the combination of descriptive terms creates a unitary mark with a unique, incongruous, or otherwise nondescriptive meaning in relation to the services is the combined mark registrable. See In re Colonial Stores, Inc., 394 F.2d 549, 551, 157 USPQ 382, 384 (C.C.P.A. 1968); In re Positec Grp. Ltd., 108 USPQ2d 1161, 1162-63 (TTAB 2013). In this case, both the individual components and the composite result are descriptive of applicant’s services and do not create a unique, incongruous, or nondescriptive meaning in relation to the services. Specifically, the term DIRECT describes to consumers that they can borrow money directly from applicant, and the terms HOME REWARDS merely describe the incentive program for home mortgages. When combined, the wording DIRECT HOME REWARDS immediately informs consumers that applicant’s banking services feature direct lending and an incentive reward program.
Accordingly, because the applied-for mark DIRECT HOME REWARDS is merely descriptive of the applicant’s services, registration is refused under Trademark Act Section 2(e)(1).
Advisory - Supplemental Register is Currently Unavailable
If applicant files an acceptable allegation of use and also amends to the Supplemental Register, the application effective filing date will be the date applicant met the minimum filing requirements under 37 C.F.R. §2.76(c) for an amendment to allege use. TMEP §§816.02, 1102.03; see 37 C.F.R. §2.75(b). In addition, the undersigned trademark examining attorney will conduct a new search of the USPTO records for conflicting marks based on the later application filing date. TMEP §§206.01, 1102.03.
(1) Use of the registration symbol ® with the registered mark in connection with the designated goods and/or services, which provides public notice of the registration and potentially deters third parties from using confusingly similar marks.
(2) Inclusion of the registered mark in the USPTO’s database of registered and pending marks, which will (a) make it easier for third parties to find it in trademark search reports, (b) provide public notice of the registration, and thus (c) potentially deter third parties from using confusingly similar marks.
(3) Use of the registration by a USPTO trademark examining attorney as a bar to registering confusingly similar marks in applications filed by third parties.
(4) Use of the registration as a basis to bring suit for trademark infringement in federal court, which, although more costly than state court, means judges with more trademark experience, often faster adjudications, and the opportunity to seek an injunction, actual damages, and attorneys’ fees and costs.
(5) Use of the registration as a filing basis for a trademark application for registration in certain foreign countries, in accordance with international treaties.
See 15 U.S.C. §§1052(d), 1091, 1094; J. Thomas McCarthy, McCarthy on Trademarks & Unfair Competition §§19:33, 19:37 (rev. 4th ed. Supp. 2017).
TEAS PLUS OR TEAS REDUCED FEE (TEAS RF) APPLICANTS – TO MAINTAIN LOWER FEE, ADDITIONAL REQUIREMENTS MUST BE MET, INCLUDING SUBMITTING DOCUMENTS ONLINE: Applicants who filed their application online using the lower-fee TEAS Plus or TEAS RF application form must (1) file certain documents online using TEAS, including responses to Office actions (see TMEP §§819.02(b), 820.02(b) for a complete list of these documents); (2) maintain a valid e-mail correspondence address; and (3) agree to receive correspondence from the USPTO by e-mail throughout the prosecution of the application. See 37 C.F.R. §§2.22(b), 2.23(b); TMEP §§819, 820. TEAS Plus or TEAS RF applicants who do not meet these requirements must submit an additional processing fee of $125 per class of goods and/or services. 37 C.F.R. §§2.6(a)(1)(v), 2.22(c), 2.23(c); TMEP §§819.04, 820.04. However, in certain situations, TEAS Plus or TEAS RF applicants may respond to an Office action by authorizing an examiner’s amendment by telephone or e-mail without incurring this additional fee.
How to respond. Click to file a response to this nonfinal Office action.
/Miroslav Novakovic/
Miroslav Novakovic, Esq.
Trademark Examining Attorney
United States Patent & Trademark Office
Law Office 108
Office: (571) 272-2866
Email: miroslav.novakovic@uspto.gov
RESPONSE GUIDANCE