Response to Office Action

V VERISK

Insurance Services Office, Inc.

Response to Office Action

Under the Paperwork Reduction Act of 1995 no persons are required to respond to a collection of information unless it displays a valid OMB control number.
PTO Form 1957 (Rev 10/2011)
OMB No. 0651-0050 (Exp 09/20/2020)

Response to Office Action


The table below presents the data as entered.

Input Field
Entered
SERIAL NUMBER 87635242
LAW OFFICE ASSIGNED LAW OFFICE 115
MARK SECTION
MARK FILE NAME http://uspto.report/TM/87635242/mark.png
LITERAL ELEMENT V VERISK
STANDARD CHARACTERS NO
USPTO-GENERATED IMAGE NO
ARGUMENT(S)

On May 8, 2018, the Applicant submitted a response to the Office Action dated November 8, 2017, which amended the goods or services identified in the instant application to read as follows:

 

Subscriptions to a computer service for the insurance industry for providing information relating to changes in insurance coverages and policies and for completing insurance applications with applicant information from existing databases; Providing business risk assessment information to insurance carriers; Providing information in the field of property and casualty insurance claims auditing; Providing referral services for building improvement, remodeling, and repair service providers; Providing building and construction cost assessments and cost-estimating services; Providing health care utilization and review information services regarding health care cost management for cost recovery opportunities and processing of health care information particularly to identify missed or incorrect coding, and quality problems and initiatives; Providing healthcare cost review regarding cost reduction services to insurance organizations and other payors of healthcare claims; Prepayment cost reduction services, namely, clinical cost analysis of suspect claims provided to insurance companies and other payers of health care claims; Providing an online cost-modeling database featuring replacement cost estimates for building structures used in the insurance field for contracting work; Analyzing computer data, and preparing reports of information generated during the operation of vehicles, instruments and machinery for business purposes; Providing estimates of the costs of building repair, restoration, and reconstruction, namely, estimating contracting work and providing replacement cost valuation; Providing pricing information for use in estimating and valuing the costs of construction, remodeling, repair or replacement of residential, commercial, industrial and agricultural structures and the fixtures and contents thereof; Compilation and analysis of business data in the fields of energy and natural resources, agriculture, mining, transportation, supply chain logistics, engineering, weather, environment and climate, cartography, insurance, banking, finance, construction, real estate, law enforcement, emergency services, government, real estate, and geopolitics; Auditing of insurance claims estimations, namely, insurance claims auditing services; Providing business information in the fields of imagery and geospatial data; Providing in-person  educational and promotional forums in the fields of technology, use of imagery, geospatial intelligence and analysis, manned and unmanned aerial vehicles and related technology in the nature of computer vision technology and mobile remote sensing technologies, insurance, real estate, building and construction, catastrophes, climate, environment and weather events and issues, surveillance, energy, natural resources, geopolitics, and agriculture; Consulting services in the field of energy, namely, for purposes of business risk management and analysis, energy investment opportunity evaluations, energy price comparisons, energy usage management and energy efficiency; Providing business information in the fields of energy and energy efficiency, agriculture, natural resources, and geopolitical issues; Business research and data analysis services in the field of drone services; Providing an interactive website featuring information, imagery, and analysis relating to assessment of energy efficiency and business risk management; Providing information, imagery, and analysis in the fields of energy for purposes of business risk management and analysis, energy investment opportunity evaluations, energy price comparisons, energy usage management and energy efficiency, geopolitics, namely geopolitical infrastructure, supply chain logistics for purposes of reduction of theft and risk of theft, and government, namely to assist with evaluating regulatory issues and weather risk management; Providing information, imagery and analysis relating to assessment of energy efficiency and business risk management; Trade information in the field of insurance; Compilation and analysis of business information to assist in risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, financial and investment analysis; Providing business risk assessment information to insurance carriers; Arranging and conducting business conferences; Arranging and conducting business conferences for persons in the business of insurance and risk management; Preparing electronic reports for business or commercial purposes in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Providing online databases with information in the field of business strategic and operational risk management and analysis, business strategic and operational risk analytics, business strategic and operational risk calculation, business strategic and operational risk mitigation, business strategic and operational risk forecasting; Business strategic and operational risk management services; Preparing electronic reports for business strategic and operational purposes in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Marketing consultancy and business risk management provided to financial services institutions; Data integration, namely, data processing services provided to financial services institutions; Business data analysis for measuring the effectiveness of advertisements and targeting consumers; Benchmarking for the financial services industry, namely, providing commercial information and market research information in the field of credit card, debit card, deposit, and other financial Transactions; Business assistance, namely, business management assistance; Business analysis, namely, business management analysis; Business strategy planning services; Business management; Business administration; Business appraisals; Business information; Business investigations; Business management and organization consultancy; Business research; Provision of commercial information; Compilation of information into computer databases; Compilation of statistics; Economic forecasting; Provision of business information; Marketing research and marketing studies; Publication of publicity texts and publicity agents; Systemization of information into computer databases; Provision of commercial intelligence, namely, providing business and market intelligence services; business planning; All the aforesaid services relating to the energy, chemicals, metals, mining and commodities industries; Advisory and consulting services in the field of methodologies for cost accounting projects, business process improvement and business management relating to resource planning for the mining and resource industry in the nature of mine planning, equipment scheduling, maintenance scheduling, financial modelling, production scheduling, materials management, quality management, human resources management, project management relating to mine planning, equipment scheduling, maintenance scheduling, financial modelling, production scheduling, materials management, and quality management; Project management for business purposes in the field of mine planning, equipment scheduling, maintenance scheduling, financial modelling, production scheduling, materials management, and quality management; Providing commercial information in relation to resource planning for the mining and resource industries; Providing commercial information in the fields of energy, oil and gas, and coal and metals mining extraction; Computer services, namely, computerized database management relating to the handling, storage and regulation of hazardous waste materials; Business consulting and advisory services relating to product regulatory compliance, namely, services relating to compliance with customer, industry and/or regulatory obligations; Data management services relating to compliance with customer, industry and regulatory obligations for use in data collection, namely, systemization of data in computer databases and database management in the field of product regulatory compliance; Business risk management consultation services in the nature of assisting banks in quantifying the level of risk posed by merchants through analysis of merchant websites; Providing medical referrals and scheduling of medical appointments; Providing information and databases in the fields of merchant business risk assessment; Providing data in the field of consumer behavior, namely, marketing information about consumer behavior; Maintaining a registry in the field of heavy machinery with information on ownership and theft of assets; Maintaining a database in the nature of a registry that provides data on the ownership of construction equipment for use by the insurance industry and law enforcement; Maintaining a registry of investigators of stolen equipment; Compiling and analyzing data, namely, business data for use in the insurance and financial industries; Compilation and analysis of information, namely, data compiling and analyzing in the field of insurance, relating to wildfires and analysis of risk associated with wildfires; Compilation and analysis of ratings information, namely, business risk assessment in the field of wildfires, used to evaluate risk; Providing risk analysis ratings information, namely, business risk assessment, to the insurance industry relating to wildfires used to evaluate risk; Business consulting in the fields of weather, climate and environmental risk; Consulting and advisory services in the field of business risk analysis associated with energy service interruption; providing information in the field of business risk analysis associated with energy services interruption via the internet; Compilation and analysis of data to assist in insurance claims management and analysis, and business risk management and analysis; Providing business information, namely business information on weather events, other catastrophes, and business information related to estimates of insured loss and actual insured loss resulting from catastrophic events, to assist in insurance claims management and analysis, risk management and analysis, business risk assessment, and financial and investment analysis; Providing on-line databases featuring business information, namely, business information related to weather-related events, other catastrophic events, and business information related to estimates of insured loss and actual insured loss resulting from catastrophic events; Providing online databases and information about energy and energy analytics, namely, in the field of business risk management and analysis, insurance risk analysis, energy investment opportunity evaluations, energy price comparisons, energy usage management and energy efficiency; Providing consulting and advisory services in the field of energy, namely, business risk management and analysis, insurance risk analysis, energy investment opportunity evaluations, energy price comparisons, energy usage management and energy efficiency; Insurance rating services and information relative thereto, namely, benchmarking expected loss for risk assessment purposes; Providing a database that contains investigation results, namely, insurance claims data regarding the loss, damage or theft of insured property for use by insurance companies; Providing information in the field of insurance claims, namely, insurance claims auditing, and insurance risk assessment; Providing databases and information in the field of insurance, insurance services, insurance analytics, insurance claims, insurance management and analysis, namely, insurance claims auditing, and insurance risk assessment; Insurance analysis services, namely, insurance claims auditing, and insurance risk assessment; Providing vehicle history reports, namely, providing reports about vehicle repairs, damage, accidents and ownership for insurance risk evaluation purposes; Providing insurance rating data via an online database available on the internet, namely,  benchmarking expected loss for risk assessment purposes; Consulting and services related thereto in the nature of consultation in the fields of use of imagery in the nature of photographs, aerial, terrestrial, and satellite imagery, and imagery from other remote sensing technologies, energy in the nature of  energy investment opportunity evaluations, energy price comparisons, energy usage management and energy efficiency, natural resources in the nature of investment opportunity evaluations in the field of natural resources, natural resources price comparisons, natural resource usage management and natural resources efficiency, and geopolitics; Providing online websites in the field of insurance claims auditing, business risk management and analysis, business risk analytics, business risk calculation, business risk mitigation, and business risk forecasting; Providing on-line information in the field of property and casualty insurance loss, namely, claims auditing; Providing on-line information for health care businesses, health care providers and others in the health care market, namely, health care cost management and fraud prevention for analyzing and creating reports on, health care costs and cost-control, for targeting specific business problems in the health care field; Providing on-line information in the field of insurance premium audits, for outsourcing insurance premium audits and for linking users of insurance premium audit services to high-quality vendors; Providing on-line information in the field of estimating contracting work and providing replacement cost valuation to receive, track, document and manage repair estimates and property replacement costs; Providing on-line information in the field of screening candidates for verification of education, credentials, and employment history for business purposes; Providing on-line information in the field of estimating contracting work and providing replacement cost valuation, for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries; Providing on-line information in the field of business risk assessment, business management analysis and  business management; Providing on-line information in the field of insurance claims auditing; Providing an interactive website featuring information, imagery, and analysis relating to natural resources, namely, natural resources risk assessment, natural resources investment opportunities, and natural resources management; Providing information in the field of  natural resources risk assessment, natural resources investment opportunities, and natural resources management; Providing information about insurance and potential insured, namely, evaluation, benchmarking, and analysis of insurance claims for others.

 

The Applicant now submits the following information which identifies the specific goods and/or services that are the subject of transfers to and from other pending applications as requested by the Examining Attorney in her May 10, 2018 Office Action:

 

VERISK & Design Class 35  87635242


Items to be transferred FROM this application


Original wording

Amendments, if any

Original Class

Class in Receiving Application

Serial No. of Receiving Application

Providing databases with information in the field of business strategic and operational risk management and analysis, business strategic and operational risk analytics, business strategic and operational risk calculation, business strategic and operational risk mitigation, business strategic and operational risk forecasting .

 

Providing databases and information about energy and energy analytics.

Databases recorded on computer media with information in the field of business strategic and operational risk management and analysis, business strategic and operational risk analytics, business strategic and operational risk calculation, business strategic and operational risk mitigation, business strategic and operational risk forecasting.

 

 

Databases recorded on computer media about energy and energy analytics.

 

35

09

87/635,242

Providing estimates of the costs of building repair, restoration, and reconstruction.

 

Compilation and analysis of data in the fields of energy and natural resources, agriculture, mining, transportation, supply chain logistics, engineering, weather, environment and climate, cartography, insurance, banking, finance, construction, real estate, law enforcement, emergency services, government, real estate, and geopolitics.

 

Compilation and analysis of information relating to fire protection efforts for use in the fields of insurance and financial services.

 

Compiling and analyzing data for use in the insurance and financial industries.

 

Compilation and analysis of ratings information relating to wildfires used to evaluate risk.

 

Providing risk analysis ratings information to the insurance industry relating to wildfires used to evaluate risk.

 

Providing databases and information about energy and energy analytics.

 

 

 

 


Providing consulting and advisory services in the field of energy.

Providing estimates of the costs of building repair, namely, repair cost evaluation.

 

Compilation and analysis of insurance and financial data in the fields of energy and natural resources, agriculture, mining, transportation, supply chain logistics, engineering, weather, environment and climate, cartography, insurance, banking, finance, construction, real estate, law enforcement, emergency services, government, real estate, and geopolitics, all for insurance and financial analysis.

 

No amendments.

 

 

 

Compiling and analyzing data for insurance and financial analysis purposes.

 

Compilation and analysis of ratings information, namely, insurance risk assessment in the field of wildfires, used to evaluate risk.

 

Providing risk analysis ratings information, namely, insurance risk assessment, to the insurance industry relating to wildfires used to evaluate risk.

 

Providing online databases and information about energy, namely,  insurance risk management and analysis, insurance risk analysis, energy investment opportunity evaluations, energy price comparisons, energy usage management and energy efficiency.

 

Providing consulting and advisory services in the field of energy, namely, insurance risk management and analysis, insurance risk analysis, energy investment opportunity evaluations, energy price comparisons, energy usage management and energy efficiency.

35

36

87/635,269

Obtaining and providing information and imagery on facilities and structures in the field of energy, to assist in business risk management and analysis.

Providing information, imagery, and analysis relating to energy, energy efficiency, geopolitics, mining.

Obtaining and providing information on facilities and structures in the field of energy, to assist in business risk management and analysis, namely, providing information about construction layouts.

Providing information, imagery, and analysis in the field of mining, namely, about mining extraction and construction of mines.

35

37

87/635,287

Consulting services in the field of energy, energy usage management and energy efficiency.

 

 

 

Providing information, imagery, and analysis relating to energy, energy efficiency, geopolitics, mining, supply chain logistics, government.

 

 

 

 

 

 

 

 

 

Computer services, namely, information storage and retrieval and computerized database management relating to the handling, storage and regulation of hazardous waste materials.

 

Providing databases and information about energy and energy analytics.

 

 

Providing consulting and advisory services in the field of energy.

 

Consulting services in the field of energy, namely, for purposes of risk management and analysis, energy investment opportunity evaluations, energy price comparisons, energy usage management and energy efficiency.

 

Providing information, imagery, and analysis in the fields of energy and supply chain logistics, namely, about supply chain security, cargo theft trends and recovery assistance to aid motor carriers, manufacturers, retailers, and insurance and logistics companies in mitigating cargo theft and fraud, and monitoring and tracking of cargo, inventory, vehicles, and equipment for supply chain theft prevention purposes, and about pipelines, terminals, storage facilities, electric grids, wind farms, solar panel farms, transmission lines, energy distribution and energy disruption.

 

Computer services, namely, information storage in the nature of physical storage of data and documents recorded in electronic format relating to the handling, storage and regulation of hazardous waste materials.

 

Providing online databases and information about energy, namely, energy distribution and energy disruption. 

 

Providing consulting and advisory services in the field of energy, namely, energy distribution and energy disruption.

35

39

87/635,310

Obtaining and providing information and imagery on facilities and structures in the field of energy, to assist in business risk management and analysis.

 

Providing in-person and on-line forums in the fields of technology, use of imagery, geospatial intelligence and analysis, manned and unmanned aerial vehicles and related technology in the nature of computer vision technology and mobile remote sensing technologies, insurance, real estate, building and construction, catastrophes, climate, environment and weather events and issues, surveillance, energy, natural resources, geopolitics, and agriculture.

Obtaining and providing imagery on facilities and structures in the field of energy, to assist in business risk management and analysis, namely, aerial and terrestrial photography services.

 

Providing in person educational and promotional forums in the fields of technology, use of imagery, geospatial intelligence and analysis, manned and unmanned aerial vehicles and related technology in the nature of computer vision technology and mobile remote sensing technologies, insurance, real estate, building and construction, catastrophes, climate, environment and weather events and issues, surveillance, energy, natural resources, geopolitics, and agriculture.

 

 

35

41

87/635,326

Compilation and analysis of data in the fields of energy and natural resources, agriculture, mining, transportation, supply chain logistics, engineering, weather, environment and climate, cartography, insurance, banking, finance, construction, real estate, law enforcement, emergency services, government, real estate, and geopolitics.

 

Consulting services in the field of energy, energy usage management and energy efficiency.

 

 

 

Providing information, imagery, and analysis relating to energy, energy efficiency, geopolitics, mining, supply chain logistics, government.

 

Computer services, namely, information storage and retrieval and computerized database management relating to the handling, storage and regulation of hazardous waste materials.

 

Providing databases and information about energy and energy analytics.

 

 

 

 

Providing consulting and advisory services in the field of energy.

Compilation and analysis of scientific research data in the fields of energy and natural resources, agriculture, mining, transportation, engineering, weather, environment and climate.

 

 

 

 

 

Consulting services in the field of energy, namely, technology relating to pipelines, terminals, storage facilities, electric grids, wind farms, solar panel farms, transmission lines, energy distribution and energy disruption.

 

Providing information, imagery, and analysis in the field of mining, namely, about mining exploration.

 

 

 

Computer services, namely, information storage and retrieval in the nature of electronic storage of files and documents, and public document retrieval relating to the handling, storage and regulation of hazardous waste materials.

 

Providing online databases and information about energy, namely, about pipelines, terminals, storage facilities, electric grids, wind farms, solar panel farms, transmission lines, energy distribution and energy disruption.

 

Providing consulting and advisory services in the field of energy, namely, about pipelines, terminals, storage facilities, electric grids, wind farms, solar panel farms, transmission lines, energy distribution and energy disruption.

35

42

87/635,367

Providing and analyzing statistical health data to uncover and identify healthcare fraud and healthcare claims errors.

 

Business investigations for fraud prevention.

 

Compilation and analysis of data in the fields of energy and natural resources, agriculture, mining, transportation, supply chain logistics, engineering, weather, environment and climate, cartography, insurance, banking, finance, construction, real estate, law enforcement, emergency services, government, real estate, and geopolitics.

 

Providing information and databases in the fields of merchant risk assessment and merchant compliance with customer, industry and/or regulatory obligations. 

 

Preparation of reports with information on and analysis of wildfires and risk associated with wildfires, and ratings information relating to wildfires used to evaluate risk.

 

 

Compilation and analysis of ratings information relating to wildfires used to evaluate risk.

 

Providing risk analysis ratings information to the insurance industry relating to wildfires used to evaluate risk.

 

No amendments.

 

 

 

No amendments.

 

Compilation and analysis of risk, fraud and security data in the fields of insurance, banking, finance, law enforcement, and geopolitics, all for detecting risk, fraud and security threats.

 

 

 

 

 

Providing information and databases in the field of merchant regulatory compliance.

 

 

 

Preparation of reports with information in the field of wildfire prevention and wildfire-fighting and safety and property risk associated with wildfires, and ratings information relating to wildfires used to evaluate safety and property risk.

 

 No amendments.

 

 


Providing risk analysis ratings information, namely, information on and analysis of wildfires to the insurance industry used to evaluate risk.

35

45

87/635,411


 


Items to be transferred INTO this application


Original wording

Amendments, if any

Original Class

Class in Receiving Application

Serial No. of Original Application

Insurance rating services and information relative thereto.

 

 

Providing a database that contains investigation results regarding the loss, damage or theft of insured property for use by insurance companies.

 

Providing information in the field of insurance claims.

 

 

Providing databases and information in the field of insurance, insurance services, insurance analytics, insurance claims, insurance management and analysis, financial risk management and analysis, financial risk analytics, financial risk calculation, financial risk mitigation, financial risk forecasting, financial risk assessment, financial and investment analysis.

 

Insurance analysis services.  

 

 

Providing vehicle history reports. 

 

 

 


Providing insurance underwriting and insurance rating data via an online database available on the internet.

Insurance rating services and information relative thereto, namely, benchmarking expected loss for risk assessment purposes.

 

Providing a database that contains investigation results, namely, insurance claims data regarding the loss, damage or theft of insured property for use by insurance companies.

 

Providing information in the field of insurance claims, namely, insurance claims auditing, and insurance risk assessment.

 

Providing databases and information in the field of insurance, insurance services, insurance analytics, insurance claims, insurance management and analysis, namely, insurance claims auditing, and insurance risk assessment.

 

 

 

 

 

Insurance analysis services, namely, insurance claims auditing, and insurance risk assessment.

 

Providing vehicle history reports, namely, providing reports about vehicle repairs, damage, accidents and ownership for insurance risk evaluation purposes.

 

Providing insurance rating data via an online database available on the internet, namely,  benchmarking expected loss for risk assessment purposes.

36

35

87/635,269

Educational services, namely, providing in-person and on-line training courses, seminars and workshops and providing round table and panel discussions, in the fields of technology, use of imagery, geospatial intelligence and analysis, manned and unmanned aerial vehicles and related technology, insurance, real estate, building and construction, climate, environment, catastrophes, weather events and issues, surveillance, energy, natural resources, geopolitics, and agriculture, and consulting and services related thereto in the nature of consultation in the fields of photography, videography, technology, use of imagery, geospatial intelligence and analysis, manned and unmanned aerial vehicles and related technology, insurance, real estate, building and construction, catastrophes, environment, climate, weather events and issues, surveillance, energy, natural resources, geopolitics, and agriculture.

 

Providing online publications in the nature of websites, reports, briefs, bulletins and newsletters in the field of insurance, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment and financial and investment analysis.

Consulting and services related thereto in the nature of consultation in the fields of use of imagery in the nature of photographs, aerial, terrestrial, and satellite imagery, and imagery from other remote sensing technologies, energy in the nature of energy investment opportunity evaluations, energy price comparisons, energy usage management and energy efficiency, natural resources in the nature of investment opportunity evaluations in the field of natural resources, natural resources price comparisons, natural resource usage management and natural resources efficiency, and geopolitics.

 

 

 

 

 

 

 

 

 

 

Providing online websites in the field of insurance claims auditing, business risk management and analysis, business risk analytics, business risk calculation, business risk mitigation, and business risk forecasting.

41

35

87/635,326

Providing on-line non-downloadable software programs and information for use in analyzing property and casualty insurance loss information.

 

Providing on-line non-downloadable software programs and information for health care businesses, health care providers and others in the health care market, for analyzing, creating financial models of, and creating reports on, health care costs and cost-control, the financing of health care costs, managed care provider groups, self-insured employers, third party administrators, and the delivery of health care services, for targeting specific business problems in the health care field, to perform information and research services regarding the Medicare market, and to validate claim submissions and detect, investigate, audit and manage fraudulent claims and over-payment of claims.

 

Providing on-line non-downloadable software and information for conducting insurance premium audits, for outsourcing insurance premium audits and for linking users of insurance premium audit services to high-quality vendors.

 

Providing on-line non-downloadable software and information to receive, track, document and manage insurance claims, property valuations, repair estimates and property replacement costs.

 

Providing on-line non-downloadable software and information for screening candidates for employment for criminal records and verification of education, credentials, and employment history.

 

Providing online non-downloadable software and information for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries.

 


Providing online non-downloadable software and information for risk assessment, analysis and management and hazard assessment, analysis and management.

 

Providing online non-downloadable software and information to assist in insurance claims assessment, analysis and management.

 

Providing an interactive website featuring information, imagery, and analysis relating to natural resources, weather, environment, and climate.

 

 

Providing information, imagery, and analysis relating to natural resources, weather, environment, climate and forensic analysis.

 


Providing information about insurance and prospective insureds and reports relating to insurance.

Providing on-line information in the field of property and casualty insurance loss, namely, claims auditing.

 

 

Providing on-line information for health care businesses, health care providers and others in the health care market, namely, health care cost management and fraud prevention for analyzing and creating reports on, health care costs and cost-control, for targeting specific business problems in the health care field.

 

 

 

 

 

 

 

 

 

 


Providing on-line information in the field of insurance premium audits, for outsourcing insurance premium audits and for linking users of insurance premium audit services to high-quality vendors.

 

 

Providing on-line information in the field of estimating contracting work and providing replacement cost valuation, to receive, track, document and manage repair estimates and property replacement costs.

 

Providing on-line information in the field of screening candidates for verification of education, credentials, and employment history for business purposes.

 

 

Providing on-line information in the field of estimating contracting work and providing replacement cost valuation, for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries.

 

Providing on-line information in the field of business risk assessment, business management analysis and business management.

 

 

Providing on-line information in the field of insurance claims auditing.

 

 

Providing an interactive website featuring information, imagery, and analysis relating to natural resources, namely, natural resources risk assessment, natural resources investment opportunities, and natural resources management.

 

Providing information in the field of natural resources risk assessment, natural resources investment opportunities, and natural resources management.

 

Providing information about insurance and potential insured, namely, evaluation, benchmarking, and analysis of insurance claims for others.

42

35

87/635,367


The Applicant would also like to clarify that in addition to the amendments noted above concerning the transfers to and from other pending applications, other amendments were made to the goods or services identified in the instant application in the Office Action response dated May 8, 2018.  However, the additional amendments were not transfers between classes and consisted of amendments to the existing identification within the class of the instant application. 

SIGNATURE SECTION
RESPONSE SIGNATURE /Michael Friscia/
SIGNATORY'S NAME Michael R. Friscia
SIGNATORY'S POSITION Attorney of record, NJ bar member
SIGNATORY'S PHONE NUMBER 973-622-4444
DATE SIGNED 11/13/2018
AUTHORIZED SIGNATORY YES
FILING INFORMATION SECTION
SUBMIT DATE Tue Nov 13 15:36:31 EST 2018
TEAS STAMP USPTO/ROA-XX.XX.XX.XX-201
81113153631796081-8763524
2-6104ad3eaec7c442f2dfa9a
ce0186af6658d7d12e528cb46
6b983ed8466fd6ef-N/A-N/A-
20181113140948896188



Under the Paperwork Reduction Act of 1995 no persons are required to respond to a collection of information unless it displays a valid OMB control number.
PTO Form 1957 (Rev 10/2011)
OMB No. 0651-0050 (Exp 09/20/2020)

Response to Office Action


To the Commissioner for Trademarks:

Application serial no. 87635242 V VERISK (Stylized and/or with Design, see http://uspto.report/TM/87635242/mark.png) has been amended as follows:

ARGUMENT(S)
In response to the substantive refusal(s), please note the following:

On May 8, 2018, the Applicant submitted a response to the Office Action dated November 8, 2017, which amended the goods or services identified in the instant application to read as follows:

 

Subscriptions to a computer service for the insurance industry for providing information relating to changes in insurance coverages and policies and for completing insurance applications with applicant information from existing databases; Providing business risk assessment information to insurance carriers; Providing information in the field of property and casualty insurance claims auditing; Providing referral services for building improvement, remodeling, and repair service providers; Providing building and construction cost assessments and cost-estimating services; Providing health care utilization and review information services regarding health care cost management for cost recovery opportunities and processing of health care information particularly to identify missed or incorrect coding, and quality problems and initiatives; Providing healthcare cost review regarding cost reduction services to insurance organizations and other payors of healthcare claims; Prepayment cost reduction services, namely, clinical cost analysis of suspect claims provided to insurance companies and other payers of health care claims; Providing an online cost-modeling database featuring replacement cost estimates for building structures used in the insurance field for contracting work; Analyzing computer data, and preparing reports of information generated during the operation of vehicles, instruments and machinery for business purposes; Providing estimates of the costs of building repair, restoration, and reconstruction, namely, estimating contracting work and providing replacement cost valuation; Providing pricing information for use in estimating and valuing the costs of construction, remodeling, repair or replacement of residential, commercial, industrial and agricultural structures and the fixtures and contents thereof; Compilation and analysis of business data in the fields of energy and natural resources, agriculture, mining, transportation, supply chain logistics, engineering, weather, environment and climate, cartography, insurance, banking, finance, construction, real estate, law enforcement, emergency services, government, real estate, and geopolitics; Auditing of insurance claims estimations, namely, insurance claims auditing services; Providing business information in the fields of imagery and geospatial data; Providing in-person  educational and promotional forums in the fields of technology, use of imagery, geospatial intelligence and analysis, manned and unmanned aerial vehicles and related technology in the nature of computer vision technology and mobile remote sensing technologies, insurance, real estate, building and construction, catastrophes, climate, environment and weather events and issues, surveillance, energy, natural resources, geopolitics, and agriculture; Consulting services in the field of energy, namely, for purposes of business risk management and analysis, energy investment opportunity evaluations, energy price comparisons, energy usage management and energy efficiency; Providing business information in the fields of energy and energy efficiency, agriculture, natural resources, and geopolitical issues; Business research and data analysis services in the field of drone services; Providing an interactive website featuring information, imagery, and analysis relating to assessment of energy efficiency and business risk management; Providing information, imagery, and analysis in the fields of energy for purposes of business risk management and analysis, energy investment opportunity evaluations, energy price comparisons, energy usage management and energy efficiency, geopolitics, namely geopolitical infrastructure, supply chain logistics for purposes of reduction of theft and risk of theft, and government, namely to assist with evaluating regulatory issues and weather risk management; Providing information, imagery and analysis relating to assessment of energy efficiency and business risk management; Trade information in the field of insurance; Compilation and analysis of business information to assist in risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, financial and investment analysis; Providing business risk assessment information to insurance carriers; Arranging and conducting business conferences; Arranging and conducting business conferences for persons in the business of insurance and risk management; Preparing electronic reports for business or commercial purposes in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Providing online databases with information in the field of business strategic and operational risk management and analysis, business strategic and operational risk analytics, business strategic and operational risk calculation, business strategic and operational risk mitigation, business strategic and operational risk forecasting; Business strategic and operational risk management services; Preparing electronic reports for business strategic and operational purposes in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Marketing consultancy and business risk management provided to financial services institutions; Data integration, namely, data processing services provided to financial services institutions; Business data analysis for measuring the effectiveness of advertisements and targeting consumers; Benchmarking for the financial services industry, namely, providing commercial information and market research information in the field of credit card, debit card, deposit, and other financial Transactions; Business assistance, namely, business management assistance; Business analysis, namely, business management analysis; Business strategy planning services; Business management; Business administration; Business appraisals; Business information; Business investigations; Business management and organization consultancy; Business research; Provision of commercial information; Compilation of information into computer databases; Compilation of statistics; Economic forecasting; Provision of business information; Marketing research and marketing studies; Publication of publicity texts and publicity agents; Systemization of information into computer databases; Provision of commercial intelligence, namely, providing business and market intelligence services; business planning; All the aforesaid services relating to the energy, chemicals, metals, mining and commodities industries; Advisory and consulting services in the field of methodologies for cost accounting projects, business process improvement and business management relating to resource planning for the mining and resource industry in the nature of mine planning, equipment scheduling, maintenance scheduling, financial modelling, production scheduling, materials management, quality management, human resources management, project management relating to mine planning, equipment scheduling, maintenance scheduling, financial modelling, production scheduling, materials management, and quality management; Project management for business purposes in the field of mine planning, equipment scheduling, maintenance scheduling, financial modelling, production scheduling, materials management, and quality management; Providing commercial information in relation to resource planning for the mining and resource industries; Providing commercial information in the fields of energy, oil and gas, and coal and metals mining extraction; Computer services, namely, computerized database management relating to the handling, storage and regulation of hazardous waste materials; Business consulting and advisory services relating to product regulatory compliance, namely, services relating to compliance with customer, industry and/or regulatory obligations; Data management services relating to compliance with customer, industry and regulatory obligations for use in data collection, namely, systemization of data in computer databases and database management in the field of product regulatory compliance; Business risk management consultation services in the nature of assisting banks in quantifying the level of risk posed by merchants through analysis of merchant websites; Providing medical referrals and scheduling of medical appointments; Providing information and databases in the fields of merchant business risk assessment; Providing data in the field of consumer behavior, namely, marketing information about consumer behavior; Maintaining a registry in the field of heavy machinery with information on ownership and theft of assets; Maintaining a database in the nature of a registry that provides data on the ownership of construction equipment for use by the insurance industry and law enforcement; Maintaining a registry of investigators of stolen equipment; Compiling and analyzing data, namely, business data for use in the insurance and financial industries; Compilation and analysis of information, namely, data compiling and analyzing in the field of insurance, relating to wildfires and analysis of risk associated with wildfires; Compilation and analysis of ratings information, namely, business risk assessment in the field of wildfires, used to evaluate risk; Providing risk analysis ratings information, namely, business risk assessment, to the insurance industry relating to wildfires used to evaluate risk; Business consulting in the fields of weather, climate and environmental risk; Consulting and advisory services in the field of business risk analysis associated with energy service interruption; providing information in the field of business risk analysis associated with energy services interruption via the internet; Compilation and analysis of data to assist in insurance claims management and analysis, and business risk management and analysis; Providing business information, namely business information on weather events, other catastrophes, and business information related to estimates of insured loss and actual insured loss resulting from catastrophic events, to assist in insurance claims management and analysis, risk management and analysis, business risk assessment, and financial and investment analysis; Providing on-line databases featuring business information, namely, business information related to weather-related events, other catastrophic events, and business information related to estimates of insured loss and actual insured loss resulting from catastrophic events; Providing online databases and information about energy and energy analytics, namely, in the field of business risk management and analysis, insurance risk analysis, energy investment opportunity evaluations, energy price comparisons, energy usage management and energy efficiency; Providing consulting and advisory services in the field of energy, namely, business risk management and analysis, insurance risk analysis, energy investment opportunity evaluations, energy price comparisons, energy usage management and energy efficiency; Insurance rating services and information relative thereto, namely, benchmarking expected loss for risk assessment purposes; Providing a database that contains investigation results, namely, insurance claims data regarding the loss, damage or theft of insured property for use by insurance companies; Providing information in the field of insurance claims, namely, insurance claims auditing, and insurance risk assessment; Providing databases and information in the field of insurance, insurance services, insurance analytics, insurance claims, insurance management and analysis, namely, insurance claims auditing, and insurance risk assessment; Insurance analysis services, namely, insurance claims auditing, and insurance risk assessment; Providing vehicle history reports, namely, providing reports about vehicle repairs, damage, accidents and ownership for insurance risk evaluation purposes; Providing insurance rating data via an online database available on the internet, namely,  benchmarking expected loss for risk assessment purposes; Consulting and services related thereto in the nature of consultation in the fields of use of imagery in the nature of photographs, aerial, terrestrial, and satellite imagery, and imagery from other remote sensing technologies, energy in the nature of  energy investment opportunity evaluations, energy price comparisons, energy usage management and energy efficiency, natural resources in the nature of investment opportunity evaluations in the field of natural resources, natural resources price comparisons, natural resource usage management and natural resources efficiency, and geopolitics; Providing online websites in the field of insurance claims auditing, business risk management and analysis, business risk analytics, business risk calculation, business risk mitigation, and business risk forecasting; Providing on-line information in the field of property and casualty insurance loss, namely, claims auditing; Providing on-line information for health care businesses, health care providers and others in the health care market, namely, health care cost management and fraud prevention for analyzing and creating reports on, health care costs and cost-control, for targeting specific business problems in the health care field; Providing on-line information in the field of insurance premium audits, for outsourcing insurance premium audits and for linking users of insurance premium audit services to high-quality vendors; Providing on-line information in the field of estimating contracting work and providing replacement cost valuation to receive, track, document and manage repair estimates and property replacement costs; Providing on-line information in the field of screening candidates for verification of education, credentials, and employment history for business purposes; Providing on-line information in the field of estimating contracting work and providing replacement cost valuation, for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries; Providing on-line information in the field of business risk assessment, business management analysis and  business management; Providing on-line information in the field of insurance claims auditing; Providing an interactive website featuring information, imagery, and analysis relating to natural resources, namely, natural resources risk assessment, natural resources investment opportunities, and natural resources management; Providing information in the field of  natural resources risk assessment, natural resources investment opportunities, and natural resources management; Providing information about insurance and potential insured, namely, evaluation, benchmarking, and analysis of insurance claims for others.

 

The Applicant now submits the following information which identifies the specific goods and/or services that are the subject of transfers to and from other pending applications as requested by the Examining Attorney in her May 10, 2018 Office Action:

 

VERISK & Design Class 35  87635242


Items to be transferred FROM this application


Original wording

Amendments, if any

Original Class

Class in Receiving Application

Serial No. of Receiving Application

Providing databases with information in the field of business strategic and operational risk management and analysis, business strategic and operational risk analytics, business strategic and operational risk calculation, business strategic and operational risk mitigation, business strategic and operational risk forecasting .

 

Providing databases and information about energy and energy analytics.

Databases recorded on computer media with information in the field of business strategic and operational risk management and analysis, business strategic and operational risk analytics, business strategic and operational risk calculation, business strategic and operational risk mitigation, business strategic and operational risk forecasting.

 

 

Databases recorded on computer media about energy and energy analytics.

 

35

09

87/635,242

Providing estimates of the costs of building repair, restoration, and reconstruction.

 

Compilation and analysis of data in the fields of energy and natural resources, agriculture, mining, transportation, supply chain logistics, engineering, weather, environment and climate, cartography, insurance, banking, finance, construction, real estate, law enforcement, emergency services, government, real estate, and geopolitics.

 

Compilation and analysis of information relating to fire protection efforts for use in the fields of insurance and financial services.

 

Compiling and analyzing data for use in the insurance and financial industries.

 

Compilation and analysis of ratings information relating to wildfires used to evaluate risk.

 

Providing risk analysis ratings information to the insurance industry relating to wildfires used to evaluate risk.

 

Providing databases and information about energy and energy analytics.

 

 

 

 


Providing consulting and advisory services in the field of energy.

Providing estimates of the costs of building repair, namely, repair cost evaluation.

 

Compilation and analysis of insurance and financial data in the fields of energy and natural resources, agriculture, mining, transportation, supply chain logistics, engineering, weather, environment and climate, cartography, insurance, banking, finance, construction, real estate, law enforcement, emergency services, government, real estate, and geopolitics, all for insurance and financial analysis.

 

No amendments.

 

 

 

Compiling and analyzing data for insurance and financial analysis purposes.

 

Compilation and analysis of ratings information, namely, insurance risk assessment in the field of wildfires, used to evaluate risk.

 

Providing risk analysis ratings information, namely, insurance risk assessment, to the insurance industry relating to wildfires used to evaluate risk.

 

Providing online databases and information about energy, namely,  insurance risk management and analysis, insurance risk analysis, energy investment opportunity evaluations, energy price comparisons, energy usage management and energy efficiency.

 

Providing consulting and advisory services in the field of energy, namely, insurance risk management and analysis, insurance risk analysis, energy investment opportunity evaluations, energy price comparisons, energy usage management and energy efficiency.

35

36

87/635,269

Obtaining and providing information and imagery on facilities and structures in the field of energy, to assist in business risk management and analysis.

Providing information, imagery, and analysis relating to energy, energy efficiency, geopolitics, mining.

Obtaining and providing information on facilities and structures in the field of energy, to assist in business risk management and analysis, namely, providing information about construction layouts.

Providing information, imagery, and analysis in the field of mining, namely, about mining extraction and construction of mines.

35

37

87/635,287

Consulting services in the field of energy, energy usage management and energy efficiency.

 

 

 

Providing information, imagery, and analysis relating to energy, energy efficiency, geopolitics, mining, supply chain logistics, government.

 

 

 

 

 

 

 

 

 

Computer services, namely, information storage and retrieval and computerized database management relating to the handling, storage and regulation of hazardous waste materials.

 

Providing databases and information about energy and energy analytics.

 

 

Providing consulting and advisory services in the field of energy.

 

Consulting services in the field of energy, namely, for purposes of risk management and analysis, energy investment opportunity evaluations, energy price comparisons, energy usage management and energy efficiency.

 

Providing information, imagery, and analysis in the fields of energy and supply chain logistics, namely, about supply chain security, cargo theft trends and recovery assistance to aid motor carriers, manufacturers, retailers, and insurance and logistics companies in mitigating cargo theft and fraud, and monitoring and tracking of cargo, inventory, vehicles, and equipment for supply chain theft prevention purposes, and about pipelines, terminals, storage facilities, electric grids, wind farms, solar panel farms, transmission lines, energy distribution and energy disruption.

 

Computer services, namely, information storage in the nature of physical storage of data and documents recorded in electronic format relating to the handling, storage and regulation of hazardous waste materials.

 

Providing online databases and information about energy, namely, energy distribution and energy disruption. 

 

Providing consulting and advisory services in the field of energy, namely, energy distribution and energy disruption.

35

39

87/635,310

Obtaining and providing information and imagery on facilities and structures in the field of energy, to assist in business risk management and analysis.

 

Providing in-person and on-line forums in the fields of technology, use of imagery, geospatial intelligence and analysis, manned and unmanned aerial vehicles and related technology in the nature of computer vision technology and mobile remote sensing technologies, insurance, real estate, building and construction, catastrophes, climate, environment and weather events and issues, surveillance, energy, natural resources, geopolitics, and agriculture.

Obtaining and providing imagery on facilities and structures in the field of energy, to assist in business risk management and analysis, namely, aerial and terrestrial photography services.

 

Providing in person educational and promotional forums in the fields of technology, use of imagery, geospatial intelligence and analysis, manned and unmanned aerial vehicles and related technology in the nature of computer vision technology and mobile remote sensing technologies, insurance, real estate, building and construction, catastrophes, climate, environment and weather events and issues, surveillance, energy, natural resources, geopolitics, and agriculture.

 

 

35

41

87/635,326

Compilation and analysis of data in the fields of energy and natural resources, agriculture, mining, transportation, supply chain logistics, engineering, weather, environment and climate, cartography, insurance, banking, finance, construction, real estate, law enforcement, emergency services, government, real estate, and geopolitics.

 

Consulting services in the field of energy, energy usage management and energy efficiency.

 

 

 

Providing information, imagery, and analysis relating to energy, energy efficiency, geopolitics, mining, supply chain logistics, government.

 

Computer services, namely, information storage and retrieval and computerized database management relating to the handling, storage and regulation of hazardous waste materials.

 

Providing databases and information about energy and energy analytics.

 

 

 

 

Providing consulting and advisory services in the field of energy.

Compilation and analysis of scientific research data in the fields of energy and natural resources, agriculture, mining, transportation, engineering, weather, environment and climate.

 

 

 

 

 

Consulting services in the field of energy, namely, technology relating to pipelines, terminals, storage facilities, electric grids, wind farms, solar panel farms, transmission lines, energy distribution and energy disruption.

 

Providing information, imagery, and analysis in the field of mining, namely, about mining exploration.

 

 

 

Computer services, namely, information storage and retrieval in the nature of electronic storage of files and documents, and public document retrieval relating to the handling, storage and regulation of hazardous waste materials.

 

Providing online databases and information about energy, namely, about pipelines, terminals, storage facilities, electric grids, wind farms, solar panel farms, transmission lines, energy distribution and energy disruption.

 

Providing consulting and advisory services in the field of energy, namely, about pipelines, terminals, storage facilities, electric grids, wind farms, solar panel farms, transmission lines, energy distribution and energy disruption.

35

42

87/635,367

Providing and analyzing statistical health data to uncover and identify healthcare fraud and healthcare claims errors.

 

Business investigations for fraud prevention.

 

Compilation and analysis of data in the fields of energy and natural resources, agriculture, mining, transportation, supply chain logistics, engineering, weather, environment and climate, cartography, insurance, banking, finance, construction, real estate, law enforcement, emergency services, government, real estate, and geopolitics.

 

Providing information and databases in the fields of merchant risk assessment and merchant compliance with customer, industry and/or regulatory obligations. 

 

Preparation of reports with information on and analysis of wildfires and risk associated with wildfires, and ratings information relating to wildfires used to evaluate risk.

 

 

Compilation and analysis of ratings information relating to wildfires used to evaluate risk.

 

Providing risk analysis ratings information to the insurance industry relating to wildfires used to evaluate risk.

 

No amendments.

 

 

 

No amendments.

 

Compilation and analysis of risk, fraud and security data in the fields of insurance, banking, finance, law enforcement, and geopolitics, all for detecting risk, fraud and security threats.

 

 

 

 

 

Providing information and databases in the field of merchant regulatory compliance.

 

 

 

Preparation of reports with information in the field of wildfire prevention and wildfire-fighting and safety and property risk associated with wildfires, and ratings information relating to wildfires used to evaluate safety and property risk.

 

 No amendments.

 

 


Providing risk analysis ratings information, namely, information on and analysis of wildfires to the insurance industry used to evaluate risk.

35

45

87/635,411


 


Items to be transferred INTO this application


Original wording

Amendments, if any

Original Class

Class in Receiving Application

Serial No. of Original Application

Insurance rating services and information relative thereto.

 

 

Providing a database that contains investigation results regarding the loss, damage or theft of insured property for use by insurance companies.

 

Providing information in the field of insurance claims.

 

 

Providing databases and information in the field of insurance, insurance services, insurance analytics, insurance claims, insurance management and analysis, financial risk management and analysis, financial risk analytics, financial risk calculation, financial risk mitigation, financial risk forecasting, financial risk assessment, financial and investment analysis.

 

Insurance analysis services.  

 

 

Providing vehicle history reports. 

 

 

 


Providing insurance underwriting and insurance rating data via an online database available on the internet.

Insurance rating services and information relative thereto, namely, benchmarking expected loss for risk assessment purposes.

 

Providing a database that contains investigation results, namely, insurance claims data regarding the loss, damage or theft of insured property for use by insurance companies.

 

Providing information in the field of insurance claims, namely, insurance claims auditing, and insurance risk assessment.

 

Providing databases and information in the field of insurance, insurance services, insurance analytics, insurance claims, insurance management and analysis, namely, insurance claims auditing, and insurance risk assessment.

 

 

 

 

 

Insurance analysis services, namely, insurance claims auditing, and insurance risk assessment.

 

Providing vehicle history reports, namely, providing reports about vehicle repairs, damage, accidents and ownership for insurance risk evaluation purposes.

 

Providing insurance rating data via an online database available on the internet, namely,  benchmarking expected loss for risk assessment purposes.

36

35

87/635,269

Educational services, namely, providing in-person and on-line training courses, seminars and workshops and providing round table and panel discussions, in the fields of technology, use of imagery, geospatial intelligence and analysis, manned and unmanned aerial vehicles and related technology, insurance, real estate, building and construction, climate, environment, catastrophes, weather events and issues, surveillance, energy, natural resources, geopolitics, and agriculture, and consulting and services related thereto in the nature of consultation in the fields of photography, videography, technology, use of imagery, geospatial intelligence and analysis, manned and unmanned aerial vehicles and related technology, insurance, real estate, building and construction, catastrophes, environment, climate, weather events and issues, surveillance, energy, natural resources, geopolitics, and agriculture.

 

Providing online publications in the nature of websites, reports, briefs, bulletins and newsletters in the field of insurance, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment and financial and investment analysis.

Consulting and services related thereto in the nature of consultation in the fields of use of imagery in the nature of photographs, aerial, terrestrial, and satellite imagery, and imagery from other remote sensing technologies, energy in the nature of energy investment opportunity evaluations, energy price comparisons, energy usage management and energy efficiency, natural resources in the nature of investment opportunity evaluations in the field of natural resources, natural resources price comparisons, natural resource usage management and natural resources efficiency, and geopolitics.

 

 

 

 

 

 

 

 

 

 

Providing online websites in the field of insurance claims auditing, business risk management and analysis, business risk analytics, business risk calculation, business risk mitigation, and business risk forecasting.

41

35

87/635,326

Providing on-line non-downloadable software programs and information for use in analyzing property and casualty insurance loss information.

 

Providing on-line non-downloadable software programs and information for health care businesses, health care providers and others in the health care market, for analyzing, creating financial models of, and creating reports on, health care costs and cost-control, the financing of health care costs, managed care provider groups, self-insured employers, third party administrators, and the delivery of health care services, for targeting specific business problems in the health care field, to perform information and research services regarding the Medicare market, and to validate claim submissions and detect, investigate, audit and manage fraudulent claims and over-payment of claims.

 

Providing on-line non-downloadable software and information for conducting insurance premium audits, for outsourcing insurance premium audits and for linking users of insurance premium audit services to high-quality vendors.

 

Providing on-line non-downloadable software and information to receive, track, document and manage insurance claims, property valuations, repair estimates and property replacement costs.

 

Providing on-line non-downloadable software and information for screening candidates for employment for criminal records and verification of education, credentials, and employment history.

 

Providing online non-downloadable software and information for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries.

 


Providing online non-downloadable software and information for risk assessment, analysis and management and hazard assessment, analysis and management.

 

Providing online non-downloadable software and information to assist in insurance claims assessment, analysis and management.

 

Providing an interactive website featuring information, imagery, and analysis relating to natural resources, weather, environment, and climate.

 

 

Providing information, imagery, and analysis relating to natural resources, weather, environment, climate and forensic analysis.

 


Providing information about insurance and prospective insureds and reports relating to insurance.

Providing on-line information in the field of property and casualty insurance loss, namely, claims auditing.

 

 

Providing on-line information for health care businesses, health care providers and others in the health care market, namely, health care cost management and fraud prevention for analyzing and creating reports on, health care costs and cost-control, for targeting specific business problems in the health care field.

 

 

 

 

 

 

 

 

 

 


Providing on-line information in the field of insurance premium audits, for outsourcing insurance premium audits and for linking users of insurance premium audit services to high-quality vendors.

 

 

Providing on-line information in the field of estimating contracting work and providing replacement cost valuation, to receive, track, document and manage repair estimates and property replacement costs.

 

Providing on-line information in the field of screening candidates for verification of education, credentials, and employment history for business purposes.

 

 

Providing on-line information in the field of estimating contracting work and providing replacement cost valuation, for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries.

 

Providing on-line information in the field of business risk assessment, business management analysis and business management.

 

 

Providing on-line information in the field of insurance claims auditing.

 

 

Providing an interactive website featuring information, imagery, and analysis relating to natural resources, namely, natural resources risk assessment, natural resources investment opportunities, and natural resources management.

 

Providing information in the field of natural resources risk assessment, natural resources investment opportunities, and natural resources management.

 

Providing information about insurance and potential insured, namely, evaluation, benchmarking, and analysis of insurance claims for others.

42

35

87/635,367


The Applicant would also like to clarify that in addition to the amendments noted above concerning the transfers to and from other pending applications, other amendments were made to the goods or services identified in the instant application in the Office Action response dated May 8, 2018.  However, the additional amendments were not transfers between classes and consisted of amendments to the existing identification within the class of the instant application. 



SIGNATURE(S)
Response Signature
Signature: /Michael Friscia/     Date: 11/13/2018
Signatory's Name: Michael R. Friscia
Signatory's Position: Attorney of record, NJ bar member

Signatory's Phone Number: 973-622-4444

The signatory has confirmed that he/she is an attorney who is a member in good standing of the bar of the highest court of a U.S. state, which includes the District of Columbia, Puerto Rico, and other federal territories and possessions; and he/she is currently the owner's/holder's attorney or an associate thereof; and to the best of his/her knowledge, if prior to his/her appointment another U.S. attorney or a Canadian attorney/agent not currently associated with his/her company/firm previously represented the owner/holder in this matter: (1) the owner/holder has filed or is concurrently filing a signed revocation of or substitute power of attorney with the USPTO; (2) the USPTO has granted the request of the prior representative to withdraw; (3) the owner/holder has filed a power of attorney appointing him/her in this matter; or (4) the owner's/holder's appointed U.S. attorney or Canadian attorney/agent has filed a power of attorney appointing him/her as an associate attorney in this matter.

        
Serial Number: 87635242
Internet Transmission Date: Tue Nov 13 15:36:31 EST 2018
TEAS Stamp: USPTO/ROA-XX.XX.XX.XX-201811131536317960
81-87635242-6104ad3eaec7c442f2dfa9ace018
6af6658d7d12e528cb466b983ed8466fd6ef-N/A
-N/A-20181113140948896188



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