To: | Impac Mortgage Holdings, Inc. (alan.kaufman@nelsonmullins.com) |
Subject: | U.S. Trademark Application Serial No. 88499839 - EFECTIVOYA - 60023/09018 |
Sent: | August 28, 2019 06:14:10 PM |
Sent As: | ecom117@uspto.gov |
Attachments: | Attachment - 1 Attachment - 2 Attachment - 3 Attachment - 4 |
United States Patent and Trademark Office (USPTO)
Office Action (Official Letter) About Applicant’s Trademark Application
U.S. Application Serial No. 88499839
Mark: EFECTIVOYA
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Correspondence Address: |
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Applicant: Impac Mortgage Holdings, Inc.
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Reference/Docket No. 60023/09018
Correspondence Email Address: |
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THE USPTO MUST RECEIVE APPLICANT’S RESPONSE TO THIS LETTER WITHIN SIX (6) MONTHS OF THE ISSUE DATE BELOW OR THE APPLICATION WILL BE ABANDONED. RESPOND USING THE TRADEMARK ELECTRONIC APPLICATION SYSTEM (TEAS). A LINK TO THE APPROPRIATE TEAS RESPONSE FORM APPEARS AT THE END OF THIS OFFICE ACTION.
Issue date: August 28, 2019
The referenced application has been reviewed by the assigned trademark examining attorney.
Applicant should note the following issues with this application:
(1) Registration is refused on the ground that the applied-for mark is likely to be confused with the mark CASH NOW in U.S. Registration No. 2817007; and
(2) An English translation of the mark is required.
Applicant must respond timely and completely to these two issues. 15 U.S.C. §1062(b); 37 C.F.R. §§2.62(a), 2.65(a); TMEP §§711, 718.03.
SECTION 2(d) REFUSAL – LIKELIHOOD OF CONFUSION
Trademark Act Section 2(d) bars registration of an applied-for mark that is so similar to a registered mark that it is likely consumers would be confused, mistaken, or deceived as to the commercial source of the services of the parties. See 15 U.S.C. §1052(d). Likelihood of confusion is determined on a case-by-case basis by applying the factors set forth in In re E. I. du Pont de Nemours & Co., 476 F.2d 1357, 1361, 177 USPQ 563, 567 (C.C.P.A. 1973) (called the “du Pont factors”). In re i.am.symbolic, llc, 866 F.3d 1315, 1322, 123 USPQ2d 1744, 1747 (Fed. Cir. 2017). Only those factors that are “relevant and of record” need be considered. M2 Software, Inc. v. M2 Commc’ns, Inc., 450 F.3d 1378, 1382, 78 USPQ2d 1944, 1947 (Fed. Cir. 2006) (citing Shen Mfg. Co. v. Ritz Hotel Ltd., 393 F.3d 1238, 1241, 73 USPQ2d 1350, 1353 (Fed. Cir. 2004)); see In re Inn at St. John’s, LLC, 126 USPQ2d 1742, 1744 (TTAB 2018).
Although not all du Pont factors may be relevant, there are generally two key considerations in any likelihood of confusion analysis: (1) the similarities between the compared marks and (2) the relatedness of the compared services. See In re i.am.symbolic, llc, 866 F.3d at 1322, 123 USPQ2d at 1747 (quoting Herbko Int’l, Inc. v. Kappa Books, Inc., 308 F.3d 1156, 1164-65, 64 USPQ2d 1375, 1380 (Fed. Cir. 2002)); Federated Foods, Inc. v. Fort Howard Paper Co.,544 F.2d 1098, 1103, 192 USPQ 24, 29 (C.C.P.A. 1976) (“The fundamental inquiry mandated by [Section] 2(d) goes to the cumulative effect of differences in the essential characteristics of the [services] and differences in the marks.”); TMEP §1207.01.
For the reasons set forth below, the examining attorney submits that there is a likelihood of confusion between applicant’s mark EFECTIVOYA for “mortgage lending services” in International Class 36, and registrant’s mark:
In this case, applicant offers “mortgage lending services.” A “mortgage lender” is “a financial institution which provides money to borrowers for mortgages.” Collins English Dictionary, http://www.collinsdictionary.com/dictionary/english/mortgage-lender. Registrant provides “money lending.” Thus, both applicant and registrant’s services involve providing money to others.
Moreover, registrant’s “money lending” services are not limited to any particular field, and thus it must be presumed that registrant provides money to borrowers for mortgages. Consequently, registrant’s services are broad enough to include applicant’s services, meaning that the services at issue are considered legally identical. See, e.g., In re i.am.symbolic, llc, 127 USPQ2d 1627, 1629 (TTAB 2018) (citing Tuxedo Monopoly, Inc. v.Gen. Mills Fun Grp., Inc., 648 F.2d 1335, 1336, 209 USPQ 986, 988 (C.C.P.A. 1981); Inter IKEA Sys. B.V. v. Akea, LLC, 110 USPQ2d 1734, 1745 (TTAB 2014); Baseball Am. Inc. v. Powerplay Sports Ltd., 71 USPQ2d 1844, 1847 n.9 (TTAB 2004)).
As such, consumer confusion as to the source of the services being provided is likely since applicant’s services are identical to the registrant’s services.
COMPARISON OF THE TRADE CHANNELS
Neither the application nor the registration contains any limitations regarding trade channels for the services. Because applicant and registrant offer identical services, absent restrictions in the application and/or registration, the identified services are “presumed to travel in the same channels of trade to the same class of purchasers.” In re Viterra Inc., 671 F.3d 1358, 1362, 101 USPQ2d 1905, 1908 (Fed. Cir. 2012) (quoting Hewlett-Packard Co. v. Packard Press, Inc., 281 F.3d 1261, 1268, 62 USPQ2d 1001, 1005 (Fed. Cir. 2002)).
As such, the trade channels of applicant’s and registrant’s services overlap.
COMPARISON OF THE MARKS
Applicant’s mark is comprised of the Spanish wording “efectivo ya.” Spanish is a common, modern language in the United States. See In re Aquamar, Inc., 115 USPQ2d 1122. The Spanish word “efectivo” means “cash” in English. Collins Spanish to English Dictionary, http://www.collinsdictionary.com/dictionary/spanish-english/efectivo. The Spanish word “ya” means “now” in English. Id. at http://www.collinsdictionary.com/dictionary/spanish-english/ya. Thus, the English translation of EFECTIVOYA is “CASH NOW”, which is identical in meaning and connotation to the registered mark. Equivalence in meaning and connotation may be sufficient to find such marks confusingly similar. See In re Aquamar, Inc., 115 USPQ2d at 1127-28; In re Thomas, 79 USPQ2d at 1025.
In any event, because the marks at issue will be used in connection with identical services, the degree of similarity between the marks required to support a finding that confusion is likely declines. See Cai v. Diamond Hong, Inc., 901 F.3d 1367, 1373, 127 USPQ2d 1797, 1801 (Fed. Cir. 2018) (quoting In re Viterra Inc., 671 F.3d 1358, 1363, 101 USPQ2d 1905, 1908 (Fed. Cir. 2012)); TMEP §1207.01(b).
CONCLUSION
Because applicant’s services are identical to the registrant’s services, because the trade channels of the services overlap, and because the applied-for mark and the registered mark are identical in meaning and connotation, the applied-for mark must be refused registration under Trademark Act Section 2(d) on the ground that the marks are likely to be confused.
ENGLISH TRANSLATION REQUIRED
As noted in the Section 2(d) refusal, the applied-for mark is comprised of the Spanish words “efectivo” and “ya,” which mean “cash” and “now” in English. Therefore, the following translation statement is suggested:
The English translation of “EFECTIVO YA” is “cash now”.
TMEP §809.03. Please note that the translation that must be provided is the translation that has significance in the United States as the equivalent of the meaning in the non-English language, not necessarily a literal translation. See TMEP §809.02.
RESPONSE REQUIRED
For this application to proceed, applicant must:
(1) Respond to the Section 2(d) refusal by providing written arguments and evidence against the refusal; and
(2) Provide an English translation of the mark.
Please see “Responding to Office Actions” and the informational video “Response to Office Action” for more information and tips on responding.
Click to file a response to this non-final Office action
Andrew Leaser
Trademark Examining Attorney
Law Office 117
(571) 272-1911
andrew.leaser@uspto.gov
RESPONSE GUIDANCE
Missing the response deadline to this letter will cause the application to abandon. A response or notice of appeal must be received by the USPTO before midnight Eastern Time of the last day of the response period. TEAS maintenance or unforeseen circumstances could affect an applicant’s ability to timely respond.
Informal communications will not be accepted as responses to Office actions and will not be considered; therefore, do not respond to this Office action by telephone or e-mail. All informal communications relevant to this application will be placed in the official application record.
Responses signed by an unauthorized party are not accepted and can cause the application to abandon. If applicant does not have an attorney, the response must be signed by the individual applicant, all joint applicants, or someone with legal authority to bind a juristic applicant. If applicant has an attorney, the response must be signed by the attorney.
If needed, find contact information for the supervisor of the office or unit listed in the signature block.